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Any issue with the spine can affect your life. Conditions such as instability, scoliosis, traumatic fractures and degenerative disc disease are chronic issues. Surgery is often seen as an effective solution.
India is a hub for this surgery due to the availability of several skilled doctors and the relatively low cost. However, the cost is affected by several factors. This article will delve into the spine surgery costs in India, the types of procedures available, and important considerations when assessing your overall bill.
Spine surgery refers to surgical procedures performed on the spine (the backbone), which consists of vertebrae, discs, nerves, and other structures that support the body and enable movement. These surgeries are typically performed to treat various spinal conditions that cause pain, instability, or neurological deficits.
Below is a brief summary of some common surgeries:
The cost of spinal cord surgery in India varies depending on the procedure and many other factors. Below is a basic table to give you some idea about it:
| Type of Spine Surgery | Approximate Cost (INR)* |
|---|---|
| Microdiscectomy | Rs 60,000 to Rs 1,20,000 |
| Laminectomy | Rs 1,00,000 to 2,50,000 |
| Spinal Fusion | Rs 2,50,000 to Rs 4,50,000 |
| Artificial Disc Replacement | Rs 3,00,000 to Rs 5,50,000 |
| Vertebroplasty/Kyphoplasty | Rs 1,20,000 to Rs 3,00,000 |
| Scoliosis Surgery | Rs 4,00,000 to Rs 7,00,000 |
| Minimally Invasive Spine Surgery | Rs 2,00,000 to Rs 4,00,000 |
| Endoscopic Spine Surgery Cost | Rs 1,50,000 to Rs 3,50,000 |
| Decompression Surgery | Rs 1,50,000 to Rs 3,00,000 |
| Cervical Spine Surgery | Rs 2,00,000 to Rs 4,00,000 |
Note: Spine surgery costs vary based on location, insurance coverage, and specific medical requirements.
Before any surgery, you may have some tests to decide which treatment will work and have more success. Here are some common pre-surgery tests that can cost:
| Test | Estimated Cost Range (INR)* |
| X-ray | Rs 500 - Rs 1,000 |
| CT Scan | Rs 3,000 - Rs 5,000 |
| MRI Scan | Rs 5,000 - Rs 10,000 |
| EMG/NCS | Rs 2,000 - Rs 3,000 |
| Myelogram | Rs 4,000 - Rs 6,000 |
Note: Costs can vary based on the medical facility, location, and specific requirements.
A variety of factors can determine the total price you may pay for your spine surgery, such as:
Here are some things to consider if you're worried about paying for spine surgery:
Applying for a Personal Loan can help finance your spine surgery. Here's a simplified approach:
Spine surgery can transform your life entirely. India provides a lower-cost option than most Western countries. Knowing a few aspects that influence the cost and considering different financial aids might help you make a wise decision about your spinal surgery trip to India.
If you’re looking for a Personal Loan to cover your spine surgery expenses, apply for a quick loan with Hero Fincorp today.
1. How Much Does Spine Surgery Cost? Can I Cover the Expenses with a Medical Loan?
The cost of spine surgery varies widely depending on the procedure and location. A medical loan can help cover these costs, offering flexible repayment options.
2. Is It Possible to Get a Medical Loan for Spine Surgery with Bad Credit?
Yes, some lenders offer medical loans specifically for healthcare expenses, including spine surgery, even if you have bad credit. They consider various factors beyond just credit scores.
3. Can a Medical Loan Cover All the Expenses Associated with Spine Surgery?
Medical loans can cover a wide range of expenses related to spine surgery, including surgical fees, hospital charges, anesthesia costs, and post-operative care, depending on the lender and your approved amount.
Disclaimer: The information provided in this blog post is intended for informational purposes only. The content is based on research and opinions available at the time of writing. While we strive to ensure accuracy, we do not claim to be exhaustive or definitive. Readers are advised to independently verify any details mentioned here, such as specifications, features, and availability, before making any purchasing decisions. Hero FinCorp does not take responsibility for any discrepancies, inaccuracies, or changes that may occur after the publication of this blog. The choice to rely on the information presented herein is at the reader's discretion, and we recommend consulting official sources and experts for the most up-to-date and accurate information about the featured products.
The act of paying out money for any kind of transaction is known as disbursement. From a lending perspective this usual implies the transfer of the loan amount to the borrower. It may cover paying to operate a business, dividend payments, cash outflow etc. So if disbursements are more than revenues, then cash flow of an entity is negative, and may indicate possible insolvency.
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