A permanent Account Number (PAN) is a 10-digit alphanumeric code assigned to individuals/entities who conduct financial transactions. It is an important document that allows tax authorities to keep track of your transactions. In the context of the government, PAN aids in the prevention of money laundering, suspicious transactions, and terrorist funding.
Previously, people used to apply for a PAN card by paying a visit to the Income Tax office. However, as India moves toward a digital economy, the idea of an e-PAN card is gaining traction. This service is provided for free and on a first-come, first-served basis.
In order to obtain an e-PAN, you must meet the following criteria.
NSDL allows you to download your PAN card in two different categories. The first is if you got your PAN within the last 30 days, and the second is if you received it more than 30 days ago.
Here is the downloading process for the former.
The downloaded file is in PDF format and requires a passcode to open. You must enter your birth date/ incorporation date in the format DDMMYYYYY.
Note: NSDL e-Gov has now changed to Protean.
The e-PAN downloading process if the allotment is made more than 30 days ago.
UTIITSL stands for UTI Infrastructure Technology and Service Limited, and you can get your PAN card from here if you meet the following requirements.
Downloading process:
Also Read: Procedure to check credit score by PAN card
Downloading an e-PAN card online is generally a cost-effective process. The fee is minimal, making it a convenient option for obtaining your PAN card without additional expenses.
Scenario | Cost |
Download within 30 days of allotment | Free |
Download after 30 days | Rs 8.26 (tax included) |
The e-PAN offers various advantages. A few of them are listed below.
Also Read: How To Link Your Aadhaar Card With Your PAN & Mobile Number
An e-PAN card significantly facilitates the personal loan application process by serving as a reliable and easily accessible proof of identity and financial credibility. Here's how:
Step 1: Visit the Hero FinCorp website or download the personal loan app.
Step 2: Go to the Personal Loan section and click Apply Now.
Step 3: Fill out an online application form.
Step 4: Scan and upload the necessary documents.
Step 5: Accept the loan offer.
Step 6: Get disbursal in a few minutes.
It is simple to get an e-PAN card. You can obtain them by using any of the methods listed above. However, keep in mind that this option is not available to everyone, and only those who have never had a PAN before can apply for it.
1. How to download PAN card online without OTP?
To download your PAN card online without OTP, visit the official NSDL or UTIITSL website. You can use your Aadhaar number linked to your PAN for verification. Follow the steps to request a reprint of your PAN card without needing an OTP for authentication.
2. How to get an e-PAN card immediately?
To get an e-PAN card immediately, visit the Income Tax Department's e-filing portal. Click on "Instant e-PAN" under the "Quick Links" section. Provide your Aadhaar number, validate with OTP sent to your registered mobile number, and download your e-PAN within minutes.
3. How can I print my e-PAN card?
After downloading your e-PAN from the official portal, you can print it like any other document. Open the downloaded PDF file, and print it using a standard printer. Ensure the print quality is good for clarity.
4. Is printed e-PAN card valid?
Yes, a printed e-PAN card is valid and legally recognized for all financial and official transactions. It contains the same information and has the same validity as the physical PAN card issued by the Income Tax Department.
5. Which is better: ePAN or physical PAN?
Both ePAN and physical PAN have their advantages. ePAN offers the convenience of instant issuance, easy access, and cost savings, while a physical PAN card is traditional and may be preferred for those who want a tangible document. Both are equally valid and serve the same purpose.
6. What is PAN card correction online?
PAN card correction online allows individuals to update incorrect details on their PAN card through authorized portals like Protean (NSDL) and UTIITSL.