Personal Loan in Gadag

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan in Gadag Up to 5 Lakh

Gadag, Karnataka, is steeped in cultural heritage. The city boasts a unique architectural style known as the "Gadag style", which flourished during the Western Chalukya era. Temples like the Trikuteshwara complex showcase intricate sculptures and ornate pillars, a testament to the region's artistic legacy. Whether you are a history buff seeking architectural wonders or simply looking for a city that blends tradition with modern life, Gadag offers a captivating experience.

Beyond its historical significance, Gadag is a prominent centre for printing presses and handlooms. With these businesses in the city, many individuals may need financial help, and this is where Hero FinCorp offers easy Personal Loans in Gadag. Apply today and get access to flexible repayment tenures, competitive interest rates, and fast approvals.

We Offer a Wide Range of Personal Loans!

Hero FinCorp offers a wide range of Personal Loan options to empower you. Here's how we can support your journey:

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Personal Loan for Self-Employed

Our Personal Loan for Self-Employed offers up to Rs 5 Lakh to help achieve your dreams.

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Personal Loan for Women

Our Personal Loan for Women is designed to empower financial independence with flexibility and support.

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Personal Loan for Government Employees

Our Personal Loan for Government Employees offers lower interest rates and a hassle-free application process.

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Personal Loan for Education

Our customised Personal Loans for Education offer easy financing, so you can focus on your studies and goals.

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Personal Loans for Doctors

Our Personal Loans for doctors are designed to meet both professional and personal financial needs with easy, hassle-free solutions.

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Personal Loan for Travel

Our Personal Loan for Travel offers hassle-free funding to help you achieve your travel dreams.

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Personal Loan for Wedding

Hero FinCorp offers personalised Personal Loans for Weddings to ease the financial burden of your celebration.

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Personal Loan for Home Renovation

Our flexible Personal Loans for Home Renovation make it easy to revamp your space hassle-free.

Features and Benefits of Personal Loan in Gadag

Still, feeling hesitant? Let’s take a quick look at the features and advantages you enjoy when seeking a personal loan in Gadag:

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High Loan Amount

We offer Personal Loans up to Rs 5 Lakh in Gadag to help with unexpected financial challenges.

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Attractive Interest Rate

Hero FinCorp offers attractive interest rates to help fund weddings, vacations, or debt consolidation.

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Collateral Free

At Hero FinCorp, no collateral is required for Personal Loans, so your assets remain safe.

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Flexible Repayment Tenure

Our loan repayment options range from 12 to 36 months, offering flexibility.

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Instant Approval

Hero FinCorp offers instant approvals on Personal Loans in Gadag with a quick, easy application process.

Eligibility Criteria for Instant Personal Loans in Gadag

Before applying for a Personal Loan in Gadag through Hero FinCorp, certain Eligibility Criteria for Instant Personal Loan must be fulfilled:

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Citizenship

It is compulsory to be a citizen of India.

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Age

The applicants must be at least 21 years old and no older than 58.

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Work Experience

Salaried individuals need 6 months of work experience, while business owners require 2 years.

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Monthly Income

To qualify, your monthly income must be at least Rs 15,000.

Documents Required to Apply for a Personal Loan in Gadag

You can provide a few documents if you want a Personal Loan from Hero FinCorp in Gadag. The Required Documents for Personal Loan may vary depending on whether you're salaried or self-employed. So, make sure you have the correct documents before you apply.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months’ Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

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Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rate and Charges for Personal Loan in Gadag

We assure you that you won't be charged any extra fees beyond the principal amount borrowed when taking out a Personal Loan in Gadag. The table below details our Personal Loan interest rates and other applicable fees.

Interest Rate

Starting from 1.58%* per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

N.A.

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Gadag?

If you need a Personal Loan in Gadag, Hero FinCorp can assist you. You can apply online or by downloading the Personal Loan app on your smartphone.

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

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    Go to the Personal Loan page and click ‘Apply Now

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    Enter your mobile number and verify with the OTP received

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    Choose the loan amount you need

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    Verify your KYC details to check income eligibility

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    Click ‘Submit’ to complete your application

Frequently Asked Questions

To apply, you must meet the age, income, and job criteria that Hero FinCorp sets.
You can borrow a maximum of Rs 5 Lakh in Gadag with Hero FinCorp as your loan provider.
You will need an Aadhaar card or any other proof of ID, salary slip, or the above mentioned documents.
You will get your amount instantly with Hero FinCorp as your loan provider.
Yes, there is a 5% foreclosure fee upon closing the loan before the scheduled date.