UPI​‍​‌‍​‍‌ has truly revolutionised our lives in terms of money management. It has made payments, transfers, and bill settlements so fast and easy that it has taken away all the hassle.

Loans are approved based on risk. When a lender feels uncertain about a borrower’s repayment capacity, they often look for additional assurance. This is where another individual may be asked to step in, not as a borrower, but as a backup.

Taking out a loan isn't just about the amount you borrow.  It is also about how affordable your monthly repayments are. A small decision, like choosing between a fixed interest rate or a floating interest rate, can make a significant difference in your finances over the years. 

Ravi applies for a loan and gets rejected because his credit score stays low. The reason confuses him because he never borrowed money before. Without past loans or repayments, the system has nothing to evaluate. 

You’re filling out a bank form. Or setting up a UPI payment. Or writing a cheque. Suddenly, you see the word payee. And pause. Who exactly is the payee? Is it you...

You open your UPI app to send money, and everything looks normal at first. The balance shows correctly, the amount feels routine, and the PIN works without issue. Still, the...

Amit was new to net banking and wanted to send some money on his phone. When he opened the app, four payment options appeared: NEFT, RTGS, IMPS, and UPI. Although he...

Ravi, a salaried employee in Bengaluru, manages his finances by budgeting his monthly expenses, investing in mutual funds through SIPs and PPF, and paying his home loan...

Rekha uses UPI for most of her payments. It is quick and works well for her daily work. Last week, she needed to pay a new vendor to avoid delaying a client order. The vendor...