Even with the metro and monorail, moving from one place to another takes hours. Moreover, most areas are pretty far from each other. Hence, buying a used car in Mumbai is one of the most practical and affordable options.
If you have a limited budget but need a car for commuting, consider purchasing second-hand cars in Mumbai. Unlike brand-new cars, they allow you to buy from various options, pay lower insurance costs, and enjoy slower depreciation at a fraction of the cost. Here is a guide to choosing the best 2nd hand cars in Mumbai.
How to Choose a Used Car in Mumbai?
Many middle-class people in Mumbai prefer purchasing a second-hand car due to its affordability. Furthermore, since Mumbai is a city of showbiz, you can choose a better car to show off at a cheaper price. However, here are a few steps to follow to make an ideal selection:
- Decide Upon the Model You Want to Purchase: Make the final choice based on your commuting frequency and habits, lifestyle needs, family size, and, of course, budget.
- Find the Right Place to Look for Used Cars in Mumbai: You can find a used car at various places in Mumbai, including used car retailers and dealers or direct owners. Browse the used car retailing websites or classifieds to find the best options.
- Check the Car’s Physical and Mechanical Condition: Once you find a used car worth purchasing, check its physical and mechanical condition by taking it for a test drive. You may take an auto expert on the drive to seek their opinion.
Check everything during this short sting, including its comfort level, vibrations, brakes, shockers, suspension springs, headlamps, cooling system, meter reading, gear shifts, steering, and overall performance. - Check the Documents: If you are satisfied with the car’s performance, check its documents to see its service record, registration certificate, insurance document, NOC, etc.
Read also: 10 Best Used Cars Under 5 Lakhs in 2023: Top Picks List of Top 10 Second-Hand Cars in Mumbai
Below are the best second-hand cars in Mumbai you may consider buying:
| Car Model | Engine CC | Mileage | Ex-Showroom Price in Mumbai |
| Maruti Suzuki Dzire | 1197 cc | 22.61 kmpl | Rs. 6.52 Lakh to 9.39 Lakh |
| Renault Duster | 1330-1498 cc | 19.87 kmpl | Rs. 9.86 Lakh to Rs. 14.25 Lakh |
| Honda City | 1498 cc | 17.8 kmpl | Rs. 13.62 Lakh to Rs. 18.79 Lakh |
| Hyundai Verna | 1482-1497 cc | 20.6 kmpl | Rs. 10.89 Lakh to 17.37 Lakh |
| Hyundai Creta | 1397-1498 cc | 21.4 kmpl | Rs. 12.66 Lakh to Rs. 22.63 Lakh |
| Maruti Suzuki Ertiga | 1462 cc | 20.3 kmpl | Rs. 9.68 Lakh to Rs. 15.06 Lakh |
| Mahindra Thar | 1497-2184 cc | 20.1 kmpl | Rs. 13.15 Lakh to Rs. 20.37 Lakh |
| Tata Nexon | 1199-1497 cc | 23.64 kmpl | Rs. 9.25 Lakh to Rs. 18.48 Lakh |
| BMW X1 | 1499-1995 cc | 20.37 kmpl | Rs. 52.43 Lakh to Rs. 61.18 Lakh |
| Audi A6 | 1984 cc | 14.11 kmpl | Rs. 71.71 Lakh to Rs. 79.40 Lakh |
Best Used Cars Under in Mumbai
While looking for the best used cars in Mumbai, these are the best options worth considering:
1. Maruti Suzuki Dzire
Available in nine variants, Maruti Suzuki Dzire is one of the best-selling cars in India. The exteriors are noteworthy, with highlights including a single-piece grille, auto-foldable ORVMs, projector LED headlamps, dual-tone alloy wheels, etc. Coming to interiors, it has beige upholstery, a 7-inch touchscreen infotainment system, a flat-bottom steering wheel, reverse parking sensors, cruise control, and rear aircon vents.
Equipped with a 1.2-litre petrol engine with CNG option, it produces 89 bhp of power and 113 nm of torque with petrol and 76 bhp of power and 98.5 nm of torque with CNG. Regarding safety, it has received a 2-star rating in GNCAP crash tests.
| Transmission | Manual and Automatic |
| Seating Capacity | 5 Seater |
| Fuel Type | Petrol and CNG |
| Variants | Nine |
| Colours | Seven |
2. Renault Duster
Available in the Indian automobile market for years, you can find a second-hand Renault Duster in a turbo-petrol engine version. One of the most renowned cars in the compact SUVs segment, it has a unique exterior design featuring heavily flared wheels, a large chrome grille, and stylish headlamps. The interiors are equipped with features like climate control, driver's seat height adjustment, cruise control, and a 6.9-inch display.
The material quality is superb, making it one of the most sought-after 2nd hand cars in Mumbai. The 475-litre boot space is easily accessible and can become even bigger if you fold down the rear seats. Other notable features include driver armrest, single-step driver seat height adjustment, front occupant window controls, pockets on the front doors, etc. Seats on the front row are particularly impressive due to ample head and leg room, under-thigh support, and high-quality side bolstering.
| Transmission | Manual and Automatic |
| Seating Capacity | 5 Seater |
| Fuel Type | Petrol |
| Variants | Eleven |
| Colours | Seven |
3. Honda City
Are you looking for a second-hand sedan in Mumbai? Nothing can be better than a Honda City that has impressed Indians for over two decades. Moreover, it is the first Indian manual transmission car to offer an Advanced Driver Assistance System (ADAS) with Automatic Emergency Braking, Blind Spot Detection, Lane Departure Warning, Forward Collision Warning, and Adaptive Cruise Control.
Available in nine variants, its latest variant includes tweaked bumpers and grille, 16-inch dual-tone alloy wheels, LED headlamps and taillights, shark-fin antenna, fog lights, and front door ORVMs. Other notable features include a 7-inch coloured MID, electric sunroof, wireless connectivity, ambient lights, ADAS Honda Sensing Suite, 8-inch touchscreen infotainment system, rain-sensing wipers, etc.
When we come down to the mechanics, Honda City has a 1.5 litre, 4-cylinder, NA petrol engine that produces 119 bhp of power and 145 nm of torque. If paired with a hybrid motor, it produces 97 bhp of power and 127 nm of torque via a petrol mill. Overall, Honda City is an elegant sedan in Mumbai known for its comfortable rides, powerful performance, and plush cabin.
| Transmission | Manual and Automatic |
| Seating Capacity | 5 Seater |
| Fuel Type | Petrol |
| Variants | Nine |
| Colours | Six |
4. Hyundai Verna
A split headlamp, shark-fin antenna, two-piece LED tail lights, LED light bar on the boot lid and above the bumper, and dual-tone alloy wheels are the first things you will notice in a Verna. Other renowned features include a 10.25-inch touchscreen infotainment system, an electric sunroof, automatic climate control, ventilated and heated front seats, Level 2 ADAS, an 8-speaker Bose-sourced music system, and a fully digital instrument console. With the best configurations, it gives a power output of 158 bhp, reaching a peak torque of 253 nm in favourable conditions.
| Transmission | Manual and Automatic |
| Seating Capacity | 5 Seater |
| Fuel Type | Petrol |
| Variants | Fourteen |
| Colours | Nine |
Read also: 10 Best Second Hand Cars in Mumbai
5. Hyundai Creta
The Hyundai Creta SUV has a 1.5-litre MPI petrol engine that produces 113 bhp of power and 143.8 nm of torque. When you choose the diesel version, it produces 113 bhp of power with 250 nm of torque. Both engine options need E20 fuel for operation and comply with the RDE norms. To ensure ride safety, the Creta has six airbags, vehicle stability management, ISOFOX anchorages, electronic stability control, hill assist control, rear disk brakes, height-adjustable seat belts, etc.
Featuring split LED headlamps, foldable and adjustable ORVMs, and 17-inch alloy wheels, it also comes with a 10.25-inch touchscreen infotainment system, auto headlamps, powered mirrors, a Bose sound system, ambient lighting, integrated air purifier, smartphone connectivity, and all-four disk brakes. Paddle shifters, a powered driver seat, and an electric parking brake are notable features.
| Transmission | Manual and Automatic |
| Seating Capacity | 5 Seater |
| Fuel Type | Petrol and Diesel |
| Variants | Twenty-Three |
| Colours | Eight |
6. Maruti Suzuki Ertiga
When driving on Mumbai roads, one can easily identify a Maruti Suzuki Ertiga with its two-tone machined alloy wheels, chrome insert on the back door garnish, and chrome front grille with wings. Coming to interiors, the dashboard looks stylish with a dual-tone seat fabric matched with a metallic, teak-wood finish. Features like Suzuki Connect, smartphone storage, roof-mounted AC vents, cruise control, air-cooled can holders, and auto headlamps make riding an Ertiga extremely comfortable and enjoyable.
Moreover, it has a 1.5-litre petrol engine that produces 102 bhp of power and 136.8 nm of torque. Switching to the CNG mode produces 87 bhp of power and 121.5 nm of torque. When looking for used cars in Mumbai, look for an Ertiga with a CNG kit fitted by the company.
| Transmission | Manual and Automatic |
| Seating Capacity | 7 Seater |
| Fuel Type | Petrol and CNG |
| Variants | Nine |
| Colours | Seven |
7. Mahindra Thar
Mahindra Thar is a 4x4 four-seater car most admirable among adventure enthusiasts who love off-roading. Its unique highlights include a multi-slat grille, circular headlamps, 18-inch 5-spoke alloy wheels, rectangular LED tail lights, fog lights, turn indicators on the fender, dual-tone bumpers, etc. When looking for second-hand cars in Mumbai, you can find a Thar in soft-top, hard-top and convertible-top body styles.
The best thing is that a Thar also has a drainage facility, allowing you to wash the car after an adventurous ride. Also featuring a touchscreen infotainment system with smartphone connectivity, it has a 2-litre mStallion turbo-petrol engine generating 150 bhp of power and 320 nm of torque. You may also have a variant with a 1.5-litre diesel engine that produces 117 bhp of power and 300 nm of torque. Moreover, it is one of the safest cars to drive, with a GNCAP crash test rating of four stars.
| Transmission | Manual and Automatic |
| Seating Capacity | 4 Seater |
| Fuel Type | Petrol and Diesel |
| Variants | Thirteen |
| Colours | Five |
8. Tata Nexon
Tata Nexon is one of the best used cars you can look for in Mumbai. You can buy it with a 1.2-litre turbo-petrol engine that produces 118 bhp of power and 170 nm of torque or a 1.5-litre diesel engine that produces 113 bhp of power and 260 nm of torque. Its main features include Y-shaped LED taillights, split LED headlamps, vertically stacked reflectors and light housings, 16-inch alloy wheels, etc.
To make your rides comfortable, it features a 10.25-inch touchscreen infotainment system, AC touch controls, an electric sunroof, a two-spoke steering wheel, wireless connectivity, height-adjustable and ventilated front seats, purple upholstery, fully digital instrument cluster, and a new gear lever.
| Transmission | Manual and Automatic |
| Seating Capacity | 5 Seater |
| Fuel Type | Petrol and Diesel |
| Variants | Eleven |
| Colours | Six |
9. BMW X1
Are you looking for one of the luxurious second-hand cars in Mumbai? Don't look anywhere else than a BMW X1. Make a statement with LED DRLs, sleek LED headlamps, 18-inch alloy wheels, a kidney grille, and two-piece LED tail lights. The interiors are impressive, with a touchscreen infotainment system, a vertically-stacked wireless charger, a curved display, a floating armrest, and a fully digital instrument console.
Coming to the mechanics, it is available in two BS6 engine options. A 2.0-litre 4-cylinder diesel engine produces 150 bhp of power and 360 nm of torque, and a 1.5-litre 3-cylinder turbo-petrol engine produces 136 bhp of power and 230 nm of torque. All variants are equipped with a 7-speed DCT automatic unit.
| Transmission | Automatic |
| Seating Capacity | 5 Seater |
| Fuel Type | Petrol and Diesel |
| Variants | Three |
| Colours | Six |
10. Audi A6
The Audi A6 is another option to look for when planning luxurious used cars in Mumbai. It only comes with a BS6-compliant 2-litre petrol engine that produces 245 bhp of power and 370 nm of torque. A 7-speed S-Tronic transmission system powers the front wheels, and the interiors are top-notch, featuring ample leg and headroom, dual touchscreen setup, climate control, and the latest MMI system.
| Transmission | Automatic |
| Seating Capacity | 5 Seater |
| Fuel Type | Petrol |
| Variants | Three |
| Colours | Five |
How to Apply Used Car Loan to Buy Car without Any Financial Hussle?
Applying for a used car loan to buy a car can be a smooth process if you follow these steps to minimize financial hassle.
- Visit the official website of your Hero Fincorp used car loan .
- Navigate to the used car loan page and click on the 'Apply for Loan' tab.
- Fill out the necessary information and upload your basic documents.
- If your details meet your lender's minimum eligibility criteria, you will receive a call from the lender's executive to complete the next steps.
Once your application is approved, the money folks will check out the car to figure out how much it's worth. They'll use that value to decide how much money you can borrow.
Read also: 10 Best Used Cars Under 6 Lakhs in 2023: Top Picks
Conclusion
Now that you have got an idea of the best second-hand cars in Mumbai, choose one according to your requirements, riding style, and budget. Finance up to 175% of the used car price in Mumbai with a used car loan from Hero FinCorp and divide its cost into instalments. At Hero FinCorp, you can get the most competitive used car loan interest rate, starting at 13.5%, with flexible repayment tenures of up to 5 years.
Frequently Asked Questions
1. What factors influence the interest rate on a used car loan?
Interest rates on used car loans are influenced by factors such as the borrower's credit score, loan amount, loan term, and the age of the vehicle being financed.
2. Are second-hand cars in Mumbai good for beginners?
Yes, used cars are great for honing your driving skills on busy Mumbai roads.
3. Can I use a car more than 15 years old in Mumbai?
As per the Voluntary Vehicle Fleet Modernisation Program (V-VMP) categorisation, all petrol and diesel personal vehicles need re-registration 15 years after purchase. So, check the used car's original registration date to see how soon it requires a re-registration.
4. What are the documents to check when buying 2nd hand cars in Mumbai?
Ensure to check the registration certificate, invoice, insurance papers, service records book, RTO forms, NOC, and road tax receipt before buying used cars in Mumbai.
