High Loan Amount
You can use your property as collateral to get a loan of up to Rs 3 crore.
Loan Against Property In in Hisar
- Loan up to ₹3 Crore
- Maximum funding on Property Value
- Quick Sanctioning
Loan Against Property EMI Calculator
Get a Loan Against Property in Hisar Upto 3 Crore
Hisar, a city that embodies history and modernity, offers a unique blend of cultural richness and economic vibrancy. Located in Haryana, India, this city has various attractions, including the iconic Feroze Shah's Palace - an architectural marvel from the 14th century.
But Hisar is not just a city of the past. It is a bustling hub of various industries, with agriculture, manufacturing, and educational institutions forming the backbone of the local economy. Whether you are drawn in by the historical sites, eager to explore industries, or seeking educational opportunities, Hisar has something for everyone.
If you are a self-employed individual or an entrepreneur looking for funding to invest in your business, property, higher education of your children, or any other financial need, you can get a Mortgage Loan in Hisar from Hero FinCorp. We can provide up to Rs 3 crore based on the value of your property at the lowest interest rate.
Features And Benefits of Loan Against Property in Hisar
Know the features and benefits of getting a Loan Against Property in Hisar:
Attractive Interest Rate
Enjoy low-interest rates starting at 11%, reducing monthly payments and costs.
Quick Loan Procedure
Applying for a loan from Hero FinCorp is easy. Apply online and get quick access to the necessary funds.
Easy Repayment & Longer Tenure
Our Loan Against Property offer flexible repayment options with terms up to 180 months.
Higher LTV
You can borrow up to 175% of your property's value, maximizing your potential.
Hassle-free Documentation
The documentation process is simple and hassle-free, so you don't have to deal with tedious paperwork.
Eligibility Criteria for Loan Against Property in Hisar
To acquire a Mortgage Loan in Hisar, you must meet specific requirements. Here's what you need to know for mortgage loan eligibility:
Age
You must be between 25 and 75 years of age bracket.
Citizenship
You should be a citizen of India.
Work Experience
At least 3 years of work experience criterion is needed.
Business Status
Business stability of 3 years is considered.
Occupation Status
Applicant can be self-employed or an entrepreneur with a profitable business.
Documents Required for a Loan Against Property in Hisar
To ensure a smooth and prompt approval of your Loan Against Property in Hisar, ensure you have all the required documents. Missing or incomplete paperwork can cause unnecessary delays or even rejection of your application. Let’s take a look at what you need to apply for a Mortgage Loan in Hisar:
Mandatory Documents
Duly filled application form, PAN Card
Proof of Identity
Aadhar Card, ID Card, Driver's License, and Identity Card issued by GOI
Proof of Address
Passport, Driver's License, Utility Bill, Voter ID Card, Lease/ Rent Agreement, Registry Copy, Property Tax Receipt, GST Certificate
Proof of Business Existence
GST Certificate, UDHYAM Certificate, Partnership Deed Copy, Trade License, Certificate of Practice
Signature Proof
Banker's Verification, Passport, PAN Card
Proof of Income
Last three years' Income Tax Returns (ITRs), Income Statement, Profit and loss Statement, Balance Sheet, and Bank Account Statement (previous six months)
Property Related Documents
Complete set of documents pertaining to the property in question
Interest Rates and Charges for Loan Against Property in Hisar
Want to know about Hero FinCorp's Mortgage Loan interest rates in Hisar? The rates are competitive and depend on your income, occupation status, and property condition. You can choose between fixed and floating interest rates. Fixed rates ensure your monthly payments stay the same while floating rates lead to changing EMI amounts. You can use our Loan Against Property Calculator to your EMI as per your preferred repayment tenure. A shorter term will result in larger EMIs but lesser interest, while a longer tenure will result in smaller EMIs but more interest payable during the loan term.
How To Apply For a Loan Against Property in Hisar?
Here are some simple steps to apply for a Loan Against Property (LAP) in Hisar through Hero FinCorp.
- 01
Visit Hero FinCorp website and go to the loan against property page.
- 02
Check your eligibility from the eligibility criteria section available on the website
- 03
On the mortgage loan page, check for the mandatory documents required for a mortgage loan.
- 04
Click the 'Apply now' tab and fill in the required information, and submit the online form.
- 05
Once Hero FinCorp is satisfied with your details, their executives will get in touch with you.
- 06
You may also apply for a mortgage loan by visiting the nearest Hero FinCorp branch or outlet.
Frequently Asked Questions (FAQs)
Residential as well as commercial properties are accepted as collateral for a Mortgage Loan in Hisar.
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