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Get Personal Loan in Kochi With Quick Approval
Widely known as the “Queen of the Arabian Sea” , Kochi is a major port city in Kerala that was once frequented by Chinese, European and Arab merchants. Its rich past still lives and breathes in the colonial architecture and Chinese fishing nets you will find here. Once famed for spice trading primarily, Kochi boasts several bustling business sectors today, including shipbuilding, transportation, and construction. A perfect concoction of old-world beauty and modernization, Kochi is home to people who are constantly looking for better work opportunities or running their own businesses to accomplish different goals and dreams. However, since financial emergencies tend to crop up without warning, residents of Kochi resort to personal loans that are quickly processed and approved. And it is Hero FinCorp, a leading personal loan finance company in Kochi, which makes it possible.
We Offer a Wide Range of Personal Loans!
Personal Loan for Travel
Plan a grand vacation in India or abroad with a Personal Loan from Hero FinCorp.
Personal Loan for Wedding
A wedding loan is nothing but a Personal Loan you can borrow to cover wedding-related expenses like venue, catering, outfits, etc.
Personal Loan for Home Renovation
A dream home you always dreamed of can now become a reality with a Personal Loan for home renovation.
Personal Loan for Self-Employed
A Personal Loan for self-employed offers ample funds to cover various planned or urgent expenses
related to weddings, vacations, medical treatment, education, or home renovation.
Personal Loan for Women
Are you a woman professional looking for a Personal Loan in Kochi? Apply online at Hero FinCorp and get instant approval at attractive interest rates.
Personal Loan for Government Employees
Government employees can enjoy the power of instant money at Hero FinCorp with no end-use restrictions and flexible repayment terms.
Personal Loan for Education
Need a Personal Loan for education in India or abroad? Get funding up to Rs 5 Lakh at Hero FinCorp.
Features And Benefits of Hero FinCorp Personal Loan Kochi
Hero FinCorp, a well-known personal loan finance company in Kochi, brings you the best possible features and perks, such as:
High Loan Amount:
Hero FinCorp, a personal loan provider in Kochi, offers personal loans in the range of Rs 50,000 to Rs 5,00,000, whether you are a salaried or self-employed individual.
Attractive Interest Rates:
Hero FinCorp makes sure that personal loans in Kochi are offered at affordable interest rates, which can be easily handled by salaried as well as self-employed individuals.
Collateral-Free:
Availing a personal loan Kochi via Hero FinCorp comes with no strings attached as it requires no collateral as security, thereby increasing the chances of faster approval.
Flexible Repayment Tenure:
Since the repayment period can range from 6 months to 36 months at Hero FinCorp, a personal loan provider in Kochi, borrowers get to enjoy great flexibility and can plan their EMIs based on their current living expenses.
Instant Approval:
Personal loans in Kochi are collateral-free, and hence, require very few documents. Hero FinCorp, a personal loan finance company in Kochi, offers instant loan approval on personal loans if an applicant meets the eligibility criteria and submits valid documents.
Eligibility Criteria for Instant Personal Loan in Kochi
To apply for a personal loan in Kochi through Hero FinCorp, the following eligibility criteria must be fulfilled.
Age & Citizenship
An Indian citizen in the age group of 21 years to 58 years can apply for a personal loan in Kochi.
Work Experience
A professional who gets a salary must be employed at a company for at least 6 months. A self-employed professional should be running his business for a minimum of 2 years.
Monthly Salary
An applicant must have a monthly income of Rs 15000 or more to avail a personal loan in Kochi.
Documents Required to Apply for a Personal Loan in Kochi
While looking for an urgent cash loan in Kochi, your occupation largely determines the documents you must provide with your loan application. At Hero FinCorp, the documentation requirements vary for salaried and self-employed individuals. The following section will give information about the documents required from both types of borrowers. You can plan your application adequately and arrange the necessary documents.
At Hero FinCorp, we do not call you to our office to submit the documents in paper form. You can upload scanned copies of documents through our website or loan app and begin the verification process necessary for approval. These are the documentation requirements you must be aware of.
Salaried
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Six Month Salary Slip & Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driver Licence, Passport, Aadhaar Card, Utility Bill
Self Employed
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rates on Personal Loans in Kochi
Apart from the Personal Loan interest rate in Kochi, you must also know the additional charges that add to your loan cost. Hero FinCorp's charges are 100% transparent, so we won't surprise you with any hidden costs during the loan term. These are the applicable charges:
How To Apply For a Personal Loan in Kochi?
To apply for a Personal Loan in Kochi from Hero FinCorp, follow these steps:
- 1
Hero FinCorp provides a couple of options to apply for a personal loan in Kochi. In the first method, an online application can be filled on Hero FinCorp’s official website, and this facility is available 24 x7. The second method to apply for a personal loan in Kochi is by visiting the nearest branch and consulting an official for guidance.
- 2
Fill up a simple personal loan application form by entering some specific personal details and stating the purpose of the loan.
- 3
Tag the copies of relevant KYC documents such as residential proof, identity proof, PAN card, and income proof along with a passport-size photograph. This can be done either online or offline at the nearest Hero FinCorp branch.
- 4
Upon successful personal loan application processing, Hero FinCorp will authenticate the loan approval and the applicant will need to sign a loan agreement after accepting the terms and conditions.
- 5
After all the formalities are completed, within minutes, the personal loan amount will be disbursed to the applicant’s bank account.
Frequently Asked Questions (FAQs)
The minimum job experience vital for availing a personal loan in Kochi is 6 months.
The highest loan amount offered by Hero FinCorp for a personal loan in Kochi is Rs 3,00,000.
The tenure repayment tenure for a Personal Loan in Kochi is up to 36 months. Applicants can use an EMI calculator to find the best term for their repaying capacity.
Age: 21-58 years
Minimum income: Rs 15,000 per month
Work experience: Minimum one year with at least six months in current company (salaried); at least two years in existing business (self-employed)
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