Today, the question of whether or not someone can afford something is no longer relevant. Why? Cause every checkout page gives you numerous options to split one major purchase into smaller, manageable chunks.  

Of these two options,  Buy Now Pay Later (BNPL) has become popular, as has opting for quick loans and paying them back as EMIs. The former offers you a 3 or 6-month interest-free option, and the latter offers longer tenures but with added interest. 

You urgently need cash, rush to the nearest ATM, and only then realise you’ve forgotten your wallet. Not long ago, this meant heading back home, retrieving your card, and retracing your steps to the ATM.

A PAN card is an individual identification document that uniquely identifies a person. It is issued to all taxpayers by the Income Tax Department of India. PAN is a 10-digit alphanumeric code that tracks tax information for both individuals and businesses.

Loans are not interchangeable. A personal loan usually handles personal obligations, while a business loan supports commercial activity. From documentation to repayment expectations, the structure changes depending on the loan type.

Micro, Small, and Medium Enterprises (MSMEs) might not be huge, but their impact is. Data reveals that they contribute to 30% of India’s GDP, acting as the economy’s backbone. 

No market remains constant. Expenses can increase, demand can slow, and customer behaviour rarely stands still. Despite that, production and pricing decisions cannot be postponed.

Your bank balance as per the cashbook and bank statement, rarely matches. But why? For an NBFC with a high transaction volume, even a small error can lead to significant issues. The differences could be due to timing issues, bank charges, or recording errors.

How to identify these errors?

A bank reconciliation statement (BRS) helps you match your internal records with your bank statement to identify and correct errors. Let’s find out what BRS is, how to prepare it, and best practices when preparing BRS. 

ब्याज क्या है, ब्याज के लिए फॉर्मूला क्या है और यह आपके वित्तीय हालात पर क्या असर डालता है, यह समझना सही वित्तीय फैसले लेने के लिए ज़रूरी है। आज इस आर्टिकल में, आइए हम ब्याज दर के प्रकार...

डिजिटल इकॉनमी में तेज़ी से आगे बढ़ने के लिए बेहद ज़रूरी है के आप अपने वित्तीय लेन देन पर नियंत्रण रखे। अच्छी वित्तीय स्थिति आपके क्रेडिट या cibil स्कोर में प्रदर्शित होती है। आपका PAN कार्ड आपके...