All You Need to Know About Car Modification

Want to make your car your own, and take your journeys on the road to an all new level of comfort and excitement? For many car lovers, car modification goes beyond just paint and dents, to actually making some awesome modifications to fit your style, and hopefully make that ride smoother and slightly more exciting. If you want to personalise your auto vehicle, you've found the correct place! We will take you through what car modification looks like, what can legally be done, and hopefully provide you with every bit of information you need!

What is a Modified Car?

A modified car is a vehicle that’s been changed from its original form to boost performance, add a personal touch, or simply make it more fun to drive. This could mean giving the engine a serious upgrade or tweaking the suspension for a smoother, sportier ride. Some might go for a fresh paint job, comfy new seats, or a killer sound system with custom lighting that turns heads. For many car lovers, modifying their ride is a way to showcase their personality or chase a dream driving experience. But as exciting as it is, it’s just as important to make sure every modification is legal, safe, and won’t mess with how the car runs.

Different Types of Car Modifications

Car fans love to modify their car to personalise it for their own taste. Modifications can be divided in three main categories, performance, visual, and functional. Let's explain the categories of modifications:

1. Performance modifications 

Performance modifications seek to modify your car to make it go faster, more powerful, or more fuel efficient.

• Engine tuning: Typically modifies your vehicle to produce more power from the engine through remapping the engine, or the addition of performance upgrades, making a vehicle more efficient. 
• Exhaust modifications: improve off gas flows to your engine, resulting in a more efficient engine with a better sound, and overall increase in power. 
• Suspension modifications: Takes your shocks, or struts and replaces them, and can lower the car height for handling, and smoothing out bumps for a comfortable drive. 
• Brakes, handling distance: Performance tires can improve the cornering and stopping distance of the vehicle, large disc brake upgrades, or anything from a big brake upgrade kit, and even upgraded sway bars.

2. Aesthetic Modifications

Aesthetic modifications are made to make your car aesthetically appealing, so it looks even better.

• Custom Paint Job: Pick a colour that reflects your style, or hire someone to paint your car in a custom colour.
  Body kits: You can add features for the body exterior like a spoiler, side skirts, or front splitters that improve the body's aerodynamics features that improve your cars performance and also give it an aesthetic bump.
• Interior Modifications: Install your own custom upholstery, custom made audio systems that amplify interior ambience, or ambient lights that improve on the driving experience and aesthetic feel of the inside of the cars.
• Wheels and Tires: Upgrading alloy wheels can provide a better aesthetic and road grip and handling improving on from the OEM wheels.

3. Functional Modifications

Functional modifications are meant for comfort, safety, and functionality.

• Lighting Modifications: Install LED headlights, fog lights, or some creative under-body lighting modifications for better visibility, and improved visual appeal and visibility features with new lighting.
• CNG Kits: Choose Compressed Natural Gas (CNG) for better cost effective fuel-efficiency and a more energy efficient alternative to for-profit fossil fuel products.
• Utilities: Added roof racks, tow bars, or in general, plentiful and better storage capacity for functional uses of modern day automotive purposes.

Read Also: Finance Your Baleno Car Modification with a Personal Loan

Car Modification Rules In India

Rules on Car Modification in IndiaCar modification in India does come with some guidelines that you should follow to ensure you make good and legal decisions: 
 

• Structural Changes: You can't change the chassis, you must make changes while retaining the basic structure of the car. 
• Colour Change: If you are changing the colour of the car, you must notify the RTO (Regional Transport Office).
• Engine Changes: If you are making significant changes to the engine, you must notify the RTO (Regional Transport Office). Getting a thumbs down could see you receiving a major fine or worse.
• Sound level: You won't be getting away with loud exhausts and noise that is above noise level is a big time no no!
• Lighting: Certain lights are restricted for safety reasons and you will not be able to use them on the road.

Read Also: Personal Loan: The Perfect Partner for Your Alto Car Modification

What are the Illegal Car Modifications in India?

Car modifications are typically to make a car look nicer or perform better; however, some changes are illegal in India, and violations of these laws could result in a fine, or the vehicle could be seized. 

Illegal Modifications:

• Loud Exhausts: Aftermarket exhausts that make cars louder than permissible limits are illegal.
• Tinted Windows: Dark window tints that violate RTO regulations (70% visibility for front/rear, 50% for both sides) are illegal. 
• Engine Modifications: Modifications to an engine from any manufacturer's configuration are illegal unless permitted or completed by the manufacturer.
• Neon Lights: Neon underbody lights and flashing LED lights are illegal.
• Horns That Go Over 100 dB: Pressure horns and those that exceed the legal limits are considered illegal horns, or modifications.
• Width & Height Alterations: Changing the width or height of a vehicle beyond RTO regulations are not permitted.
  Illegal Number Plates: Every state has rules regarding fancy or unclear number plates.
• Chassis Modifications: You are not permitted to change the structure of a car in ways that create safety risks to vehicles on the road.

Read Also: All you Need to Know About Thar Modification

Enhancing Performance: How Modifications Impact Your Car's Abilities?

Performance modifications can significantly improve a car’s driving experience by enhancing various aspects of its performance.

• Engine Upgrades: Upgrades like turbochargers and remapping can boost power and acceleration, providing a thrilling driving experience.
• Suspension Adjustments: Modifications like coilovers and lowering kits improve handling, stability, and cornering capabilities, making the car more responsive.
• Exhaust Systems: High-performance exhaust systems enhance airflow, increasing engine efficiency and producing a more aggressive sound.
• Brake Upgrades: Upgraded brake systems, including larger discs and performance pads, offer better stopping power and improved safety.
• Aerodynamic Modifications: Additions such as spoilers and splitters reduce drag and increase downforce, enhancing speed and stability at high velocities.

Read Also: A Comprehensive Guide to Modifying Your Honda City with a Personal Loan

Car Modifications Include Most Changes Made To Your Car

Car modifications include a wide range of alterations that can enhance your vehicle's look and performance.

• Visual Enhancements: Custom paint, aftermarket wheels, body kits, and spoilers enhance the car’s appearance and uniqueness.
• Performance Upgrades: Installing turbochargers, ECU remaps, sports exhausts, and air intakes boosts the car’s performance metrics.
• Interior Customization: Leather seats, custom dashboards, upgraded infotainment systems, and ambient lighting improve comfort and style inside the car.
• Safety Features: Installing advanced airbags, anti-lock braking systems (ABS), traction control, and reinforced roll cages enhances occupant safety.
• Utility Additions: Adding roof racks, tow bars, and extra storage compartments increases the car’s practicality and versatility.

Read Also: Things to Know About Buying A Used Car In India

Check The Modifications Are Legal in India

In India, car modifications are subject to regulations outlined by the Motor Vehicles Act. These regulations ensure that modifications adhere to safety and environmental standards. It's essential to consult the Automotive Research Association of India (ARAI) guidelines to determine the legality of specific modifications. Additionally, modifications must comply with state-specific regulations and obtain necessary approvals from the Regional Transport Office (RTO) to ensure legality and avoid fines or penalties.

Your DVLA Records Need To Be Updated If You Get Car Modifications

If you modify your car, such as changing its structure, engine, or appearance, you must update your DVLA records accordingly. Failure to do so can lead to issues with insurance claims or vehicle inspections. Notifying the DVLA about any modifications is essential to ensure that your vehicle's records are accurate and up to date. This helps maintain transparency and legality regarding your car's modifications.

Read Also: Negotiate Better By Knowing These Top Factors That Influence Used Car Pricing

What Is The Cost of Car Modifications?

Car modifications can vary significantly in cost depending on the type and extent of the modifications. Here are some common modifications and their estimated costs:

1. Low-Cost Modifications (₹10,000 - ₹50,000)

• Custom Paint Jobs: ₹20,000 - ₹50,000
• Alloy Wheels: ₹15,000 - ₹40,000
• Interior Modifications: ₹10,000 - ₹25,000

2. Mid-Range Modifications (₹50,000 - ₹1,00,000)

• Performance Exhaust Systems: ₹30,000 - ₹80,000
• Suspension Upgrades: ₹40,000 - ₹1,00,000
• Tire Upgrades: ₹20,000 - ₹50,000

2. High-End Modifications (₹1,00,000 - ₹2,00,000+)

• Turbochargers and Engine Tuning: ₹75,000 - ₹1,50,000
• Body Kits and Custom Paint Jobs: ₹1,00,000 - ₹3,00,000

These approximate costs may vary based on brand, quality, and customisation options. If you feel that affording such modifications can be heavy on your monthly budget then, apply Personal Loan Online to lower your burden and enjoy all the fun in peace right away!

Read Also: Everything You Need to Know about APR for a Car Loan

Get Your Car Modified Hassle-Free with a Personal Loan

As mentioned above, transforming your car with modifications is now easier with a personal loan designed to meet any urgent financial needs that might cost you a fortune otherwise.

• Easier Customisation: Personal loans are tailored to meet urgent financial needs, making it easier to fund your car modifications.
• Flexible Repayment Options: Enjoy the flexibility in repaying your loan over a period that suits your financial situation.
• Competitive Interest Rates: Benefit from competitive interest rates that make borrowing more affordable.
• Upgrade Performance Parts: Use the loan to enhance your car's performance with top-notch parts.
• Enhance Aesthetics: Customise the look of your car with modifications that reflect your style.

Read Also- Modifying Your Thar with a Personal Loan: Your Journey, Your Way, Your Style!

Steps to Apply for a Personal Loan for Car Modification

Hero FinCorp offers instant personal loans, which you can utilise seconds after approval. Below are the steps to consider when looking to apply for a loan at our website:

Step 1: Visit the Hero FinCorp website or install the Personal Loan app.

Step 2: Go to the Personal Loan page and click ‘Apply Now’

Step 3: Enter your mobile number and verify with the OTP received

Step 4: Choose the loan amount you need

Step 5: Verify your KYC details to check income eligibility

Step 6: Click ‘Submit’ to complete your application

Conclusion

Car modifications allow enthusiasts to personalise and enhance their vehicles according to their preferences and requirements. Whether for aesthetic appeal, performance upgrades, or functional enhancements, car modifications can truly transform a vehicle into a unique expression of its owner's style and personality. However, it's crucial to ensure that modifications comply with legal regulations and safety standards to avoid potential issues. By considering the costs, benefits, and legal implications, car owners can make informed decisions about the modifications they choose to pursue, ultimately enhancing their driving experience while staying within legal boundaries.

FAQs

1. What authorised vehicle modifications are permitted in India?

Authorised vehicle modifications in India include changes approved by the relevant authorities such as the Regional Transport Office (RTO) and adhere to legal guidelines regarding safety, emissions, and vehicle registration.

2. Do all auto changes impact the cost of insurance?

Yes, most car modifications can impact insurance premiums, as insurers consider modifications when calculating premiums based on factors like increased risk and replacement costs.

3. Is window tinting permitted in cars?

Window tinting is permitted in cars to a certain extent (up to 30%), but it must comply with legal limits set by transportation authorities to ensure safety and visibility.

4. Is it possible to modify the engine of my car to make it more powerful?

Yes, it's possible to modify a car's engine to enhance its performance, but such modifications must comply with regulations and may affect insurance premiums.

5. Can car changes be made without the RTO's approval?

No, significant car modifications typically require approval from the Regional Transport Office (RTO) to ensure compliance with safety, emissions, and registration regulations.

6. Car Modifications Can Make Insurance More Expensive?

Yes, car modifications can increase insurance premiums due to increased risk of theft or accidents, higher repair or replacement costs, and altered vehicle performance.

7. Is car tuning legal in India?

Car tuning is legal in India as long as it does not alter the structural integrity, or engine specifications, or violate emission and noise regulations set by the government.

8. Is putting exhaust illegal in India?

Yes, aftermarket exhausts that exceed the permissible noise levels are illegal in India. Modifying the exhaust to increase sound or emissions can lead to fines and vehicle seizure.

9. Are car modifications legal in India?

Yes, car modifications are legal in India as long as they comply with the Motor Vehicles Act of 1988 and Central Motor Vehicle Rules (CMVR).

10. What are the common illegal car modifications?

Illegal modifications include loud exhausts, tinted windows, structural modifications, and fancy number plates.

11. Do modifications affect car insurance?

Yes, car modifications can impact your insurance premiums. It's important to inform your insurer about any changes to ensure proper coverage.

12. Is engine tuning legal in India?

Engine tuning is legal as long as it does not violate emission or noise regulations, and it complies with safety standards.

13. Can I apply for a loan to modify my car?

Yes, Hero FinCorp offers personal loans specifically designed to help fund car modifications. The loan can be applied for easily online.

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