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Personal Loan in Jharsuguda

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get Personal Loan in Jharsuguda With Quick Approval

Jharsuguda, Odisha, is a flourishing industrial city known for its metallurgical industries and abundant coal and mineral reserves. It is a melting pot of cultures with vibrant festivals like Nuakhai and Bhai Juntia. The city also holds historical value with the Kolabira Fort on the banks of the Tel River. Jharsuguda is an emerging hub for information technology and small-scale manufacturing, making it a promising city for the future.

To access an instant Personal Loan in Jharsuguda, consider Hero FinCorp as your trusted lender. We offer high loan amounts with less paperwork, competitive interest rates and flexible repayment tenure. Apply now!

We Offer a Wide Range of Personal Loans

We offer flexible Personal Loans tailored to your needs, with quick approval, minimal paperwork, competitive rates, and hassle-free disbursal.

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Personal Loan for Self-Employed

Get access to flexible financing options tailored for entrepreneurs to meet their business or personal financial needs.

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Personal Loan for Women

Empowering women with easy access to funds for various purposes through our Personal Loan for Women options.

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Personal Loan for Government Employees

Loans designed to cater to the specific financial requirements of government employees with attractive interest rates.

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Personal Loan for Education

Fulfil your educational dreams hassle-free. Apply for Personal Loan for Education now.

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Personal Loans for Doctors

Tailored financial assistance for medical professionals to cover expenses like clinic setup and equipment purchase.

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Personal Loan for Travel

Turn your travel dreams into reality with convenient Personal Loan for travel options.

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Personal Loan for Wedding

Create your perfect wedding experience with Personal Loan for Wedding.

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Personal Loan for Home Renovation

Transform your home with ease using Personal Loans for renovation.

Features And Benefits of Hero Fincorp Personal Loan Jharsuguda

Are you looking for a Personal Loan in Jharsuguda? Well, Hero FinCorp offers much more than just instant approval. Our Personal Loan comes packed with a range of benefits that are sure to make your borrowing experience a breeze.

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High Loan Amount:

Get access to significant funds to meet your financial requirements.

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Attractive Interest Rate

Enjoy competitive interest rates that make borrowing more affordable.

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Collateral-Free

Avail loans without the need for collateral, providing peace of mind and accessibility to financing options.

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Flexible Repayment Tenure

Customise your loan repayment schedule according to your financial situation.

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Instant Approval

Experience instant approval processes that ensure you receive the funds you need quickly.

Eligibility Criteria for Instant Personal Loan in Jharsuguda

Learn about the Personal Loan eligibility criteria for obtaining an instant Personal Loan in Jharsuguda to save time and improve your chances of approval.

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Age

Ensure you are between the age bracket of 21-58 years.

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Citizenship

Indian citizenship is mandatory.

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Work Experience

Ensure having 6 months of experience for salaried and 2 years for self-employed.

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Monthly Salary

Provide a minimum monthly salary of Rs. 15,000.

Documents Required to Apply for a Personal Loan in Jharsuguda

At Hero FinCorp, we have made the process of applying for a Personal Loan in Jharsuguda easy and hassle-free by keeping the documentation requirements to a minimum. You need to provide some basic Required Documents for Personal Loan as mentioned below:

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

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Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rates on Personal Loans in Jharsuguda

Our Personal Loan interest rates in Jharsuguda are affordable, ensuring that you don't have to pay excessive fees on top of the borrowed amount. Below are all the details regarding our Personal Loan interest rates and other relevant fees.

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

NA

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Jharsuguda?

Below are the steps to apply online:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

Yes, you can apply if you are self-employed. You just need to submit the valid income proof.
Not necessarily, but an Indian citizenship. If you are not an Indian citizen, you can’t apply.

Your age, income, credit score and current obligations are some prime factors.

No, Hero FinCorp offers your Personal Loan in Jharsuguda with zero collateral.
An ideal score to qualify for a loan is 750 and above.