If you’ve been wondering why my credit score is decreasing, the answer is usually linked to recent changes in how you use credit, repay loans, or how lenders report your activity.

Freelancing and gig work are booming in India. In fact, the number has reached over 7.7 million according to NITI Aayog. 21. And that number is set to reach 23.5 million by 2030.

A friend tells you to check your credit report before applying for a loan. You expect everything to look normal, but an active loan appears that you do not recognize. You start panicking and overthinking about now what.

Nobody thinks about their CIBIL score until a loan application is in front of them. By that point, years of high credit card utilisation, a couple of missed EMIs, or just never having borrowed at all have already shaped the number sitting in the bureau's records.

Electric scooters are getting to be a more popular choice for people traveling in India. Lots of commuters are loo‍king for ways to cut down on fuel costs and t͏hey want a transport option that is cleaner also. This growing interest is due to sever‌al things. Battery technology is better now, people know more about these vehicles, and finding a place to ch͏arge them is getting easier. All these factors combined make electric scooters more appealing than in past years.

Taking a personal loan is the easy part. Managing the EMIs, month after month, is where the real work begins.

Nobody puts "tampered odometer" or "unpaid loan still attached" in a listing. The car looks clean, the seller seems straight, the papers are there. And yet these problems show up constantly after the deal is done, not before. Running a VAHAN check and eyeballing the RC is not the same as actually verifying a car. Here is what that actually involves.

Do you need money in a hurry? You don’t have to queue at a branch or chase a relationship manager anymore.

Borrowing has never been easier. But knowing your rights as a borrower? That part still trips people up.