The traditional path to securing a personal loan has long relied on salary slips, income tax returns, and extensive bank statements. But what if you’re a freelancer, gig worker, or small business owner whose income doesn’t fit neatly into these conventional categories? Enter the evolving world of UPI-based lending, where your Unified Payments Interface transaction history becomes an additional tool for financial access.
The Union Budget 2025 has shifted the financial ground for many Indians. New tax slabs, higher deductions, and updated rules on house property all affect how much money actually lands in your pocket each month.
The prices of gold and silver have been rising steadily and are touching new highs every few months. Despite this, with every festive season comes the urge to buy these precious metals either due to tradition, family commitments, or as an investment.
You pay your rent on time every month. Your phone bills are cleared without a miss, and your household expenses are managed with care. But ever wondered if these habits add weight to your credit score?