Everyone has a different perspective when considering purchasing a new bike. For some, it is just a means of transport to commute from home to the office. For others, it is a means of freedom to set out on holiday trips with family and friends. In short, the market has a plethora of options to spoil prospective buyers. However, while looking for a set of wheels, choosing the best option is not everyone’s cup of tea.
While feeling perplexed about the available choices is common, it is a matter of interest and need that helps an individual make the right decision and finally apply for a
bike loan. Different offerings from various manufacturers have their own qualities, features, and significance that differentiate them from other models.
Few Key Factors One Must Consider Before Choosing a Bike
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The Bikers Experience
Everyone has a different riding style. While some love safe manoeuvring, others want to make maximum use of their machine to satisfy their soul. The number of years spent on a bike affects the rider's skill level and power hunger. Beginner bikers who need to optimise their riding skills prefer entry-level bikes with a good symphony of ride quality and handling. As the experience increases, they move up from 200-250cc to 1000cc or above.
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Terrain to Ride
For bikers, the world is a playground, and their area of residence makes them realise the type of ride they would prefer. A street fighter, built-for-track superbike would not be a suitable option for desert trails. Most motorcycles are ideal for rides on tarred roads. However, those who want to buy a bike for rugged trails and dirt terrains must go for options made for non-paved landscapes.
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Riding Style
The world is full of different-sized human beings. Some are muscular hunks, some are potato lovers, while others are lean broomsticks. Similarly, bikes are also available in different sizes and body types suitable for all riding styles. Some common body types one can look for in a new motorcycle according to their riding style are as follows:
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Cruiser
A cruiser bike body type places the rider’s feet forward and hands above the chest level, giving them a slightly leaned back or upright seating position. Incarnated as sofa-style bikes, they are best for long highway runs.
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Sport Bike
The body type gives an aggressive seating position to the rider with a leaned-over position. The handlebars are below the chest level, feet are behind or beneath the body, and elbows are straight, making acute angles with the thighs. Suitable for track rides, these provide stability around fast lands and sharp corners.
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Tourer
Apart from a mix of sport and cruiser bikes, it has a more erected position with feet not placed so far behind. These are specially meant for long but comfortable rides.
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Street Bike
An amalgamation of a tourer and a sport bike, a street bike gives the rider a more erect position that is more comfortable for smooth and short traffic rides. These are the most comprehensive bike bodies for both super-power beasts and basic commuters.
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Dirt Bikes
Similar to a street bike but with a raised saddle height, it accommodates the extra suspension travel requirements.
Read More: Tips To Pay Off The Two-wheeler Loan Faster Ideally, cruisers and tourers are the best bet for long distances, while street bikes are valued as worth your hard-spent cash.
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Usage Frequency
As an individual needs regular health check-ups to stay fit, a bike, too, requires frequent maintenance checks for tuned energy. Therefore, counting service costs is also crucial that largely depends on the kilometre count on the odometer. If the user is a frequent commuter, it’s worth selecting a new KTM bike that does not require frequent services. The bigger the bike is, the deeper it can burn a hole in the buyer’s pocket.
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Fuel Efficiency
Depending on the biker's needs, we offer two-wheeler finance for different types of bikes ranging from 100 to 2000 cc. The bike engine's cylinder determines the power output a bike generates to get going. The bigger the engine displacement, the more power it produces. Similarly, the more power a vehicle creates the more fuel it consumes. So, the biker must decide what their priority is – power or fuel efficiency.
Read More: Two Wheeler Loans and Their Various Facets -
The Rider's Physique
It would be odd to see a stout lad riding a puny commuter and a thin guy riding a muscular chopper. Some two-wheelers may be too tall for the rider's feet to access the tank pavement comfortably. Some may be too small to give comfortable rides for extended periods. Therefore, the rider's physical size is crucial in choosing a bike that best fits a rider. Whether one wants to buy a second-hand bike or looking for a new model, one must choose one in league with their personality and ergonomics, including the bulk's build and height.
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Ride Quality and Comfort
The motorcycle one chooses should be a better handling machine that offers optimum torque and power figures. While scooters are practical options offering practical usage and good ride quality, motorcycles are better options for those who want to explore their engines to go places.
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Budge
The bike’s cost is the most important factor that impacts an individual’s final choice for the latest bike. While many save money to buy a bike on a budget, others borrow loans to pay its price in instalments. We at Hero FinCorp offer the best bike loan interest rates to help those looking to buy the motorcycle of their choice without stressing their budget or exhausting their savings. We fund up to 95% of the bike purchase, allowing borrowers to extend their range of options and get their hands on the best bike they desire.
Buying a set of wheels is always a precious moment for everyone. What's more special is the cost they pay to buy it. If you want to purchase your favourite bike without straining your finances, use a
two-wheeler EMI calculator to choose a loan term with budget-friendly EMIs. It will keep the bike EMI amount within budget and help you get your hands on the bike you desire.
