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Personal Loan in Ujjain

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan in Ujjain with Quick Approval

Ujjain is a sacred city and a site for the Kumbh Mela. It showcases a fascinating past and is believed to be the Greenwich of India. Visit Mahakaleshwar Jyotirlinga, Bhartrihari caves, Vikram University, and participate in the Dussehra celebrations to experience Ujjain's vibrant culture and historical significance.

If you're looking for a hassle-free way to get a Personal Loan in Ujjain, Hero FinCorp has got you covered. With its wide range of Personal Loans tailored to different needs and a simplified loan process, Hero FinCorp is a trusted Personal Loan provider in Ujjain. It offers quick approval and attractive interest rates to help you face financial challenges head-on.

We Offer a Wide Range of Personal Loans

Hero FinCorp offers a wide range of instant Personal Loans in Ujjain for different purposes. Here are some of our key offerings.

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Personal Loan for Self-Employed

Fuel your entrepreneurial dreams with Hero's loans up to Rs 5 Lakh.

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Personal Loan for Women

Our loans offer tailored benefits, empowering women to manage their finances.

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Personal Loan for Government Employees

We have specialised instant loan offers for government employees.

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Personal Loan for Education

Upgrade your qualification with higher education, this education loan is for you.

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Personal Loans for Doctors

Medical professionals can advance their careers with easy access to funds.

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Personal Loan for Travel

Begin an unforgettable journey worry-free with our simple travel loan option.

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Personal Loan for Wedding

Celebrate your special day in style with tailored loans designed to ease the financial strain.

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Personal Loan for Home Renovation

Transform your living space effortlessly with customised loans for home renovation.

Features and Benefits of Hero Fincorp Personal Loan Ujjain

Our Loans come with various user-friendly features and benefits, making borrowing hassle-free.

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Instant Loan Amount

We offer Ujjain Personal Loans of up to Rs 5 Lakh so you can confidently tackle financial challenges.

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Attractive Interest Rate

Take advantage of our competitive personal loan interest rates, starting from 19%* per annum.

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Collateral-Free

Our loans don't require collateral, so you don't need to pledge any assets to apply for a loan.

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Flexible Repayment Tenure

Our loans offer flexibility, with repayment tenures up to 36 months.

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Instant Approval

We understand the urgency of financial issues, that's why we approve loans instantly.

Eligibility Criteria for Instant Personal Loan in Ujjain

Our instant Personal Loans come with simple personal loan eligibility criteria, making them ideal for both salaried and self-employed individuals.

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Age

To qualify for a loan, you must be an Indian citizen.

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Citizenship

Applicants must be between 21 and 58 years to be eligible for a loan.

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Work Experience

For Salaried Employees: 6 months and For Business Owners: 2 years

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Monthly Income

You should have a minimum monthly income of Rs 15,000 to be eligible for a loan.

Documents Required to Apply for a Personal Loan in Ujjain

You'll need to provide some documents to apply for an instant Personal Loan in Ujjain from Hero FinCorp. These documents verify your identity, address, income, and other vital details. Ensure you have all the required documents and check them carefully before sending them to ensure a smooth loan application process.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rates on Personal Loans in Ujjain

We keep things simple when it comes to Personal Loans in Ujjain. We only charge interest on the principal amount and don't add any extra fees. Here are the details.

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

NA

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Ujjain?

To apply for an instant cash loan in Ujjain from Hero FinCorp, follow these steps:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

You'll need to provide documents verifying your identity, address, income, and other important details.
The interest rate for Personal Loans in Ujjain is starting from 19% per annum. However, the final interest rate will depend on the applicant’s creditworthiness.
Defaulting on your Personal Loan EMIs can negatively impact your credit score and lead to additional penalties and fees.

To apply for a Personal Loan in Ujjain, follow these steps:

  • Go to the Personal Loan page on the Hero FinCorp app and click 'Apply Now'.
  • Fill in your name and other information.
  •  Upload your documents and click 'Submit'. 
  • Wait for approval. Once approved, the loan amount will be transferred to your account.