High Loan Amount
Use your property to secure a higher loan and achieve your goals.
Loan Against Property in Jaipur
- Loan up to ₹5 Crore
- Maximum funding on Property Value
- Quick Sanctioning
Loan Against Property EMI Calculator
Get a Loan Against Property in Jaipur Upto 5 Crore
Jaipur, also known as the Pink City of India, is a destination steeped in fascinating history and rich culture. It boasts many amazing places to explore, including the grand Amer Fort, delicate Hawa Mahal (Palace of Winds), and majestic City Palace.
Jaipur is renowned for producing beautiful jewelry and traditional textiles like handcrafted fabrics and block printing, which are widely appreciated worldwide. Alongside, the city is known for its delicious food and colorful markets.
Moreover, Jaipur's cultural heritage, economic opportunities, and the desire for a comfortable lifestyle attract people to invest and enjoy a better life. If you own a property in Jaipur, you have a basket full of opportunities. Mortgage Loans in Jaipur cater to the diverse aspirations of its residents. Hero FinCorp offers you a sum as high as Rs. 5 Crores, a 175 % LTV Ratio, and quick approval.
Features And Benefits of Loan Against Property in Jaipur
Private Mortgage Loan in Jaipur with Hero FinCorp brings several benefits, such as a large loan amount, competitive interest rates, a fast application process, increased borrowing capacity, and streamlined paperwork. Keep reading to learn how these advantages can work together to help you reach your financial goals effortlessly.
Attractive Interest Rate
Paying less interest saves you money, leading to affordable payments and costs.
Quick Loan Procedure
You can easily apply for a loan and have the funds you require within minutes.
Easy Repayment & Longer Tenure
The loan offers flexible repayment options and a longer repayment duration.
Higher LTV
You can access greater funds with a loan up to 175% of your property's value.
Hassle-free Documentation
You will not struggle with challenging forms as the paperwork is elementary and straightforward.
Eligibility Criteria for Loan Against Property in Jaipur
If you want to get a Loan Against Property in Jaipur, there are specific requirements that you must meet. You can determine if you meet these requirements by examining the following information:
Age
You have to be between the ages of 25 and 75.
Citizenship
You must be a citizen of India.
Work Experience
You must have been employed for at least three years.
Business Status
Three years of business stability are taken into account.
Occupation Status
You should have a stable business. Salaried individuals are not eligible.
Documents Required for a Loan Against Property in Jaipur
Prior to submitting your application for a Loan Against Property in Jaipur, you must have all the essential documentation in place. This will ensure a smooth and timely processing of your loan application. Know what you need to have:
Mandatory Documents
Duly filled application form, PAN Card
Proof of Identity
Aadhar Card, ID Card, Driver's License, and Identity Card issued by GOI
Proof of Address
Passport, Driver's License, Utility Bill, Voter ID Card, Lease/ Rent Agreement, Registry Copy, Property Tax Receipt, GST Certificate
Proof of Business Existence
GST Certificate, UDHYAM Certificate, Partnership Deed Copy, Trade License, Certificate of Practice
Signature Proof
Banker's Verification, Passport, PAN Card
Proof of Income
Last three years' Income Tax Returns (ITRs), Income Statement, Profit and loss Statement, Balance Sheet, and Bank Account Statement (previous six months)
Property Related Documents
Complete set of documents pertaining to the property in question
Interest Rates and Charges for Loan Against Property in Jaipur
Before taking out a mortgage loan from Hero FinCorp, it's important to have an idea of the interest rates. Hero FinCorp’s mortgage loan interest rates in Jaipur are reasonable and are based on factors such as your profession, earnings, and the condition of your house.
To help you make the best decision, we offer an online interest rate calculator that can assist you in determining the amount you are eligible to borrow and choosing the most suitable option.
How To Apply For a Loan Against Property in Jaipur?
If you have made up your mind already to apply for a Loan Against Property (LAP) in Jaipur through Hero FinCorp, follow these simple steps:
- 01
Visit Hero FinCorp website and go to the loan against property page.
- 02
Check your eligibility from the eligibility criteria section available on the website
- 03
On the mortgage loan page, check for the mandatory documents required for a mortgage loan.
- 04
Click the 'Apply now' tab and fill in the required information, and submit the online form.
- 05
Once Hero FinCorp is satisfied with your details, their executives will get in touch with you.
- 06
You may also apply for a mortgage loan by visiting the nearest Hero FinCorp branch or outlet.
Frequently Asked Questions
The choice between a personal loan and a mortgage loan depends on your specific financial needs and goals.
Buying mortgage flats can be a sound investment if you consider location, property value, and your financial situation.
A low CIBIL score is not ideal for a mortgage loan application.
Yes, you can obtain a mortgage loan for land, typically for construction or development purposes.
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