Personal Loan in Jaipur @₹15K Minimum Salary

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Get Personal Loan in Jaipur With Quick Approval

Popularly known as the "Pink City of India," Rajasthan’s capital Jaipur is a sight to behold. A visit to Jaipur gives a glimpse of Rajputana royalty at its best. Jaipur is famous for industries such as ready-made clothing, luxury textiles, jewellery, and tourism, offering numerous career opportunities. Due to the influx of job seekers and business owners, there is a high demand for personal loans in Jaipur. The availability of numerous personal loan providers in Jaipur such as Hero FinCorp makes it easier for people to arrange funds.

We Offer a Wide Range of Personal Loans!

Personal Loan for Doctors

Hero FinCorp provides instant Personal Loans in Jaipur to doctors with convenient application procedures and minimal documentation requirements.

Personal Loan for Travel

Finding yourself short on cash to fend for your family’s travel aspiration? Pay the bills with a Personal Loan in Jaipur and enjoy the trip.

Personal Loan for Wedding

Get instant approval for a Personal Loan to cover last-minute expenses for wedding preparations.

Personal Loan for Home Renovation

Plan your home renovation without exhausting your savings with Personal Loan finance in Jaipur.

Personal Loan for Self-Employed

Get instant Personal Loan finance in Jaipur of up to Rs 5 Lakh with competitive interest rates and flexible EMIs at Hero FinCorp.

Personal Loan for Women

Now, women can get an instant cash loan in Jaipur via Hero FinCorp digital loan app.

Personal Loan for Government Employees

Those in government jobs can get the best Personal Loan offers with instant approval from Hero FinCorp.

Personal Loan for Education

Aid your higher education with a Personal Loan of up to Rs 5 Lakh with flexible terms and best interest rates.

Features And Benefits of Hero Fincorp Personal Loan Jaipur

Personal loans help people to get through short-term financial difficulties. Some of the advantages of applying for a personal loan in Jaipur with Hero FinCorp are:

Unsecured Loan:

Hero FinCorp’s personal loans in Jaipur are unsecured, which means you do not have to put up any assets as security while applying for the loan. Simply meet our qualifying standards and get a loan at a competitive interest rate.

Instant Approval:

Do you know why Hero FinCorp's personal loan in Jaipur could be your best bet in the face of a financial crisis? Because we offer instant loan approval thanks to our tech-driven processes that make verification easy and simple.

Multi-purpose Loan:

Hero FinCorp's personal loan in Jaipur can be utilised for any legitimate purpose. You can use the funds for debt consolidation, wedding expenses, medical crisis management, and more.

Minimal Documentation:

In this digital era, why carry a bundle of documents and wait for days to get through the verification process? Apply for a personal loan in Jaipur with Hero FinCorp and take advantage of our simplified documentation and verification process.

Eligibility Criteria for Instant Personal Loan in Jaipur

To apply for a personal loan in Jaipur through Hero FinCorp , the following eligibility criteria must be fulfilled.

Age

The application can be made by individuals aged between 21 years and 58 years.

Citizenship

The applicant must be an Indian citizen.

Work Experience

A mandatory six months job experience is necessary for salaried individuals. A mandatory two years of business experience is necessary for self-employed individuals.

Monthly Salary

To qualify for our personal loan, your minimum earning should not be less than Rs 15,000 a month.

Documents Required to Apply for a Personal Loan in Jaipur

Unlike unorganised Personal Loan providers in Jaipur, we do not call you to our office for documentation and other formalities. At Hero FinCorp, we support a 100% digital loan process you can complete from home. However, understanding and preparing for the required documentation is essential for a successful application. The documents you must submit depend on whether you are a salaried or a self-employed loan seeker. Documentation requirements for both types of borrowers are as follows:

Documents Required For Salaried Employee

Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

Job Continuity Proof

Appointment Letter From the Current Employer

Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

Documents Required For Self Employed

Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loans in Jaipur

Knowing all the fees and charges involved in a Personal Loan plan is essential, as it helps plan the budget accordingly and make the necessary adjustments to avoid a financial crunch. At Hero FinCorp, the Personal Loan interest rate in Jaipur at 25% per annum. However, here is a list of other charges you must be prepared to pay during the loan tenure.

Interest Rate

Starting from 1.75% per month or 21% per annum

Processing Fee

2.5% to 3.5%

Part-payment charges

Foreclosure Charges

5% + GST

EMI Bounce Charges

350/-

How To Apply For a Personal Loan in Jaipur?

Want to save yourself from the stringent loan application process? To receive a hassle-free personal loan in Jaipur, visit Hero FinCorp and follow the steps outlined below.

ONLINE METHOD

01
For online application filling, click here.
02
Upload the mandatory KYC documents.
03
Click on the "Submit" icon.
04
Following your submission, you will receive a call from our representatives seeking additional information needed to complete the loan application.
05
Once your details and documentation have been successfully validated, the funds will be credited to your bank account.

Apply Now

OFFLINE METHOD

01
Visit Hero FinCorp's branch or outlet in Jaipur.
02
Check with our branch officials if you qualify for the loan.
03
Complete the offline application form as well as the documentation process.
04
Following the submission of your application form, you get speedy personal loan approval in less than 5 minutes.

Frequently Asked Questions (FAQs)

What are the factors to consider before applying for a personal loan in Jaipur with Hero FinCorp?

Before applying for our personal loan, you must first review our eligibility conditions. Consider the following parameters to ensure that your loan application is processed smoothly. Credit history as well as your credit score Monthly income Your monthly debt obligations Your current employer's reputation Other liabilities

What is the minimum income required to obtain a personal loan in Jaipur?

If you want to apply for a personal loan in Jaipur with Hero FinCorp, you must have a monthly income of at least Rs 15,000 to qualify. However, keep in mind, that the higher your income, the better your chances of getting a loan.

When can I opt for a Hero FinCorp personal loan in Jaipur?

Hero FinCorp's personal loan in Jaipur can be used to meet various objectives. You can opt for this loan in the event of a medical emergency, debt consolidation, meeting your big fat wedding expenses, vacation spending, and more.

What is the maximum tenure of a personal loan in Jaipur?

If you apply for a personal loan in Jaipur with Hero FinCorp, you can choose a repayment period between 6 months and 36 months. We offer flexible tenure, so you can pick the one that best fits your budget.