Personal Loan for Self-Employed
Get instant cash loans for various personal and professional needs.
Personal Loan in Baroda
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval
Personal Loan EMI Calculator
Get a Personal Loan in Baroda Up to 5 Lakh
Baroda, also known as Vadodara, is a famous city in Gujarat with a rich cultural heritage and a vibrant atmosphere. The city has a mix of historical landmarks and modern amenities, including the majestic Lakshmi Vilas Palace and the tranquil Sayaji Baug.
Hero FinCorp is a financial services company that offers Personal Loans in Baroda for various needs, such as home renovations, education expenses, or personal milestones. Our loan options are tailored to individual needs and easily accessible. With Hero FinCorp's support, Baroda residents can easily achieve their dreams, reflecting the city's ethos of progress and prosperity.
We Offer a Wide Range of Personal Loans
Hero FinCorp offers a wide range of Personal Loans with attractive interest rates and flexible repayment tenures.
Personal Loan for Women
Salaried and self-employed women can get quick Personal Loans online.
Personal Loan for Government Employees
Those employed in the government sector can get instant loans without collateral.
Personal Loan for Education
Pursue higher education without financial strain with these unsecured loans.
Personal Loans for Doctors
Doctors can use these loans to achieve professional growth and personal goals
Personal Loan for Travel
Make dream journeys possible with our Personal Loan for travel.
Personal Loan for Wedding Expenses
Cover all your wedding-related expenses with instant our Personal Loans.
Personal Loan for Home Renovation
Renovate or upgrade your living spaces without using your savings.
Features and Benefits of Personal Loans in Baroda
Our Personal Loans are packed with various features and benefits that help you manage your loan without hassle.
Ample Loan Amount
Get ample loan amount of up to Rs 5 lakh for various purposes.
Attractive Interest Rate
Enjoy competitive interest rates, starting from 1.58%*per month.
Collateral-Free
No need to pledge any security or collateral to avail the loan.
Flexible Repayment Tenure
Choose a repayment tenure of 12 to 36 months.
Instant Approval
Get instant loan approval when you apply online.
Eligibility Criteria for Instant Personal Loans in Baroda
Here is Eligibility Criteria for Instant Personal Loans in Baroda, ensuring a smooth application process.
Age
Applicants aged 21 to 58 years are eligible for Hero FinCorp's Personal Loans.
Citizenship
Indian citizenship is a prerequisite for availing of Personal Loans.
Work Experience
Salaried individuals - 6 months; self-employed individuals - 2 years.
Monthly Income
The applicants should have a minimum monthly income of Rs 15,000.
Documents Required to Apply for a Personal Loan in Baroda
To apply for a Baroda Personal Loan, applicants need to submit some Required Documents for a Personal Loan in Baroda, ensuring a hassle-free application process.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Baroda
Interest rates on Personal Loans in Baroda are competitive, starting from 1.58%* t&c Apply per month, ensuring easy loan management for borrowers.
How to Apply For a Personal Loan in Baroda?
Hero FinCorp offers quick approval for Personal Loans in Baroda. Here’s how you can apply for a loan online:
- 1
Visit the Hero FinCorp website or install the loan app
- 2
Go to the Personal Loan page and click “Apply Now”
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
Once sanctioned, you can use the loan for any legal purpose and repay in up to 36 months. Remember to use the Personal Loan EMI Calculator before applying.
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Frequently Asked Questions (FAQs)
The eligibility criteria for a Hero FinCorp Personal Loan in Baroda include 21-58 years of age, Indian citizenship, and a minimum monthly income of Rs 15,000.
Approval for Hero FinCorp Personal Loan varies from a few minutes to a few hours.
At Hero FinCorp, the repayment tenure of Personal Loan is 12 to 36 months.
The maximum Personal Loan amount you can borrow from Hero FinCorp is Rs 5 lakh.
Yes, you can prepay the loan. At Hero FinCorp, we have no prepayment charges.