Personal Loan for Rs 18000 Salary

Easy Digital Process

Minimum Salary Required ₹15K

Instant Approval

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Calculate Personal Loan EMI

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Get Instant Personal Loan for Rs 18000 Salary

Looking for immediate financial assistance with an Rs 18,000 salary? Unlock the convenience of a swift Personal Loan with Hero FinCorp. Whether managing unforeseen expenses, consolidating debt, or fulfilling life's significant milestones, a loan of up to Rs 5 lakh offers the solution. Benefit from competitive starting interest rates, flexible repayment spans, and a seamless 100% digital loan process. Before you begin your financial journey - calculate your personalised EMI using our simple Personal Loan EMI Calculator. Once done, apply online with Hero FinCorp and get instant approval.

EMI on a Personal Loan for Rs 18,000 Salary for upto 3 Years

When seeking a Rs 1 Lakh instant loan, checking the monthly EMI is important. Use our online loan EMI calculator to plan your repayments with manageable EMIs. At a 19%* interest rate, here are the expected EMI amounts for different loan periods. Stay financially informed with this useful tool.

Loan Amount	Interest Rate*	Tenure (in months)	EMI (in Rs)
1,00,000	19%*	12	9,216
1,00,000	19%*	24	5,041
1,00,000	19%*	36	3,666

Features and Benefits of Rs 18000 Salary Personal Loan

At Hero FinCorp, we offer a Rs 5 Lakh loan with benefits for a 3-year term or less. Here's what you need to know:

High Loan Amount

Get instant loans up to Rs 5 lakh, tailored to cover various needs based on income, credit rating, and work experience.

Attractive Interest Rate

Benefit from a competitive interest rate based on your credibility, making EMIs affordable.

Collateral-Free

Ensure a hassle-free loan process without needing collateral, security, or a guarantor, ensuring your assets are safe.

Flexible Repayment Tenure

Enjoy flexibility with repayment periods of up to 36 months, allowing you to decide based on your monthly budget, supported by our Loan EMI Calculator.

Instant Approval and Disbursal

Experience a swift online process with no paperwork, ensuring quick verification and approval, leading to instant disbursal upon acceptance of the loan offer.

Eligibility Criteria for Personal Loan on Rs 18000 Salary

Our requirements are straightforward, making it easy for you to qualify and get a Personal Loan of up to 5 Lakh. These factors decide your eligibility at Hero FinCorp.

Age

To qualify for a Personal Loan at Hero FinCorp, you must be between 21 and 58 years.

Citizenship

Resident Indian citizenship is a requirement for obtaining a Personal Loan from Hero FinCorp.

Work Experience

Self-employed professionals need two years' experience, while salaried employees require six months' work history.

Monthly Income

Applicants should have a minimum monthly salary of Rs 15,000 to be eligible.

Check Your Loan Eligibility

Documents Required for Personal Loan on Rs 18000 Salary

You don't need branch visits to secure a hassle-free Personal Loan through Hero FinCorp. Here's an overview of the documents needed for salaried individuals:

Identity Proof

Driving licence, passport, PAN card, or Aadhaar card

Address Proof

Driving licence, passport, Aadhaar card, ration card, or utility bill

Ownership Proof

Residence ownership proof like electricity bills or property documents

Income Proof

Last six months' salary slips, previous six months' salary account statement, Form 16, and job continuity proof.

Personal Loan Interest Rates for Rs 18,000 Salary

Hero FinCorp offers competitive interest rates and transparent charges for a hassle-free Personal Loan. Understanding these details ensures clarity on your total loan cost.

Interest Rate

Starting from 19%* t&c Apply per month

Loan Processing Charges

2.5% to 3.5%

Loan Tenure

12-36 months

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Note: Rates and charges are subject to change. Verify the latest details during the loan application process.

How to Apply for Personal Loan on Rs 18000 Salary?

Wondering how to secure a Personal loan with Hero FinCorp? It's easy! Follow these straightforward steps:

1
Visit the Hero FinCorp website or personal loan app.
2
Register using your mobile number.
3
Enter a few necessary details like your personal, professional, employment, and financial information.
4
Scan and upload the required documents, including your identity, address, and income proofs.
5
Get approval with a loan offer after the verification.
6
Accept the loan offer to initiate the disbursal process.

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What Our Clients Say About Us

It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.

Savi Gupta

I received a call from Hero FinCorp regarding it’s financial services. I was thinking of buying a two wheeler since long. When I compared the benefits Hero FinCorp was offering with other similar service provider’s, I decided, this is the best time to get a bike. The later things just happened within no time and my Two Wheeler Loan was approved. Such a great experience it was.

Chandan Kumar, Khemanichak, Patna, Bihar

Hero FinCorp financed our printing center equipment’s which has allowed us to expand g quality. We have realized a good business growth and customer satisfaction. Hero FinCorp business loan solution is a big factor in our business success. We enjoy working with a trusted financial partner which provides quick support and easy finance.

Mani Mamallan, Mumbai

Proprietor, All time Offset Printers

My friend bought a two wheeler with a loan from Hero FinCorpand found their services to be excellent services. I felt the same way after trying out their services. In case I need another loan, this is where I will get one from.

Sanjay Singh, Odala, Mumbai, Maharashtra