A wedding is one of the biggest days of your life, and it's natural to want to make it memorable by organising it lavishly. Knowing the importance of this occasion, your parents may have been saving for your wedding for several years. However, with rising inflation, wedding ceremonies have only increased over the past few years. In India, marriage expenses can quickly add up, covering everything from venue bookings to catering and attire. With rising wedding costs, a Personal Loan can provide the financial support needed to bring your dream wedding to life. Let’s discuss the average cost of a wedding in India, or simply, the “Indian Wedding Cost Guide”, and explore how a Personal Loan can help manage these expenses.
Many things determine the entire wedding expenditures, including the number of guests, the wedding location, the amount spent on jewellery, and so on. The cost also depends on whether the bride and groom share the cost of staging the event or if it is solely carried by one party.
So, how much does the average wedding cost in India? Whether planning an extravagant or a more intimate wedding, the average Indian wedding cost guide ranges from Rs 15,00,000 to Rs 25,00,000.
Also Read: 10 Simple Steps For Planning Your Dream Wedding
Selecting a wedding venue is the first step in the planning process. Before we go into the big fat destination weddings like Rajasthan's royal palaces, let's look at what most Indians choose.
You can plan to organise your wedding at open banquet lawns, hotels, or a farmhouse. These venues' wedding packages are vastly different from one another. For example, in a hotel, the banquet hall, basic lighting, and decoration expenses are included in the per plate cost at a wedding. And you have to pay extra for rooms, decoration, and other services.
So, how much does Indian wedding cost? It varies depending on the venue and the additional services you choose.
If you reserve an open lawn or a farmhouse, the inclusions in the package are limited
Here's a table that gives you a rough sense of venue costs.
Venue Type | Venue Expenses | Additional Venue-Related Charge |
Hotels | Rs 1,000 to Rs 3,500 (per plate) *Guest size 500 to 1000 persons | Minimum Rs 1.5 Lakh |
Banquet Lawns & Farmhouses | Starting from Rs 2,00,000 for Tier-II cities. | Minimum Rs 1.5 Lakh |
Destination Wedding at Royal Palaces | Rs 75,00,000 to up to a few crores | Minimum Rs 20 Lakh |
Remember, these approximate costs of weddings in India can vary based on location and customisation.
The term "wedding" does not only mean "seven pheras," as many other rituals and functions are there to consider. For example, the pre- and post-wedding celebrations include events such as a bachelorette party, a ring ceremony, Haldi, a reception, and a few more. And for each different function, the bride and groom require different dresses. The answer to the above question is that you have to spend around 10% to 20% of your wedding costs on apparel. Here's the break-up to help you understand this better.
Function | Groom | Bride |
Ring ceremony | Starting from Rs 7,000 | Starting from Rs 10,000 |
Wedding | Starting from Rs 12,000 | Starting from Rs 25,000 |
Other event | Between Rs 15,000 and Rs 35,000 | Between Rs 30,000 and Rs 60,000 |
Apart from these, don't forget about the cost of dresses given as gifts.
Here are the approx. costs of a wedding in various categories.
Expense Category | Amount |
Apparel | Rs 28,500 |
Flowers | Rs 15,000 |
Photography | Rs 14,300 |
Wedding Cards | Rs 5,000 |
Rings | Rs 8,200 |
Ceremony | Rs 8,000 |
Music | Rs 11,000 |
Reception | Rs 96,000 |
Favours and Gifts | Rs 4,000 |
To find the percentage of total wedding expenses spent on apparel:
Total wedding expenses = Rs (28,500 + 15,000 + 14,300 + 5,000 + 8,200 + 8,000 + 11,000 + 96,000 + 4,000) = Rs 200,000.
Expenses on apparel = Rs 28,500.
Percentage spent on apparel = (28,500 / 200,000) * 100 = 14.25%.
Hence, 14.25% of the total wedding expenses were spent on apparel.
Also Read: Complete Wedding Decor Checklist for Your Big Day
India is known for its delectable cuisine. And the food is something that Indians prioritise when planning a wedding. However, this cost on the Indian marriage expense list depends upon the number of guests and the package available with caterers and hoteliers. In general, caterers offer six different menu packages, three vegetarian and three non-vegetarian. The basic package starts at Rs 1,000 per plate. Apart from that, they also provide customisation options. For example, you will have to pay extra if you increase the number of starters or add some curries to the main course beyond your basic package. If you’re wondering, “how much is an average wedding cost?” food expenses can significantly contribute depending on the guest list and menu choices.
Presently, gold prices are trading at over Rs 77,130 per 10 grams. So, if you are not adding this cost to your simple Indian wedding budget, you are making a mistake. A lightweight necklace weighing roughly 30 grams will set you back around Rs 2,50,000.
In addition, you also have to spend money on gold bangles, mangal sutras, nose rings, etc. The total cost will be between Rs 3,50,000 and Rs 6,00,000—Last but not least, engagement rings. The trend is for a diamond ring, and a good quality IF diamond ring with decent weight costs around Rs 1,25,000. When calculating what is the average cost of a wedding, it's essential to consider these jewellery expenses, as they can form a substantial part of the total budget.
The concept of wedding photography has evolved. It is not limited to covering your big day. People now want to cover every pre-wedding ritual and a couple of pre wedding shoots.
There is also a new concept called cinematography shoot. Therefore, when booking a photographer, you need to understand the inclusions of their photoshoot package. Check how many photographers they provide, whether the LED projectors are part of the package, and if they have drones or other high-tech systems to cover your wedding. Also, check the inclusion of the wedding album.
The wedding photography package in India starts at Rs 75,000, an important expense for many families, especially considering the middle class Indian wedding cost.
Also Read: 9 Tips to Plan your Perfect Wedding
In addition to the major expenses listed above, individuals overlook other small expenses. However, such costs have a substantial influence on their bank account. Here's the table highlighting the costs to be included in the middle class Indian wedding cost in India.
Nature of Expense | Amount |
Transportation cost | Rs 65,000 to Rs 1,50,000 (AC bus) |
DJ | Rs 15,000 to Rs 40,000 |
Sweet | Rs 15,000 to Rs 25,000 |
Others | Rs 60,000 to Rs 1,00,000 |
The average cost of a wedding in India varies depending on the region. Each region has unique traditions, guest counts, and spending patterns that affect overall wedding expenses. Let's explore the cost differences in North and South Indian weddings.
Expense Type | Cost Range |
Venue | Rs 2-8 Lakh |
Catering (per plate) | Rs 500-1,500 |
Decorations | Rs 2-6 Lakh |
Bridal Attire | Rs 50,000-2 Lakh |
Photography & Videography | Rs 1-4 Lakh |
Miscellaneous Expenses | Rs 50,000-2 Lakh |
Expense Type | Cost Range |
Venue | Rs 1.5-5 Lakh |
Catering (per plate) | Rs 300-1,200 |
Decorations | Rs 1-4 Lakh |
Bridal Attire | Rs 30,000-1.5 Lakh |
Photography & Videography | Rs 1-3 Lakh |
Miscellaneous Expenses | Rs 30,000-1 Lakh |
By now, you should clearly know the average Indian wedding cost. You may risk depleting your funds if you plan to cover the entire wedding with your savings. The best approach is to budget wisely by combining your savings with a Personal Loan. This way, you can manage the costs effectively and ensure a memorable celebration without financial constraints.
The benefits of opting for this loan are that they are unsecured and provides a flexible repayment tenure. They also have an affordable interest rate. The Personal Loan interest rates depend upon your credit profile. You can qualify for a low-cost loan if you have a good track record of managing past debts and have a decent income. A Personal Loan can help take off your financial burden to some extent.
Also Read: A Step-by-step Guide to Getting Unsecured Personal Loans
Planning your honeymoon creates memorable experiences. It's an indirect marriage expense, which can be easily handled with a travel loan from Hero FinCorp. With sufficient funds, you can book everything in advance, including air tickets, hotels, local transportation and even sightseeing slots. Here's a breakdown of expenses related to honeymoon travel.
Also Read: Top 15 International Wedding Locations for Indian Couples
Expense Category | Average Cost Range (in Rs) |
Flight Tickets | 40,000 - 1,00,000 |
Accommodation | 50,000 - 2,00,000 |
Local Transportation | 20,000 - 50,000 |
Meals and Dining | 30,000 - 80,000 |
Activities and Tours | 40,000 - 1,00,000 |
Miscellaneous | 20,000 - 50,000
|
Also Read: Personal Loan For Marriage: Best Way to Fund Your Wedding
Applying for a Personal Loan for a Wedding online is simple and quick. Here’s how you can get started:
In India, weddings drain a significant portion of your savings, often up to one-third. With changing trends and rising inflation, the average Indian wedding cost has become higher than ever. Rather than depleting your savings and emergency reserves, consider funding some expenses with an instant Personal Loan for wedding. The pocket-friendly EMIs and flexible repayment terms can make managing wedding-related spending much easier.
Also Read: How To Stay Organised While Planning a Wedding?
The sufficiency of 15 Lakh for a wedding depends on the scale of the event, the location, and your personal preferences. While it can cover essential expenses for a modest wedding, larger or extravagant weddings may require a higher budget.
Indian weddings involve multiple ceremonies, guest accommodations, lavish decorations, gourmet cuisine, and traditional attire. Since it's a once-in-a-lifetime event, couples and parents dislike compromising on any aspect.
To obtain a Personal Loan for a Wedding, one can approach Hero FinCorp, as we offer instant loans. The eligibility criteria, documentation requirements, loan amounts, interest rates, and repayment terms vary. It is advisable to compare loan eligibility, evaluate repayment capabilities, and consider the terms and conditions before applying for a Personal Loan for a Wedding.
The decoration cost for a wedding in India can range from Rs 50,000 to 10 Lakh or more, depending on the venue size, theme, and complexity of the decorations.
The average cost of a middle-class marriage in India typically ranges from Rs 5 to 15 Lakh, including venue, catering, attire, and other essential expenses, depending on location and preferences.
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