Calculate Personal Loan EMI
Get an Instant Personal Loan from Hero FinCorp for a monthly salary of Rs 21,000 or more. Our Personal Loan EMI calculator helps you plan your monthly payments, and our flexible repayment tenure allows you to select a tenure of 12-36 months. Our Personal Loan for Rs 21,000 salary comes with attractive interest rates and requires no collateral. To be eligible, you must be at least 21 years old, have a minimum of six months of continuous employment, and provide specific documentation.
Get financial flexibility with our loan! Select a tenure between 12 and 36 months. The EMI details are in the table below.
| Loan Amount | Interest Rate* | Tenure (in months) | EMI (in Rs) |
| 1,00,000 | 19%* | 12 | 9,216 |
| 1,00,000 | 19%* | 24 | 5,041 |
| 1,00,000 | 19%* | 36 | 3,666 |
Hero FinCorp offers loans based on your financial situation. We can provide instant funding to you if you earn a monthly salary of 21,000.
Get a personal loan up to Rs5 lakh with a Rs 21,000 salary. Approval depends on income, credit score, and employment history.
Hero FinCorp offers personal loans with competitive interest rates up to 30% on a Rs 21,000 salary, helping borrowers manage repayments efficiently.
Get hassle-free Personal Loans for 21,000 salary without collateral, security deposits, or guarantors.
Enjoy flexible repayment tenures up to 36 months, regardless of income. Use our EMI calculator to plan a budget-friendly option.
Our online loan process is quick and paperless. You can apply, get approved, and receive funds instantly without visiting a branch
Hero FinCorp provides Personal Loans up to Rs 5 Lakh with easy eligibility criteria based on age, income, credit score, and employment status.
The minimum age requirement is 21 years, while the maximum age is 58 years.
Indian citizenship is mandatory for our application process.
Salaried applicants need six months of employment, and self-employed applicants need two years of business experience.
Applicants must have a minimum monthly salary of Rs 15,000.
Here are the documents required for a Personal Loan with a 21k salary:
Driving licence, passport, PAN card, or Aadhaar card
Driving licence, passport, Aadhaar card, ration card, or utility bill
Residence ownership proof like electricity bills or property documents
Last six months' salary slips, previous six months' salary account statement, Form 16, and job continuity proof.
Hero FinCorp provides loans for those earning Rs 21,000 with minimal paperwork and competitive interest rates. However, additional charges such as processing fees (2.5% to 3.5%), foreclosure charges (5% plus GST), and EMI bounce charges (Rs 350/-) must be considered. To understand your financial commitment, consider these expenses fully before applying for the loan.
To apply for a Personal Loan:
Visit the Hero FinCorp website or Personal loan app
Go to the Personal Loan section and click 'Apply Now'.
Enter your mobile number and generate OTP.
Enter the OTP to verify.
Provide your KYC details.
Click 'Submit' to send your application.
Our team will evaluate your application and send you a loan offer. Once you accept the offer, the approved amount will be credited to your bank account.
To get a Rs 5 Lakh loan urgently, apply on the Hero FinCorp website or personal loan app. However, check the eligibility criteria before applying.