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Katyaini Kotiyal

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About Author

Katyaini is a finance expert with a focus on the non-banking financial sector, bringing over 8 years of experience in NBFC. She specializes in simplifying complex financial concepts for readers, helping them navigate the NBFC landscape. Outside of work, she is passionate about travelling.

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best countries to visit in april
15 Best International Places to Visit from India in April

April often means scorching heat. You can escape the rising temperatures and explore exciting international destinations! You can experience pleasant weather in many parts of the world during April.

26 Mar, 2025
multi purpose loan
What is a Multipurpose Loan?

Life's full of surprises, right?  Several unexpected situations in life require additional funds because they necessitate home repairs or present unique investment possibilities or assist in matching the gap between paychecks. A multi-purpose loan provides the solution needed in this situation. This money functions as a fiscal security system that lets you handle uncertainties without restrictions.

26 Mar, 2025
missed emi payment
Missed Your Loan EMI Payment? Know the Consequences

Credit facilities such as a Personal Loan is a convenient and effective way to deal with unexpected financial emergencies. At the same time, managing the repayment is also crucial. The most common way for loan repayment is the Easy Monthly Instalments (EMIs). You have to pay a fixed amount every month within the given period. It consequently enhances your credit score and helps you manage your other obligations well. However, if you miss any EMI, it can create a negative impact on the same.

19 Mar, 2025
revenue based funding
What is Revenue-Based Funding?

Revenue-based funding (RBF) is an investment in a company where funds are provided in return for a percentage of future revenue. This kind of funding differs from traditional loans because it doesn't involve fixed repayments and doesn't require collateral.

10 Apr, 2025
adjustable rate mortgage
What Is an Adjustable-Rate Mortgage (ARM) Loan?

An Adjustable-Rate Mortgage (ARM) loan is where the interest rate fluctuates over time based on market conditions. Unlike a fixed-rate mortgage with a constant interest rate throughout the loan term, an ARM starts with a lower fixed rate for an initial period before adjusting periodically. These adjustments are linked to a financial index. It means that your monthly payments can increase or decrease depending on interest rate trends.

08 Apr, 2025
Union Budget 2025-26
Key Highlights of the Union Budget 2025-26

Union Minister of Finance and Corporate Affairs, Smt. Nirmala Sitharaman presented the Union Budget 2025, which focused on tax relief, economic growth, infrastructure development, and support for numerous key sectors. It clearly emphasises boosting capital expenditure, enhancing disposable income, and supporting domestic industries to shape the country’s economic well-being.

07 Apr, 2025
ancestral property
Stamp Duty and Registration Charges in Delhi

When in the capital city of Delhi and planning to buy a property, there are many financial and legal considerations. The key legal requirements include stamp duty and registration charges. 

01 Apr, 2025
ancestral property
All You Need to Know About Ancestral Property

In India, families have a lot of attachment to their ancestral property and it holds significant legal and emotional value. However, after the sad demise of your loved ones, this ancestral property falls under various rules and as an heir, you must know about the basic ancestral property laws and nature of this property to better deal with such circumstances and avoid disputes. Read this blog and gain knowledge about ancestral property meaning, types, its inheritance rules. We will also debunk the common myths related to such properties.

01 Apr, 2025
what is indemnity
What is Indemnity - Know Everything About It

You might be familiar with the concept of insurance. However, what is indemnity may be new to you. In terms of indemnity definition, it is a type of insurance that provides protection against financial liability in case of damage or loss. Sometimes, it may also indicate an exemption from liability for damage. Simply put, it is a mechanism to reduce financial loss and manage risk in terms of law and insurance.

31 Mar, 2025