All You Need to Know About Car Modification

Want to personalise your vehicle and make it a comfortable ride on the road? Many individuals go for car modification when it comes to painting and denting, along with other unique features that give it an exciting yet comforting look. If you are in the mood to personalise your car experience, then this article has all the right details for you to know. From what modification is to understanding legalities, we have got everything for you!

What is a Modified Car?

A modified car has been given a makeover from its original factory specifications to make it perform better, look cooler, and work more efficiently. This could mean adding engine upgrades, changing the suspension for better handling, giving it a new paint job, exciting the interior, or adding fancy gadgets like sound or an efficient lighting system. Car enthusiasts love customising their wheels to match their personality or to hit performance goals. But hey, while this modification in cars can make it way cooler, you have to make sure they are legal, safe, and won't mess with how your car runs.

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Different Types of Car Modifications

If you wish to get your car modified, you can get it done in all shapes and sizes, each giving your ride a different boost, whether it's performance or just style. Let’s have a look at some of the modifications you can get done in your car with the help of a professional:

  • Performance Modification: Think engine tuning, turbochargers, exhaust upgrades, and air intakes. These specifications give your car more power, speed, and overall zing on the road.
  • Aesthetic Modification: From custom paint jobs to slick body kits and spoilers, these changes make your ride look like a million bucks.
  • Interior Modification: Upgraded sound systems, comfy seats, and mood lighting make your car's interior feel like a luxury suite.
  • Safety Modification: Upgraded brakes, roll cages, and advanced lighting - these modifications keep you and your passengers safe on the road.
  • Suspension Modification: Lowering kits, coilovers, and better shocks make your ride smoother and handle like a dream.

Car Modification Rules In India

When it comes to car modification in India, there are some rules you've got to play by to keep things safe and legal:

  • Structural Changes: Messing around with the chassis is a no-no. Any changes must keep your car's basic structure intact.
  • Color Change: If you're switching up the paint job, you've got to let the Regional Transport Office (RTO) know about it.
  • Engine Modifications: Major engine upgrades need the RTO's thumbs-up first. Otherwise, you could end up with a hefty fine or worse.
  • Noise Limits: Keep the peace - loud exhausts that break noise regulations are a big-time no.
  • Lights: Certain fancy lighting setups are off-limits to keep things safe on the road.

Enhancing Performance: How Modifications Impact Your Car's Abilities?

Performance modifications can significantly improve a car’s driving experience by enhancing various aspects of its performance.

  • Engine Upgrades: Upgrades like turbochargers and remapping can boost power and acceleration, providing a thrilling driving experience.
  • Suspension Adjustments: Modifications like coilovers and lowering kits improve handling, stability, and cornering capabilities, making the car more responsive.
  • Exhaust Systems: High-performance exhaust systems enhance airflow, increasing engine efficiency and producing a more aggressive sound.
  • Brake Upgrades: Upgraded brake systems, including larger discs and performance pads, offer better stopping power and improved safety.
  • Aerodynamic Modifications: Additions such as spoilers and splitters reduce drag and increase downforce, enhancing speed and stability at high velocities.

Car Modifications Include Most Changes Made To Your Car

Car modifications include a wide range of alterations that can enhance your vehicle's look and performance.

  • Visual Enhancements: Custom paint, aftermarket wheels, body kits, and spoilers enhance the car’s appearance and uniqueness.
  • Performance Upgrades: Installing turbochargers, ECU remaps, sports exhausts, and air intakes boosts the car’s performance metrics.
  • Interior Customization: Leather seats, custom dashboards, upgraded infotainment systems, and ambient lighting improve comfort and style inside the car.
  • Safety Features: Installing advanced airbags, anti-lock braking systems (ABS), traction control, and reinforced roll cages enhances occupant safety.
  • Utility Additions: Adding roof racks, tow bars, and extra storage compartments increases the car’s practicality and versatility.

Check The Modifications Are Legal in India

In India, car modifications are subject to regulations outlined by the Motor Vehicles Act. These regulations ensure that modifications adhere to safety and environmental standards. It's essential to consult the Automotive Research Association of India (ARAI) guidelines to determine the legality of specific modifications. Additionally, modifications must comply with state-specific regulations and obtain necessary approvals from the Regional Transport Office (RTO) to ensure legality and avoid fines or penalties.

Your DVLA Records Need To Be Updated If You Get Car Modifications

If you modify your car, such as changing its structure, engine, or appearance, you must update your DVLA records accordingly. Failure to do so can lead to issues with insurance claims or vehicle inspections. Notifying the DVLA about any modifications is essential to ensure that your vehicle's records are accurate and up to date. This helps maintain transparency and legality regarding your car's modifications.

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What Is The Cost of Car Modifications?

Car modifications can vary significantly in cost depending on the type and extent of the modifications. Here are some common modifications and their estimated costs:

  1. Body Kit: Installing a body kit can range from ₹20,000 to ₹1,00,000*.
  2. Alloy Wheels: Upgrading to alloy wheels typically costs between ₹15,000 and ₹50,000*.
  3. Performance Upgrades: Enhancing your car's performance may require an investment of ₹30,000 to ₹2,00,000*.
  4. Interior Modifications: Customising the interior can range from ₹10,000 to ₹1,00,000*.
  5. Custom Paint Job: A custom paint job can cost anywhere from ₹50,000 to ₹3,00,000*.

These approximate costs may vary based on brand, quality, and customisation options. If you feel that affording such modifications can be heavy on your monthly budget then, apply Personal Loan Online to lower your burden and enjoy all the fun in peace right away!

Get Your Car Modified Hassle-Free with a Personal Loan

As mentioned above, transforming your car with modifications is now easier with a personal loan designed to meet any urgent financial needs that might cost you a fortune otherwise.

  • Easier Customization: Personal loans are tailored to meet urgent financial needs, making it easier to fund your car modifications.
  • Flexible Repayment Options: Enjoy the flexibility in repaying your loan over a period that suits your financial situation.
  • Competitive Interest Rates: Benefit from competitive interest rates that make borrowing more affordable.
  • Upgrade Performance Parts: Use the loan to enhance your car's performance with top-notch parts.
  • Enhance Aesthetics: Customize the look of your car with modifications that reflect your style.

Steps to Apply for a Personal Loan for Car Modification

Hero FinCorp offers instant personal loans, which you can utilise seconds after approval. Below are the steps to consider when looking to apply for a loan at our website:

Step 1: Visit the Hero FinCorp website or download the Personal Loan app.

Step 2: Fill in the required details accurately.

Step 3: Upload necessary documents securely.

Step 4: Receive approval notification within minutes.

Step 5: Accept the loan terms to get disbursal into your account.

Conclusion

Car modifications allow enthusiasts to personalise and enhance their vehicles according to their preferences and requirements. Whether for aesthetic appeal, performance upgrades, or functional enhancements, car modifications can truly transform a vehicle into a unique expression of its owner's style and personality. However, it's crucial to ensure that modifications comply with legal regulations and safety standards to avoid potential issues. By considering the costs, benefits, and legal implications, car owners can make informed decisions about the modifications they choose to pursue, ultimately enhancing their driving experience while staying within legal boundaries.

FAQs

1. What authorised vehicle modifications are permitted in India?

Authorized vehicle modifications in India include changes approved by the relevant authorities such as the Regional Transport Office (RTO) and adhere to legal guidelines regarding safety, emissions, and vehicle registration.

2. Do all auto changes impact the cost of insurance?

Yes, most car modifications can impact insurance premiums, as insurers consider modifications when calculating premiums based on factors like increased risk and replacement costs.

3. Is window tinting permitted in cars?

Window tinting is permitted in cars to a certain extent (upto 30%), but it must comply with legal limits set by transportation authorities to ensure safety and visibility.

4. Is it possible to modify the engine of my car to make it more powerful?

Yes, it's possible to modify a car's engine to enhance its performance, but such modifications must comply with regulations and may affect insurance premiums.

5. Can car changes be made without the RTO's approval?

No, significant car modifications typically require approval from the Regional Transport Office (RTO) to ensure compliance with safety, emissions, and registration regulations.

6. Car Modifications Can Make Insurance More Expensive?

Yes, car modifications can increase insurance premiums due to increased risk of theft or accidents, higher repair or replacement costs, and altered vehicle performance.

Disclaimer: The information provided in this blog post is intended for informational purposes only. The content is based on research and opinions available at the time of writing. While we strive to ensure accuracy, we do not claim to be exhaustive or definitive. Readers are advised to independently verify any details mentioned here, such as specifications, features, and availability, before making any decisions. Hero FinCorp does not take responsibility for any discrepancies, inaccuracies, or changes that may occur after the publication of this blog. The choice to rely on the information presented herein is at the reader’s discretion, and we recommend consulting official sources and experts for the most up-to-date and accurate information about the featured products.

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Written by  Katyaini Kotiyal

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Katyaini is a finance expert with a focus on the non-banking financial sector, bringing over 8 years of experience in NBFC. She specializes in simplifying complex financial concepts for readers, helping them navigate the NBFC landscape. Outside of work, she is passionate about travelling.

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