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Personal Loan in Pune

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan in Pune Up to 5 Lakh

Pune, often called the "Oxford of the East," is a vibrant city known for its educational institutions, IT hubs, and rich cultural heritage. Pune attracts students, professionals, and entrepreneurs with its growing economy and cosmopolitan lifestyle. The city's rapid development has increased the demand for better education, healthcare, lifestyle enhancements, and Personal Loans to support such needs. There are many Personal Loan providers in Pune. However, to get an affordable and attractive loan, you can visit the nearest Hero FinCorp branch in your city.

We Offer a Wide Range of Personal Loans!

From emergencies to aspirations, our diverse personal loan portfolio caters to your unique needs.

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Personal Loan for Self-Employed

Borrow up to Rs 5 Lakh at Hero FinCorp

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Personal Loan for Women

We offer Personal Loans to women with flexible repayment tenures and attractive loan rates.

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Personal Loan for Government Employees

Government employees get the best loan deals at Hero FinCorp for any expenses.

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Personal Loan for Education

Finance your study abroad programme with a Personal Loan for Education from Hero FinCorp.

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Personal Loans for Doctors

We offer customised Personal Loans for doctors to help them cover personal and professional needs.

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Personal Loan for Travel

Cover all trip-related expenses, including tickets, hotels, visas, sightseeing, and shopping.

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Personal Loan for Wedding

Planning a destination wedding or a lavish event? Supplement the cost with a Personal Loan.

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Personal Loan for Home Renovation

Make the best house in the neighbourhood with a Personal Loan for home renovation.

Features And Benefits of Hero FinCorp Personal Loan Pune

When applying for a Personal Loan in Pune, be sure the features available to you include time and cost-saving benefits. Here are some features of Hero FinCorp Personal Loans that set us apart from the others.

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Unsecured Loan

With Hero FinCorp Personal Loan in Pune, you can acquire the funds you need without collateral.

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Competitive Interest Rates

Hero FinCorp provides a Personal Loan in Pune at a competitive interest rate.

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Flexible Tenure

Personal Loan in Pune term can be chosen for any period ranging from 6 months to 36 months.

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Hassle-free Process

Complete the online application form, upload your e-KYC, and receive instant approval.

Eligibility Criteria for Instant Personal Loan in Pune

To apply for a Personal Loan in Pune through Hero FinCorp, the following eligibility criteria must be fulfilled.

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Age

You must be between 21 and 58 years old.

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Citizenship

You must be an Indian citizen.

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Work Experience

6 months for salaried individuals and 2 years for self-employed individuals.

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Monthly Income

To ensure loan approval, you must maintain a minimum monthly income of Rs 15,000.

Documents Required to Apply for a Personal Loan in Pune

Before proceeding with our online application process, look at the documents we require for verification.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driver’s Licence, Passport, Aadhaar Card, Utility Bill

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Proof of Business Existence

Not Applicable

Documents Required for Self-Employed

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Job Continuity Proof

Not Applicable

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rate and Charges for Personal Loan in Pune

Unlike private loan providers in Pune, our loan charges are transparent and nominal. However, knowing the loan-related charges and fees is always better before making a borrowing decision. Here is detailed information about the costs involved:

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

NA

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Pune?

Need an instant Personal Loan in Pune? Here’s how you can get it with Hero FinCorp.

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

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    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

When applying with Hero FinCorp Personal Loan in Pune, you enjoy the flexible repayment term for up to 36 months. It means you can choose a term ranging from 6 months to 36 months, depending on your needs and budget.
Applying for our Personal Loan is very simple. You can apply for it either online through our official website or by visiting our Pune branch or outlet in person.
When you apply with us, you enjoy the following perks and features: Instant approval Minimal documentation Unsecured and multi-purpose loan Flexible repayment terms.
At Hero FinCorp, you can get instant approval if you fulfil all Personal Loan formalities and provide the required documents. You will get a loan offer you must accept for disbursal within 48 hours.
Yes, Personal Loans from Hero FinCorp have no end-use restrictions. As their name suggests, you can use them for any personal purpose, be it a wedding, vacation, education, home renovation, medical emergency, debt consolidation, big-ticket purchase, etc.