In the finance industry, credit appraisal is a fundamental process that lending institutions perform to assess a potential borrower’s creditworthiness. Whenever they receive a loan application, they undergo the credit appraisal process to understand the risks of approving the loan and ensure the borrower’s financial stability.
Read on to learn more about the credit appraisal meaning, process, eligibility, benefits, and other important information one must know.

Many people seek Personal Loans to cover their planned or unplanned expenses. However, their monthly salary is a primary factor affecting loan eligibility. Most lending institutions have a minimum salary requirement. You must earn a minimum monthly salary to qualify for their loan. 
If you have a low income, you must look for a loan provider offering loans with a low salary requirement. For instance, Hero FinCorp has a minimum salary requirement of just Rs 15,000. Read on to find out more about these loans.

In India, temperatures rose to an all time high this summer, breaking all previous records. Even the rains brought humidity to an all time high, making us all seek refuge in the Air Conditioner (AC) for some relief. The demand and supply dynamics tend to increase AC prices every year. However, selecting the AC system for your home requires a lot of considerations regarding its cost, electricity usage, billing, overall cost etc. 
When choosing an AC, it is essential to evaluate your cooling requirements, energy efficiency and extra features among others. You need to research the types of AC units in the market, their installation procedures and post set-up support. Remember to research brands and models, go through reviews and find an air conditioning unit that suits both your space and budget. Make sure to explore this post for insights on how to choose the best air conditioner.

Phuket is renowned for its beaches, vibrant nightlife and rich cultural heritage. Whether you're in search of excitement, tranquillity or a taste of Thai customs Phuket caters to all preferences. From jungle adventures to strolls in Old Phuket Town and from water based activities to mesmerising performances there's a plethora of options to indulge in on this captivating island. Dive into this guide to uncover the charms of this enchanting destination.

Weddings are about celebrating a memorable day of your life with family and friends. Weddings are about fun and good food. Everyone wishes to serve the best food for their wedding guests as it makes people happy, and happy people bless with all their heart .
Choosing a catering service for marriage can be tricky. If you start looking out, you will find numerous wedding catering services available. It often becomes overwhelming to select one. What should be the budget for food? What should we look for in the menu? How to make sure timely delivery? There are many such questions which arise. This detailed guide discusses various considerations like budgeting, menu options, and more to help you choose the best wedding catering services.