The Indian government sincerely encourages entrepreneurship among young and ambitious citizens. While an increasing number of people are interested in setting up their businesses, most believe it requires a huge initial investment. Well, that is not always true. There are many businesses you can start in India with just Rs 1 Lakh.

Here, we will suggest the top 10 business ideas under 1 lakh. If you need instant funds, you can get a Business Loan from Hero FinCorp to get money for your startup. Once established, you can finance its expansion with a Business Loan.

In the world of finance and banking, the term ‘CIF number’ holds much importance. This 11-digit number is like a digital fingerprint, which gives each account holder a unique identification. Financial institutions use this number to access your private data, based on which they provide you with personalised financial schemes.
Let’s explore what a CIF number is, its benefits and importance, and how to get and find one.

XIRR and CAGR are two of the most common metrics for calculating returns on investments. While both are useful and effective, they vary in terms of their applications and calculations. Every investor must know these differences to strategise their investments and achieve financial goals. 
The following sections will explore strategies that will help you achieve your financial goals. This blog will explore XIRR vs CAGR, differences, calculation methods, pros and cons, etc.

नया घर बनाने की योजना बना रहे हैं? तो सबसे पहले आपको अपने घर का नक्शा तैयार करना होगा। घर का नक्शा आपके घर का ब्लूप्रिंट होता है, जो यह बताता है कि आपका घर कैसा दिखेगा और उसमें क्या-क्या होगा। यह सुनिश्चित करने के लिए कि आपका घर आपकी सभी ज़रूरतों को पूरा करता है, एक अच्छी तरह से तैयार किया गया नक्शा बहुत ज़रूरी है।
आप अपने घर के नक्शे को खुद बना सकते हैं या फिर किसी आर्किटेक्ट से मदद ले सकते हैं। नक्शा बनाते समय आपको कई बातों का ध्यान रखना होता है, जैसे कि ज़मीन का आकार, आपकी परिवार की ज़रूरतें, बजट, और स्थानीय नियम।

Sometimes, individuals may need additional funds for significant life events like a marriage or higher education or to finance business expansion plans. In such cases, a micro Loan Against Property (LAP) from Hero FinCorp can be highly beneficial. These are secured loans where you borrow against the property you own. The advantage of micro LAPs is that they are relatively easy to access and typically come with lower interest rates compared to unsecured loans.