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What is the Open Heart Surgery Cost in India in 2024?

Personal Loan
18 July 2024
Katyaini Kotiyal
421

Table of Contents

What is Open Heart Surgery?
Types of Heart Surgeries in India
What is Open Heart Surgery Cost in India?
Factors Affecting the Cost of Open Heart Surgery
Steps to Apply for a Personal Loan for Open Heart Surgery
Conclusion
Frequently Asked Questions

Knowing the cost of open heart surgery is important for patients and their families to get ready for this life-saving procedure. Open heart surgery is a significant procedure involving opening the chest to heal heart conditions including blocked arteries, heart valve-related issues, or congenital defects. The open heart surgery cost in India is conditioned by multiple components like hospital choice, surgeon expertise, and patient’s comprehensive health. Read more to find out about the factors affecting the cost of surgery to make an informed decision.

What is Open Heart Surgery?

Open heart surgery refers to a medical procedure carried out on the heart aimed at treating various cardiovascular conditions. It comprises opening the chest to access the heart, enabling surgeons to repair or replace damaged structures like arteries or valves. This procedure holds great importance for tackling severe heart diseases and improving cardiac function. An open heart operation cost in India ranges between 3 Lakh to 8 Lakh*.

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Types of Heart Surgeries in India

When no other less invasive operation or medicine can appropriately control a patient's heart, an open heart surgery is advised. Several types of heart surgeries take place in India, which have been mentioned below.

Types	Description
Coronary Artery Bypass Grafting (CABG)	Blocked coronary arteries are bypassed using healthy arteries or veins to restore blood flow to the heart muscle.
Valve Replacement or Repair	Damaged heart valves are replaced or repaired with artificial or biological valves. Surgery methods include open-heart, minimally invasive, or through-vein approaches.
Aneurysm Repair	Weak spots in heart walls or arteries are patched or grafted to prevent rupture. Aortic aneurysm repair involves replacing the damaged section with a graft.
Heart Transplant	A donor's heart is surgically implanted when necessary due to severe heart failure that cannot be managed by other means.
Congenital Heart Defect Repair	Early repairs are performed to correct abnormalities in newborns, such as dividing the pulmonary arteries from the aortic trunk.
Atrial Septal Defect (ASD) Closure	Surgical closure of an atrial septal defect, which is an abnormal opening in the septum between the heart's upper chambers (atria).
Aortic Aneurysm Repair	Similar to aneurysm repair, this involves using patches or grafts to reinforce weakened areas in the aorta's walls, ensuring proper blood flow and preventing rupture.
Arrhythmia Surgery	Treatment for irregular heartbeats (arrhythmias) involves correcting abnormal electrical signals in the heart to restore a normal heartbeat rhythm.

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What is Open Heart Surgery Cost in India?

Heart surgery costs can vary from place to place. In India, the average cost of cardiac surgery ranges from 3 lakhs to 8 lakhs.

Type of Heart Surgery	Heart Surgery Cost*
Coronary Artery Bypass Grafting	Rs 1.8 L to Rs 3.6 L
Angioplasty and Stent Placement Surgery	Rs 1.5 L to Rs 3.2 L
Heart Valve Repair/Replacement Surgery	Rs 2.4 L to 5.7 L
Aorta Graft Surgery	5.6 L to 11.5 L
Implantation of Pacemaker or Cardioverter Defibrillator Surgery	Rs 2.4 L to 4.5 L
Pericardiectomy	Rs 1 L
Septal Myectomy	Rs 2 L to 4 L
Heart Transplant Surgery	Rs 18 L to 25 L
Implantation of Ventricular Assist Devices of Total Artificial Heart Surgery	Rs 45 L to 80 L
ASD Closure Surgery	Rs 2 L to Rs 3 L

Note: Open heart surgery costs depend on procedure complexity, hospital fees, recovery needs. Consult with healthcare providers for detailed cost estimates.

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Factors Affecting the Cost of Open Heart Surgery

There are several factors affecting the cost of open heart surgery. These factors can increase or decrease the heart surgery cost.

Type of Procedure: A major factor in deciding the cost is the particular kind of heart surgery that is being done.
Hospital Facilities: The infrastructure and amenities of the hospital where the procedure is performed may affect the price.
Surgeon's expertise: The cost of the procedure may be affected by the experience and skill of the heart surgeon carrying it out.
Operative Care: The all-encompassing attention given before and following surgery.

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Steps to Apply for a Personal Loan for Open Heart Surgery

You can avail of a Personal Loan to cover the open heart surgery cost with Hero FinCorp. As it is an expensive operation, one might need urgent funds to proceed with the further process. Here are the steps to apply for a Personal Loan with Hero FinCorp.

Step 1: Visit the Hero FinCorp website or download the personal loan app.

Step 2: Go to the Personal Loan section and click Apply Now.

Step 3: Fill out an online application form.

Step 4: Scan and upload the necessary documents.

Step 5: Accept the loan offer.

Step 6: Get disbursal in a few minutes.

Also Read: How A Personal Loan Can Help You To Manage Your Large Medical Bills Easily?

Conclusion

With this, we conclude that open heart surgery is a crucial and delicate operation. Choose Hero FinCorp to finance your heart surgery and apply for a Personal Loan online today.

Frequently Asked Questions

1. Can I use a personal loan to cover the costs of open heart surgery?

Yes, personal loans can be utilized to finance various expenses related to open heart surgery, including hospital bills, surgical fees, anesthesia, and post-operative care. It provides a financial option for managing these significant medical expenses.

2. How do I manage loan repayments while recovering from open heart surgery?

Managing loan repayments during recovery involves planning and budgeting. Consider discussing flexible repayment plans with the lender and exploring options like loan deferment if necessary due to medical circumstances.

3. Does having open heart surgery affect my eligibility for a personal loan?

Eligibility for a personal loan is primarily based on income, credit history, and ability to repay. Having undergone open heart surgery typically doesn't impact eligibility unless it affects your financial stability or ability to meet lender criteria.

Disclaimer: The information provided in this blog post is intended for informational purposes only. The content is based on research and opinions available at the time of writing. While we strive to ensure accuracy, we do not claim to be exhaustive or definitive. Readers are advised to independently verify any details mentioned here, such as specifications, features, and availability, before making any purchasing decisions. Hero FinCorp does not take responsibility for any discrepancies, inaccuracies, or changes that may occur after the publication of this blog. The choice to rely on the information presented herein is at the reader's discretion, and we recommend consulting official sources and experts for the most up-to-date and accurate information about the featured products.

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Did You Know

Disbursement

The act of paying out money for any kind of transaction is known as disbursement. From a lending perspective this usual implies the transfer of the loan amount to the borrower. It may cover paying to operate a business, dividend payments, cash outflow etc. So if disbursements are more than revenues, then cash flow of an entity is negative, and may indicate possible insolvency.