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Loan Closed but Active in CIBIL?
Credit HistoryLoan Closed but Active in CIBIL? Here’s What to Do

Rohit had just paid the final EMI on his personal loan and closed it. He now wants to apply for a home loan and checks his CIBIL report to ensure everything is in order...

What are ACH Debit Return Charges
Finance TipsWhat are ACH Debit Return Charges and How to Manage Them

You check your bank balance one morning and notice an extra fee debited. Your EMI was supposed to go automatically through ACH, but instead, you see ACH debit return charges...

Ashavmedh Singh

Ashavmedh Singh

Linkedin Linkedin . 26 Feb, 2026

Alternative Credit Scoring
Credit HistoryAlternative Credit Scoring: Benefits, Features & CIBIL Alternatives

Aarav runs a small online business and sees steady monthly inflows into his bank account. Rent and utility bills are paid on time, but formal loans have never been taken out before...

Katyaini Kotiyal

Katyaini Kotiyal

LinkedIn LinkedIn . 26 Feb, 2026

How to Cancel UPI Mandate
Personal LoanHow to Cancel UPI Mandate: Step-by-Step Guide

Ravi signed up for a streaming subscription using UPI Autopay. The free trial ended, but the monthly charge continued because the mandate stayed active. He noticed the debit...

Manya Ghosh

Manya Ghosh

Linkedin Linkedin . 26 Feb, 2026

What is Credit Purchase?
Credit HistoryWhat is Credit Purchase? Meaning, Definition & Features

Running a business requires you to continue buying goods or services even when cash is short. It is not always practical to pay for everything upfront when funds are tied up in...

Abhishek Singh

Abhishek Singh

Linkedin Linkedin . 26 Feb, 2026

maternity (1).png
Personal LoanPersonal Loans for Your Maternity Expenses Made Easy

Bearing a child comes with multiple medical and lifestyle expenses. From routine checkups and postnatal care to home adjustments, expenses keep adding up.

So, how to fund one? The answer: Maternity loans, also known as personal loans for maternity expenses. It offers the financial support you need to cover these expenses without using up all of your savings. 

Ashavmedh Singh

Ashavmedh Singh

Linkedin Linkedin . 25 Feb, 2026

What is Credit Monitoring?
Finance TipsCredit Monitoring: Understand and Protect Your Financial Health

Most of us rarely think about our credit profile, but in a world of instant financial transactions and personal information constantly being uploaded to the Internet, it really...

Aanchal Dutt

Aanchal Dutt

Linkedin Linkedin . 24 Feb, 2026

Call Money vs Notice Money
Personal LoanCall Money vs Notice Money: Key Concepts and Differences

Imagine being in a bank’s treasury team and making large payments earlier than expected. The cash balance at the end of the day is running low. You need to arrange short-term...

Katyaini Kotiyal

Katyaini Kotiyal

LinkedIn LinkedIn . 24 Feb, 2026

725 Credit Score
Credit History725 Credit Score: Is It Good or Bad?

It might appear as an ordinary three-digit number, but your credit score can have a big impact on your entire financial life. If you’re debating whether 725 is good, average or just...

Manya Ghosh

Manya Ghosh

Linkedin Linkedin . 24 Feb, 2026