10 Best Used Cars Under 10 Lakhs in 2024

The Indian car market has undoubtedly evolved over the years. It has made it possible for many people to buy luxury cars through different payment methods and travel in style. However, second-hand cars or used cars under 10 lakhs—even in the luxury segment—continue to be popular as they are easier on the pocket than new ones and are just what you need when you are new to driving and want to hone your skills first. Moreover, the financial crunch caused by the pandemic has compelled many people to go for pre-owned cars as the associated insurance costs are also low. With such cars, you can enjoy comfort and convenience as well as maintain social distance and stay safe.

List of 10 Used Cars Under 10 Lakhs in India

So, if you're planning to buy a used car that is stylish, and impressive, yet not too pricey, here are the 5 best-used car options under Rs 10 lakh:

1. Maruti Suzuki Dzire

Maruti is a trusted and reliable brand name in India, known for its family and budget-friendly cars. In fact, it is often touted as one of the best second-hand cars to buy in India. This car has been in the country since 2008 and comes with various features including an automatic or manual gearbox. It has both petrol and diesel engine variants. Its manual transmission variants include LXi, VXi, ZXi, and ZXi Plus.

Features and Specifications
   
Also Read: Essential Guide for Buying a Used Car

2. Renault Duster

Equipped with super stylish looks and advanced features designed for safety, the Duster has a powerful engine that helps you manoeuvre the vehicle on any type of terrain. It is available in multiple colours and comes in petrol, diesel as well as manual and automatic versions. This SUV has been on Indian roads since 2012 and is known for its rugged looks. Its key selling point is its powerful engine capacity, which varies as per models, and is especially useful for tough terrains.

Features and Specifications

3. Honda City

An old name on Indian roads, this car is hugely popular and one of the best selling cars, even in the pre-owned car market. Spacious and comfortable enough for a family, it has enough legroom and is designed ergonomically for the ease of the driver as well as other passengers.  Since it has been on Indian roads for a long time, you will find plenty of variants in the used car market.  However, you can purchase an old one at as low as Rs 1.5 lakh. It comes in both petrol and diesel versions.

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The Verdict

Most users of old versions have positive things to say and consider Honda City to be one of the best sedans on Indian roads. Newer versions are equipped with the latest technologies and for most Indians, this is a dream car. Offering a smooth ride and good mileage, it is certainly value for money. However, a few users of newer versions have reported some issues with ground clearance.

4. Hyundai Verna 

Hyundai Verna is one of the best used cars to consider under Rs 10 lakh. It looks sporty and comes in variants in both manual and AMT mode. It is popular because of its premium and attractive looks, safety features and good cruise controls. It features an electric sunroof, touch screen infotainment, projector headlights etc.  You may get an older version of this car between Rs 1.5 lakh and Rs 7 lakh, depending on the age and model of the car.

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The Verdict

Overall, those looking for a classy and premium-looking car can definitely go for a second hand Hyundai Verna car. It is a smooth ride and has less cabin noise. It is a compact car, and hence, may not be suitable for those looking for a spacious car and users have reported less legroom for rear seats.

5. Hyundai Creta

Another popular car by Hyundai, Creta is a compact SUV that comes with solid exterior looks. An ergonomically designed driver's console, cool music system, availability of petrol and diesel options, front parking sensors etc. make it one of the best SUVs in the Indian market. It is a premium car, and hence if this is your dream and you wish to go easy on your budget, buy a used version. The cost, in that case, may start from Rs 7 lakh.

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The Verdict

There is almost nothing negative about this car as it has been updated with the latest and high-end features. In fact, it may even lead the SUV segment soon. Although you can get an older version of the car at a lesser rate, it is a high-maintenance car. 

6. Maruti Suzuki Ertiga

If you have a large family and need a vehicle that can accommodate everyone, shop for a used Maruti Suzuki Ertiga. The car not only suits your budget perfectly, but it also has a 7-seater feature. The BSVI model Ertiga is easier to control and has several user-friendly features.

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The Verdict

The Maruti Suzuki Ertiga is simple to maintain, fuel-efficient, and comfortable to drive. Given the current pricing of its upgraded models, you may easily get this car on a used car loan for a price ranging from Rs 4.5 lakh to Rs 9 lakh. The car is unquestionably worthwhile.

7. Mahindra Thar

The tall, strong, and attractively looking jeep is one of the vehicles you will love to display in your garage. The 4×4 is ideal for itinerants. Some of the reasons why you should buy this Jeep are modern interiors, low cabin noise, availability of all necessary technologies and superior driving comfort. It is perfect for both on-road and off-road drives. The price of the new model starts from around Rs 13 lakh. It means if searched whole-heartedly, you will surely find this second-hand car under Rs 10 lakh.

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The Verdict 

The off-road capability, strong and powerful engine and stylish look make this car a must-have. It has a great suspension control that can easily handle bumps on the road. If you are wondering how to negotiate for a used car, simply look for a small dent or a scratch on the exterior body.

8. Tata Nexon

The Tata Nexon is one of India's most popular and best-selling compact SUV models. The model is equipped with some really cool next-generation features such as 8 Harman speakers, a floating infotainment system, and a few more. This is one of the best-used cars under 10 lakhs if you want to bet on performance and safety.

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Final Verdict 

If you are looking for a comfortable drive with a spacious cabin without going over your budget, bet for this car. You can also rely on the safety of this vehicle, as it has received a 5-star safety rating from NCAP.

9. BMW X1

The BMW X1 is the perfect choice for you among the luxurious cars. With a powerful 189 bhp engine and luxurious features, it offers a thrilling driving experience. Its sophisticated design and spacious interior will make every journey a delight. Don't miss this opportunity to own a premium SUV at an affordable price. Grab the used BMW cars below 10 Lakhs and experience luxury like never before!

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  Final Verdict 

The used BMW cars are a compelling choice in the used luxury car market below 10 Lakhs. With its powerful engine, luxurious features, and sophisticated design, it offers a blend of performance and elegance. Experience the joy of owning a premium SUV at an affordable price.

10. Audi A6

Looking for a luxurious driving experience? Consider the Audi A6, a perfect choice among used luxury cars under 10 lakhs. With its elegant design, powerful performance (241 bhp), and comfortable seating for five, the A6 exudes sophistication. Experience the thrill of its turbocharged engine, advanced features, and refined interiors. Own a piece of luxury without breaking the bank. Don't miss this opportunity to drive a used Audi under 10 Lakh.

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Final Verdict

With its stunning design, powerful performance, and opulent interiors, it is a testament to German engineering excellence. The A6 offers a seamless blend of comfort, technology, and driving dynamics, elevating your every journey. Whether you're cruising on the highway or navigating city streets, the A6 delivers an unrivalled experience. Indulge in the epitome of luxury with the Audi A6, a true symbol of automotive refinement.

How Can Financial Institutions Assist in Used Car Purchases?

These days, most financial institutions readily provide used car loans. One of the best parts of this loan type is that you can avail of a loan between Rs 50,000 and Rs 50 lakh, with a flexible repayment tenure of up to 5 years and minimum documentation. Plus, you may take a top-up loan on your used car.
 
To apply for a used car loan, you can either visit the Hero FinCorp website or can go to the branch in person. 
 
To wrap up, note that used car prices vary from one location to another and are not just dependent on the brand or model. However, in the market of used cars under 10 lakhs.

Sedans continue to be popular for their compact and budget-friendly nature. Also, Maruti, Hyundai, TATA, and Honda are among the most trusted names in the used car market. 

Before buying a second-hand car, it is important to take into consideration its paperwork, check the registration certificate and whether the title is clear. Use online marketplaces for comparing prices and finding a reliable car dealer. Ask for a test drive before finalising the deal. Remember, these little steps and considerations can help you save a lot on a used car loan interest rate.

FAQs 

1. What are the benefits of buying a used car under Rs 10 lakh?
Buying a used car under Rs 10 lakh offers affordability, potential for a higher-end model, lower depreciation, reduced insurance costs, and a wider range of options within the budget.

2. Are there any financing options available for used cars?
Yes, there are financing options available for used cars. Hero FinCorp offers loans with varying interest rates and repayment terms for purchasing used vehicles.

3. Are there any additional costs when buying a used car?
When buying a used car, additional costs may include registration fees, insurance, maintenance and repair expenses, potential warranty costs, and any required upgrades or modifications.

4. What documents should I check before buying a used car?
Before buying a used car, check the vehicle's registration certificate, insurance papers, service history, pollution certificate, loan clearance, and original invoice to ensure authenticity and legal compliance.

Disclaimer: The post was first published on 18 February 2021, and has been updated for the latest information, freshness, and accuracy.