How to Apply for a Personal Loan for Gallstones Surgery?

Stones in the gallbladder can cause many symptoms sometimes needing intervention. The cost of treating gallstones in India can vary based on factors. However, you can gain insight into what to anticipate and how to handle it by referring to this guide, which aims to provide details, on managing gallbladder stone treatment. 

What Are Gallstones? 

Gallstones, which are stones discovered in the gallbladder can be compared to rocks or pebbles. Consists of either cholesterol, bilirubin (a byproduct of blood cell breakdown) or a mix of both substances. These stones vary in size from minuscule like a grain of sand to large, as a golf ball. 

Gallstone Types 

There are two kinds of gallstones; 

1. Cholesterol stones: These are the type formed from hardened cholesterol. 
2. Pigment stones: These stones are a combination of bilirubin and calcium. Some stones contain a mix of both cholesterol and pigment components. 

Cholesterol stones develop when there is a surplus of cholesterol, in the bile or when the bile struggles to dissolve the cholesterol present. On the other hand, pigment stones are created as a result of an overabundance of bilirubin, in the bile. 

Symptoms of Gallstones 

Sometimes gallstones can be tricky. Remain silent, without any symptoms. The real trouble begins when these troublesome gallstones block one of the ducts that lead to the intestine. The pain gradually. Lingers for what seems like an eternity before subsiding. Disregarding these warning signs of gallstones could result in discomfort. Be on the lookout for symptoms such as: 

• The pain escalates in the upper right side or middle of the abdomen just below the chest. 
• Backache between your shoulder blades. 
• Aching in your shoulder. 
• Feeling queasy or throwing up. 
• Upset stomach followed by feeling gassy. 

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Causes of Gallstones 

The cause of gallstone formation is still a mystery. Several factors can increase your chances of developing them: 

• Levels of cholesterol in the bile. 
• Excess bilirubin in the bile. 
• The concentration of bile is due to a gallbladder. 
• Inadequate gallbladder emptying. 
• Being overweight or experiencing weight loss. 
• Following diets high in fats and cholesterol. 
• Having conditions like liver disease or diabetes. 
• Family history or genetic susceptibility. 

Gallstone Risk Factors 

Some factors that could raise the risk of developing gallstones include being a woman above 40, going through pregnancy using hormone therapy or birth control pills having a family history of gallstones following a diet, in fat and cholesterol experiencing weight loss or fasting and dealing with obesity. 

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Gallstones - Diagnosis and Tests 

During a gallstone examination, your doctor might recommend: 

• Ultrasound: This non-invasive procedure utilises waves to generate visuals of your gallbladder. 
• Abdominal CT scan: This imaging technique provides pictures of your abdomen. 
• ERCP (endoscopic retrograde cholangiopancreatography): In this process, a thin flexible tube equipped with a camera is inserted through your mouth to examine your bile ducts within the system. 

Gall Bladder Stone Treatment 

The typical method, for treating gallstones involves undergoing a procedure called cholecystectomy to remove the gallbladder. During this surgery, a surgeon may decide to use a laparoscope, for incisions or opt for a surgical approach that involves opening the abdomen to extract the gallbladder. 

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How to Prevent Gallstones? 

Preventing gallstones completely is not possible similar to other health problems. Yet according to research and medical experience, it seems that maintaining weight through a diet low, in saturated fat and cholesterol, combined with regular exercise can significantly reduce the risk of developing them. 

What is the Cost of Gallstone Treatment in India? 

The gallbladder stone treatment cost in India depends on many factors such as the type of gallbladder stone surgery, hospital facilities, the fee of the surgeon, and location. Here’s a brief description: 

• Laparoscopic Cholecystectomy: This type of surgery is considered invasive which tends to result in a cost typically ranging from Rs 1,75,000 to Rs 2,60,000*. 
• Open Cholecystectomy: This procedure is an approach that involves a larger incision and can cost anywhere between Rs 1,80,000 to Rs 3,00,000*. 
• ERCP: Short for Endoscopic Retrograde Cholangiopancreatography, this medical procedure is designed to extract stones from the bile duct. May vary in price from Rs 50,000 to Rs 1,00,000*. 

Things to be noted: 

• These are estimated gallstone surgery costs and may vary depending on your condition. 
• Your medical coverage might help with paying for part of the treatment.  
• It's suggested to check with your hospital and surgeon in time to prevent any unexpected expenses. 

Also Read: Spine Surgery Cost in India: Everything You Need to Know! 

How can a Personal Loan Help You for Your Gallstone Surgery? 

A personal loan can help you finance your gallbladder stone surgery cost: 

• Flexible Payment Schedule: This type of repayment plan involves flexible payments making it easier for you to manage your repayments effectively. 
• Fast Fund Transfer: Once your loan is approved the funds will be swiftly transferred to you. 
• Enhance Credit Rating: Timely repayment can significantly boost your credit score helping you improve your standing. 

How to Apply for a Personal Loan for your gallstone Surgery? 

Getting a personal loan for gallstone surgery is easy. 

• Download and install the Hero FinCorp Instant Personal Loan app. 
• Register using your mobile number. 
• Enter a few necessary details like your personal, professional, employment, and financial information. 
• Scan and upload the required documents, including your identity, address, and income proofs. 
• Get approval with a loan offer after the verification. 
• Accept the loan offer to initiate the disbursal process. 

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Conclusion 

Having gallstones can be quite painful. There are ways to identify and handle the issue so you can get back to your routine. If you think you might have gallstones, it's important to see a doctor for an assessment. Additionally, adopting a healthy lifestyle can help prevent the development of gallstones, which is crucial as issues with bile flow are common among individuals  

If you or someone you know requires gallbladder stone treatment and are unable to arrange the required funds for treatment, then Hero Fincorp can help you. Apply for a personal loan with Hero Fincorp today and let us handle the restaid you through the process! . Visit our medical loan section and apply for a personal loan online today! 

Frequently Asked Questions About Gallbladder Stones 

1. How can I get rid of gallstones quickly? 

Getting rid of gallstones can be quite challenging. While there are home remedies and dietary changes suggested online they lack backing and their effectiveness remains uncertain. 

2. Are gallbladder stones a cause for concern? 

Gallstones themselves may not pose a threat. If they block the bile duct, it can lead to complications, like pancreatitis or severe inflammation of the pancreas. 

3. Does a 1.5 cm gallstone require surgery? 

The size alone may not warrant surgery as smaller stones can cause problems if they obstruct a bile duct. 

4. Is it possible to live without a gallbladder? 

Absolutely, you can lead a life without a gallbladder. The liver will continue producing bile and your digestive system will adapt accordingly. 

Disclaimer: The information provided in this blog post is intended for general informational purposes only and reflects research and opinions available at the time of writing. While we strive to ensure accuracy, we do not claim to be exhaustive or definitive. Readers are advised to independently verify any details mentioned here, such as symptoms, diagnostic methods, and treatment options, with qualified healthcare professionals. Hero FinCorp does not take responsibility for any discrepancies, inaccuracies, or changes that may occur after the publication of this blog. The choice to rely on the information presented herein is at the reader's discretion, and we recommend consulting medical experts for the most up-to-date and accurate information regarding gall bladder stones and their diagnosis.