Any issue with the spine can affect your life. Conditions such as instability, scoliosis, traumatic fractures and degenerative disc disease are chronic issues. Surgery is often seen as an effective solution.
India is a hub for this surgery due to the availability of several skilled doctors and the relatively low cost. However, the cost is affected by several factors. This article will delve into the spine surgery costs in India, the types of procedures available, and important considerations when assessing your overall bill.
What is a Spine Surgery?
Spine surgery refers to surgical procedures performed on the spine (the backbone), which consists of vertebrae, discs, nerves, and other structures that support the body and enable movement. These surgeries are typically performed to treat various spinal conditions that cause pain, instability, or neurological deficits.
Types of Spine Surgery
Below is a brief summary of some common surgeries:
- Cervical Disc Replacement: This surgery entails the removal of a damaged disc in the neck and replacing it with an artificial one.
- Foraminotomy: In this procedure, the surgeon eliminates bone spurs to create space in the spinal canal and alleviate nerve compression.
- Laminectomy: It involves removing the bone that shields your spinal canal and may be exerting pressure on a nerve.
- Microdiscectomy: A minimally invasive surgery to remove a herniated disc, putting pressure on the nerve.
- Kyphoplasty: This process involves injecting bone cement into a fractured vertebra to restore height and decrease pain.
- Spinal Fusion: Attaches two or more vertebrae together for stability.
What is Spine Surgery Cost in India?
The cost of spinal cord surgery in India varies depending on the procedure and many other factors. Below is a basic table to give you some idea about it:
| Type of Spine Surgery | Approximate Cost (INR)* |
|---|
| Microdiscectomy | Rs 60,000 to Rs 1,20,000 |
| Laminectomy | Rs 1,00,000 to 2,50,000 |
| Spinal Fusion | Rs 2,50,000 to Rs 4,50,000 |
| Artificial Disc Replacement | Rs 3,00,000 to Rs 5,50,000 |
| Vertebroplasty/Kyphoplasty | Rs 1,20,000 to Rs 3,00,000 |
| Scoliosis Surgery | Rs 4,00,000 to Rs 7,00,000 |
| Minimally Invasive Spine Surgery | Rs 2,00,000 to Rs 4,00,000 |
| Endoscopic Spine Surgery Cost | Rs 1,50,000 to Rs 3,50,000 |
| Decompression Surgery | Rs 1,50,000 to Rs 3,00,000 |
| Cervical Spine Surgery | Rs 2,00,000 to Rs 4,00,000 |
Note: Spine surgery costs vary based on location, insurance coverage, and specific medical requirements.
Pre-Spine Surgery Cost In India
Before any surgery, you may have some tests to decide which treatment will work and have more success. Here are some common pre-surgery tests that can cost:
| Test | Estimated Cost Range (INR)* |
| X-ray | Rs 500 - Rs 1,000 |
| CT Scan | Rs 3,000 - Rs 5,000 |
| MRI Scan | Rs 5,000 - Rs 10,000 |
| EMG/NCS | Rs 2,000 - Rs 3,000 |
| Myelogram | Rs 4,000 - Rs 6,000 |
Note: Costs can vary based on the medical facility, location, and specific requirements.
Factors Affecting the Spine Surgery Cost in India
A variety of factors can determine the total price you may pay for your spine surgery, such as:
- Surgery performed: Complicated surgeries like spinal fusion are usually pricier than simpler operations.
- Hospital and Surgeon: The cost will vary based on your chosen hospital and the surgeon's experience.
- City and Location: The cost can change based on the city in which they are located and how popular that healthcare facility is.
- Hospital days: The longer the stay, the more room and other charges.
- Certain medical care: Treatment requires loads of medication, and even if it is surgical, implants available can influence the expenses.
- Pre-existing medical conditions: Any extra medical requirements will mean a more expensive bill in total.
How To Finance Spine Surgery In India?
Here are some things to consider if you're worried about paying for spine surgery:
- Health insurance: Check with your insurer to understand which part of spine surgery in India would be reimbursed.
- Personal Loan: Many banks provide personal medical loans for health care with minimum documentation and low-interest-rate lending support; you can use them during surgery.
- Savings from family or crowdfunding: Consider using your own savings your family's investment, and approaching other funding platforms too.
How to Apply for a Personal Loan for Spine Surgery?
Applying for a Personal Loan can help finance your spine surgery. Here's a simplified approach:
Conclusion
Spine surgery can transform your life entirely. India provides a lower-cost option than most Western countries. Knowing a few aspects that influence the cost and considering different financial aids might help you make a wise decision about your spinal surgery trip to India.
If you’re looking for a Personal Loan to cover your spine surgery expenses, apply for a quick loan with Hero Fincorp today.
Frequently Asked Questions
1. How Much Does Spine Surgery Cost? Can I Cover the Expenses with a Medical Loan?
The cost of spine surgery varies widely depending on the procedure and location. A medical loan can help cover these costs, offering flexible repayment options.
2. Is It Possible to Get a Medical Loan for Spine Surgery with Bad Credit?
Yes, some lenders offer medical loans specifically for healthcare expenses, including spine surgery, even if you have bad credit. They consider various factors beyond just credit scores.
3. Can a Medical Loan Cover All the Expenses Associated with Spine Surgery?
Medical loans can cover a wide range of expenses related to spine surgery, including surgical fees, hospital charges, anesthesia costs, and post-operative care, depending on the lender and your approved amount.
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