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Are you dreading the lengthy documentation work needed for availing of a two-wheeler loan in India? Things are different at Hero FinCorp. With us, get instant approval for a two-wheeler loan and that too with a bare minimum amount of documentation.

Hero FinCorp Two-wheeler Loan Documents

The happiness of getting something you truly desire is unmatched. Knowing that, at Hero FinCorp, we do all we can, including easing the documentation process, to help you buy your dream bike. With us, the documents required for a two-wheeler loan include KYC documents and income proof. However, remember, the two-wheeler loan documents required for self-employed individuals are a bit different from salaried individuals.

Two-wheeler Loan Documents Required for Salaried

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Mandatory Documents

Duly filled loan application form, 
Passport size coloured photograph

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Identity Proof (any one)

Driver’s Licence, Aadhaar card, Passport, PAN Card, ID Card issued by Central Government/ State Government/ PSUs

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Residence Proof (any one)

Driver’s Licence, Aadhaar Card, Passport, Property or Municipal, Tax Receipt, Ration Card, Utility Bill

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Income Proof

Salary Slips (last six months), 
Bank Account Statement of last six months (salary account), 
Salary certificate (stating name, designation, and authorised signatory), 
Form 16

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Job Continuity Proof

Job offer letter from the current employer, 
Experience certificate from the previous employer

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Age Proof (any one)

Birth Certificate, Passport, PAN Card, Driver’s Licence

Two-wheeler Loan Documents Required for Self-employed

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Mandatory Documents

Duly filled loan application form, 
Passport size coloured photograph

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Identity Proof (any one)

Driver’s Licence, 
Passport, PAN Card, Aadhaar card

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Residence Proof (any one)

Driver’s Licence, Passport, Aadhaar Card, Ration Card, Utility Bill

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Office Address Proof (any one)

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement, SSI or MSME Registration Certificate

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Business Existence Proof (any one)

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

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Income Proof

Last six months bank statement, Recent Income Tax Return (ITR)

Frequently Asked Questions (FAQs)

If you are looking to apply for a two-wheeler loan, then the basic required documents for a bike loan include KYC documents, income proof, business continuity proof, duly filled two-wheeler loan application form, and passport size photographs.
The bike loan processing time entirely depends on documents needed for a two-wheeler loan. If you have all the required documents handy and the lender is satisfied with them, then the loan will be processed within 48 hours.
Yes, you can acquire a two-wheeler loan without income proof if you have other documents in place and are applying with a co-applicant.
The documents required for a two-wheeler loan are almost similar for both online and offline applications. The only difference is that while applying for a two-wheeler loan online, you need to upload a copy of all the essential two-wheeler loan documents. In addition, you may use e-KYC to verify your identity and address using your Aadhaar card. By simply entering your Aadhaar Card number, the system will retrieve your information—saving you time and effort.
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