If your holiday plan is well-timed and a bargain, but not your savings, then a personal loan can help you travel now and pay later in EMIs without tapping your emergency balances.

India’s personal loan market is booming, expected to hit $26.05 billion by 2025.
This surge suggests that more Indians are opting for personal loans rather than pledging or borrowing money from family in times of crisis. 

Amit and Reena, a salaried couple aged 30–34, living in Pune, planned a home renovation to upgrade their modular kitchen, electrical wiring, and use low-VOC paint. 

You’ve filled out a personal loan form, uploaded the documents, and clicked on ‘Submit’. Ever wondered what happens next?
This kicks off the loan verification process. It’s how lenders ensure everything checks out before approving and releasing the funds from your details to your documents to your credit standing.
 

Shania has a personal loan with an EMI due on the 7th of every month. This time, life got in the way. She missed the payment and finally cleared it on the 15th. But when she checked her account, the amount was higher than usual. The culprit? A small but significant addition called a penal charge.

Thinking of taking a loan? Good idea! But do you know which type is right for you?
When it comes to loans, two broad categories exist: long-term loans and short-term loans. Most people think they’re just repayment tenures. But the reality is far more complicated than that. 
 

Rakesh has an unexpected financial crunch. He needs funds quickly to cover his daughter’s college admission.

In today’s fast paced world, special occasions come one after another — from birthdays and anniversaries to festivals, weddings or even spontaneous “just-because” moments. While the desire to give meaningful, memorable gifts is genuine, budgets often don’t stretch as far as our intentions. So what do you do when you want to make a statement with a gift but don’t have the immediate funds available?

Medical emergencies can strike anytime, leaving families scrambling to arrange urgent funds. Whether it’s a sudden hospitalization or an urgent surgery, getting immediate financial support is key. While health insurance policies may cover part of the medical expenses, there are many instances where out-of-pocket payments are required upfront. These can include admission deposits, pre-surgical tests or medicines that need to be paid before treatment begins. In such cases, a cash loan can provide instant approval and quick access to funds for urgent financial needs during a medical emergency.