Personal Loan for Doctors
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Get Personal Loan in Chandigarh With Quick Disbursal
The capital of two Indian states—Punjab and Haryana— Chandigarh is one of the well-planned cities in the country. It is famous for its architecture and cleanliness. The city attracts a lot of people for jobs as well as trade opportunities, thus creating a high demand for a personal loan in Chandigarh. To meet the demand, Hero FinCorp, a personal loan finance company in Chandigarh, offers personal loans at nominal interest rates with quick approval.
We Offer a Wide Range of Personal Loans!
Personal Loan for Travel
With a Hero FinCorp travel loan, you can enjoy your Indian or foreign vacations without worrying about repayment.
Personal Loan for Wedding
Get instant Personal Loan finance in Chandigarh of up to Rs 5 Lakh with flexible EMIs at Hero FinCorp.
Personal Loan for Home Renovation
Hero FinCorp provides Personal Loans for home renovations with easy and quick application, minimal paperwork and flexible repayment tenures.
Personal Loan for Self-Employed
Self-employed professionals can get a Personal Loan for planned and unplanned expenses at attractive interest rates and minimal processing fees.
Personal Loan for Women
Female borrowers can get an Instant Personal Loan for women with low-interest rates, instant approvals, and quick disbursals.
Personal Loan for Government Employees
At Hero FinCorp, we offer Personal Loans for government employees with comfortable EMIs suitable to their monthly budget.
Personal Loan for Education
A Personal Loan for education is an unsecured loan you can use to cover your expenses related to higher education in India or abroad.
Features And Benefits of Hero FinCorp Personal Loan Chandigarh
Hero FinCorp, a personal loan provider in Chandigarh, offers personal loans with attractive features and benefits such as:
Big Loan Amount:
Hero FinCorp offers personal loans starting from a minimum of Rs 50,000 up to a substantial maximum of Rs 5,00,000 to both salaried and self-employed customers who meet the eligibility criteria.
Modest Interest Rate:
Monthly EMIs are heavily dependent on the interest rate. The higher the interest rate, the higher will be the repayment EMI. Here, at Hero FinCorp, personal loans Chandigarh are provided at modest interest rates compared to other personal loan providers in Chandigarh.
Zero Collateral Pledge:
Personal loan in Chandigarh doesn’t require a collateral pledge as it is an unsecured loan. At Hero FinCorp, personal loan approval is done at zero collateral for both salaried and self-employed professionals.
Flexible Repayment Duration:
Customers are allowed to choose their loan repayment tenure with a minimum of 6 months to a maximum of 36 months. This gives them the flexibility to set their monthly budget.
Instant approval with fewer documents:
Hero FinCorp, a personal loan provider in Chandigarh, strives for providing the best customer experience and hence offers instant personal loan approval with a few relevant document submissions.
Eligibility Criteria for Instant Personal Loan in Chandigarh
To be eligible for personal loan Chandigarh, an applicant must meet the following criteria:
Age
An Indian citizen in the age group between 21 years to 58 years is eligible for a personal loan in Chandigarh.
Citizenship
To be eligible for an instant Personal Loan in Chandigarh, candidates must be Indian citizens.
Work Experience
A salaried individual working in a company and earning a fixed salary for the last 6 months or above. A self-employed individual should own a business establishment for 2 years or more.
Monthly Salary
The applicant must be earning a monthly wage of Rs 15,000 or more to avail of a personal loan in Chandigarh.
Documents Required to Apply for a Personal Loan in Chandigarh
While applying for an instant Personal Loan in Chandigarh, the documentation requirements vary for self-employed and salaried applicants. That is because they have different income sources and frequency of payments. You must know the documentation requirements according to your profession and prepare the necessary documents adequately. Scan and upload their copies online through our website or loan app and begin your application process without hassle.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Six Month Salary Slip & Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driver Licence, Passport, Aadhaar Card, Utility Bill
Documents Required For Self Employed
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rates on Personal Loans in Chandigarh
Unlike private money lenders in Chandigarh, our Personal Loans come with competitive interest rates and transparent charges. We charge minimal fees for our service to keep your loan cost as low as possible. Still, some charges are inevitable, and you must be prepared to pay them. Some of these charges include the following:
How To Apply For a Personal Loan in Chandigarh?
To apply for a Personal Loan in Chandigarh from Hero FinCorp, follow these steps:
- 01
You can either make use of the Hero FinCorp website or visit the nearest branch to initiate the online or offline loan application process, respectively. Personal loan in Chandigarh can be availed of by both salaried and self-employed people.
- 02
Fill Hero FinCorp’s personal loan application form. It is a simple form seeking a few important details of the customer. The applicant must submit a duly filled form along with a passport size photograph.
- 03
KYC documents such as PAN Card, identity proof, residential proof and proof of monthly wages need to be submitted either online or offline; will be verified for further processing.
- 04
If the personal loan application form and KYC documents match the eligibility criteria, then Hero FinCorp will go ahead with approval. Finally, the applicant must sign a loan agreement, accepting the terms of the loan.
- 05
After all the above stages are completed, within a short period, the mutually agreed personal loan will be disbursed to the applicant’s bank account.
Frequently Asked Questions (FAQs)
No. Personal loan in Chandigarh will not come under tax exemptions as per the tax regulations
Flexible tenure of 6 months to 36 months is available at Hero FinCorp for personal loan repayment.
The repayment tenure for Personal Loans in Chandigarh is up to 36 months. You can use our Personal Loan Calculator to choose the most suitable tenure as per your monthly budget.
To apply for a Personal Loan in Chandigarh with Hero FinCorp, you must download the loan app, provide a few details, and upload the necessary documents to begin the application procedure. Once you receive approval and a loan offer, accept it to get disbursal instantly.
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