Today, you don't need to spend an outrageous amount of money on getting a phone with pretty cool features. Even in the segment of mainstream phones, you can find some best phones under 40k. Due to stiff competition in the world of smartphones, you can actually get the best phone under 40000 with the most features you expect from your device.
Are you looking for the best mobile under 40000? All our picks have the best features. So you can make your pick according to your expectations and requirements. Falling short of funds? Fund the purchase with an instant Personal Loan and repay it in easy EMIs spread across flexible loan terms.
List of Best Phones Under 40000 in India
Before finalizing the best mobiles under 40000, know their prices to make an informed decision:
| Phone under 40000 | Price* |
| Poco F5 | Rs 32,999 |
| OnePlus 11R | Rs 39,999 |
| Samsung Galaxy S21 FE 5G | Rs 32,960 |
| Tecno Phantom X2 5G | Rs 36,999 |
| OnePlus 10R (80W) | Rs 38,999 |
| Realme GT2 Pro | Rs 39,999 |
| Samsung Galaxy A54 | Rs 35,400 |
| iQOO Neo 7 5G | Rs 31,999 |
| Motorola Edge 30 Pro | Rs 34,999 |
| Xiaomi 11T Pro 5G Hyperphone | Rs 36,490 |
*The price of the mobile phones might fluctuate based on market prices
Top 10 Best Mobile Under 40000
Here is the list of top phones under 40000. Review and compare them carefully to find the best phone under 40000 that suits your requirements.
1. Poco F5
Poco F5 has a bezel-less design with a punch-hole camera. With a smooth refresh rate of 120 Hz, it has a 6.67 inches screen and a triple rear camera. The device comes with a big 5000 mAh battery with 67W fast charging.
| Display | Corning Gorilla Glass 5, 6.67" AMOLED Screen, 120Hz refresh rate, 1080x2400, 395 PPI |
| CPU | 64-bit Octa-core, 2.91 GHz ARM..., Qualcomm Snapdragon 7 Plus Gen 2 |
| Camera | Triple camera, 64 MP + 8 MP + 2 MP, LED flash, Single selfie camera, 16 MP |
| Storage & RAM | Non expandable 256GB internal storage, 12GB RAM |
| Battery | Li-Polymer 5000 mAh battery, 67W fast charging, USB Type-C charging connector |
2. OnePlus 11R
OnePlus 11R packs a whopping battery of 5000 mAh with 100 W fast charging. Its bezel-less design offers a smooth 120 Hz refresh rate. Android 13 powers this best smartphone under 40000 with a Qualcomm Snapdragon 8 processor. The 50 MP triple rear camera in this best camera mobile under 40000 allows you to click the best photos of different moments.
| Display | 6.74" Fluid AMOLED Screen, 120Hz refresh rate, 1240x2772, 451 PPI, Corning Gorilla Glass 5 |
| CPU | 64-bit Octa-core 3.19 GHz ARM..., Qualcomm Snapdragon 8 Plus Gen 1 |
| Camera | Triple camera, 50 MP + 8 MP + 2 MP, LED flash, Single selfie camera, 16 MP |
| Storage & RAM | Non expandable 128GB internal storage, 8GB RAM |
| Battery | Li-Polymer 5000 mAh, 100W fast battery charging, USB Type-C charging connector |
3. Samsung Galaxy S21 FE 5G
Samsung Galaxy S21 FE 5G has a punch-hole camera with a bezel-less design and a fast refresh rate of 120 Hz. The phone runs on the Android 12 operating system, and the 12 MP triple rear camera clicks some of the best photographs. It is the best phone under 40000 5G with fast processing and internet connectivity.
| Display | 6.4" Dynamic AMOLED 2X Screen, 120Hz refresh rate, 1080x2400, 411 PPI, Corning Gorilla Glass Victus |
| CPU | 64-bit Octa-core 2.84 GHz Kryo 680..., Samsung Exynos 2100 |
| Camera | Triple camera, 12 MP + 8 MP + 12 MP, LED flash, Single selfie camera, 32 MP |
| Storage & RAM | Non expandable 128GB internal storage, 8GB RAM |
| Battery | Li-Ion 4500 mAh, 25W fast battery charging, 15W fast wireless charging, USB Type-C charging connector |
Also, Read: 10 Best Mobile Phones Under 50000 in India
4. Tecno Phantom X2 5G
This phone is the world's first 4nm Dimensity 9000 5G Processor phone with a dual curved AMOLED Display and a 64MP RGBW Camera. Its bezel-less design gives it a new and modern look with ample screen space. Its impressive 5160 mAh battery lasts long and charges quickly.
| Display | 6.8" AMOLED Screen, 120Hz refresh rate, 1080x2400, 387 PPI, Corning Gorilla Glass Victus |
| CPU | 64-bit Octa-core 3.05 GHz ARM..., MediaTek Dimensity 9000 |
| Camera | Triple camera, 64 MP + 13 MP + 2 MP, LED flash, Single selfie camera, 32 MP |
| Storage & RAM | Non expandable 256GB internal storage, 8GB RAM |
| Battery | Li-Polymer 5160 mAh, 45W fast battery charging, USB Type-C charging connector |
5. OnePlus 10R (80W)
The OnePlus 10R (80W) stands out with capable performance and ergonomic design. It charges quickly and delivers an impressive gaming experience for a long time. It goes without saying that the Dimensity 8100 SoC is the best mobile phone under 40000 for hardcore gamers.
| Display | 6.7" Fluid AMOLED Screen, 120Hz refresh rate, 1080x2412, 394 PPI, Corning Gorilla Glass 5 |
| CPU | 64-bit Octa-core 2.85 GHz ARM..., MediaTek Dimensity 8100 Max |
| Camera | Triple camera, 50 MP + 8 MP + 2 MP, Dual LED flash, Single selfie camera, 16 MP |
| Storage & RAM | Non expandable 256GB internal storage, 12GB RAM |
| Battery | Li-Polymer 5000 mAh, 80W fast battery charging, USB Type-C charging connector |
6. Realme GT 2 Pro
The Realme GT2 Pro is the best 5G phone under 40000, boasting a visually attractive design. Its 2K AMOLED flat screen facilitates a clear picture and immersive display quality. The 1.07 billion colours that the phone features create a mesmerising visual experience to remember for life.
| Display | 6.7" LTPO 2.0 AMOLED Screen, 120Hz refresh rate, 1440x3216, 526 PPI, Corning Gorilla Glass Victus |
| CPU | 64-bit Octa-core 3.00 GHz ARM..., Qualcomm Snapdragon 8 Gen 1 |
| Camera | Triple camera, 50 MP + 50 MP + 3 MP, Dual LED flash, Single selfie camera, 32 MP |
| Storage & RAM | Non expandable 128GB internal storage, 8GB RAM |
| Battery | Li-Polymer 5000 mAh, 65W fast battery charging, USB Type-C charging connector |
7. Samsung Galaxy A54
The Samsung Galaxy A54 is the best mobile under 40000 5G with a stunning design owing to its impressive camera layout and thin frame. Autofocus and VDIS features allow you to record real-life videos using its mesmerising camera. IP67 rating and gorilla glass ensure durability, making it a nice smartphone for adventures.
| Display | 6.4" Super AMOLED Screen, 120Hz refresh rate, 1080x2340, 403 PPI |
| CPU | 64-bit Octa-core 2.4 GHz ARM..., Samsung Exynos 1380 |
| Camera | Triple camera, 50 MP + 12 MP + 5 MP, LED flash, Single selfie camera, 32 MP |
| Storage & RAM | 128GB internal storage, expandable up to 1TB, Hybrid slot, 8GB RAM |
| Battery | Li-Polymer 5000 mAh, 25W fast battery charging, USB Type-C charging connector |
8. iQOO Neo 7 5G
MediaTek Dimensity 8200 5G gives this phone excellent power, performance, and efficiency Performance. The 120 W fast charging feature takes it from 1 to 50% in 10 minutes. Motion control via acceleration sensors and gyroscope make it the best Android phone under 40000 for gaming lovers.
| Display | 6.78" AMOLED Screen, 120Hz refresh rate, 1080x2400, 388 PPI |
| CPU | 64-bit Octa-core 3.1 GHz ARM..., Mediatek Dimensity 8200 |
| Camera | Triple camera, 64 MP + 2 MP + 2 MP, LED flash, Single selfie camera, 16 MP |
| Storage & RAM | Non expandable 256GB internal storage, 12GB RAM |
| Battery | Li-Polymer 5000 mAh, 120W fast battery charging, USB Type-C charging connector |
Also, Check: Best Mobile Phones Under 30000 In India
9. Motorola Edge 30 Pro
Motorola Edge 30 Pro has a powerful architecture with an in-built Snapdragon 8 Gen 1 processor. It comes with impeccable features, including a 60 MP Quad Pixel front camera and a 17.01 cm (6.7) Max Vision AMOLED display. The 4800 mAh battery lasts long and charges rapidly with 68 W TurboPower.
| Display | 6.7" OLED Screen, 144Hz refresh rate, 1080x2400, 393 PPI, Corning Gorilla Glass 3 |
| CPU | 64-bit Octa-core 3.00 GHz ARM..., Qualcomm Snapdragon 8 Gen 1 |
| Camera | Triple camera, 50 MP + 50 MP + 2 MP, Dual LED flash, Single selfie camera, 60 MP |
| Storage & RAM | Non expandable 128GB internal storage, 8GB RAM |
| Battery | Li-Polymer 4800 mAh, 68W fast battery charging, 15W fast wireless charging, USB Type-C charging connector |
10. Xiaomi 11T Pro 5G Hyperphone
This 5G-enabled flagship phone features a Snapdragon 888 chipset and 5nm fab processor. It ensures an ultra-smooth performance with seamless multitasking capability. It has a Displaymate A+ panel with fast, smooth touch response and vivid picture quality. It supports 8K video recording and has several modes for capturing photos and videos, making it the best camera phone under 40000.
| Display | 6.67" AMOLED Screen, 120Hz refresh rate, 1080x2400, 395 PPI, Corning Gorilla Glass Victus |
| CPU | 64-bit Octa-core 2.84 GHz Kryo 680..., Qualcomm Snapdragon 888 |
| Camera | Triple camera, 108 MP + 8 MP + 5 MP, Dual LED flash, Single selfie camera, 16 MP |
| Storage & RAM | Non expandable 256 GB internal storage, 12GB RAM |
| Battery | Li-Polymer 5000 mAh, 120W fast battery charging, USB Type-C charging connector |
How Personal Loan Helps You to Buy a Mobile Phone Under 40000?
Here are some benefits you can get using a personal loan to buy phones under 40000
Instant Funding: Personal loans offer quick access to funds, allowing you to seize the latest mobile phone deals without delay.
Flexible Repayment: With customizable repayment plans, you can choose a tenure that suits your financial situation, making it easier to manage monthly installments.
No Collateral Required: Unlike other forms of financing, personal loans typically don't require collateral, ensuring your new phone is the only security needed.
Competitive Interest Rates: Explore various lenders to find the best interest rates, ensuring you pay less in the long run and make the most of your budget.
Freedom of Choice: Whether it's the latest flagship or a mid-range model, a personal loan empowers you with the freedom to choose the mobile phone that fits your preferences and needs.
Steps to Apply Personal Loan to Finance Mobile Phone
Step 1. Visit Hero FinCorp official website or download the personal loan app.
Step 2. Select the 'Apply Now' option.
Step 3. Input your mobile number and confirm the OTP sent to the provided mobile number.
Step 4. Indicate the desired loan amount.
Step 5. Validate your KYC details to assess income eligibility.
Step 6. Press 'Submit' to finalize your application.
Best Smartphone Under 40000 – Final Thoughts
This list will help you choose the best smartphones under 40000 according to your requirements and budget. Look at their features, specifications, battery life, camera quality and other parameters to find the best phones under 40K. Once you find a mobile phone under 40000 that you want to purchase, the next step is to arrange the funding. Apply for a Personal Loan and finance the phone purchase without worrying about its cost. Repay it in EMIs spread across your convenient repayment tenure. Hero FinCorp is one of the most reliable mobile loan apps offering Personal Loans at competitive interest rates.
Disclaimer: The specifications provided for the mobile phones are based on research and available information as of the given date. It is important to note that these details may be subject to change, and we cannot guarantee the accuracy, completeness, or timeliness of the information presented.
