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Many people assume that filing an Income Tax Return (ITR) is mandatory to apply for a personal loan. While several lenders may request an ITR as part of their documentation process, some may offer a loan without ITR to eligible applicants by assessing alternative proof of income and repayment capacity.

Getting into your dream college feels incredible until you see the total fee breakdown. Tuition takes up a big chunk, but accommodation, books, a laptop, and travel costs add up fast. Naturally, you might wonder: does education loan cover living expenses too?

Almost 30% of all two-wheeler sales in India occur in the 125cc sector, and the stats make sense when you see what these motorcycles have to offer in reality. More pull than a 100cc, better economy than anything over 150cc and operational expenses that remain modest over years of everyday use. In this article, we assess the best 10 options based on price, mileage, engine performance, safety and real ownership experience.

You see the rate. You see the EMI. What sits between them is the bit most people never quite work out. So here is how is interest calculated on personal loans, with the formula and a worked example.

A payment request pops up while you are busy. It looks routine, so you approve it. Moments later, the money is gone, and the sender has vanished.

A personal loan is one of the most commonly used ways of borrowing money for any type of cost, be it anticipated or unexpected. Be it a medical emergency, wedding, traveling, household renovation, school tuition, consolidating debts, or other expenses, an unsecured personal loan can help borrowers whenever they need.

More than 9,000 NBFCs were registered with the Reserve Bank of India in 2024, and that is before you even count the banks and the lending apps. So when you set out to borrow, you are not short of options. If anything, you are drowning in them.

Thinking about a personal loan but worried it’ll dent your credit score? You’re not alone. It’s one of the most common questions borrowers ask, and a fair one.

Three years ago, ₹1.5 lakh got you a decent commuter and not much else. That ceiling has shifted considerably. Today the same budget opens up 225cc engines, USD forks, ride modes, dual-channel ABS, and in one case, a CNG powertrain that costs almost nothing to run. The ten bikes below represent the strongest picks across different riding needs — compared on real-world mileage, performance, safety, and what ownership actually costs over time.