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Get Personal Loan in Siliguri With Quick Disbursal

The Gateway of Northeast India, Siliguri is a modern city in West Bengal famous for its tea, timber, and tourism. Due to its location connecting three international borders of Nepal, China, and Bangladesh, Siliguri has emerged as an important trading hub. This city is taking rapid strides in terms of economic growth, which has paved the way for a lot of business and employment opportunities. In times of need, a personal loan in Siliguri can come in extremely handy. One of the top-notch personal loan providers in Siliguri, Hero FinCorp presents multiple options at a nominal interest rate along with excellent customer service.

We Offer a Wide Range of Personal Loans!

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Personal Loan for Doctors

Get a Personal Loan for doctors to cover your personal expenses or improve your medical practice.

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Personal Loan for Travel

Travel to destinations in India and abroad with instant funding from a Personal Loan for travel from Hero FinCorp.

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Personal Loan for Wedding

Falling short of funds to plan a dream wedding? Cover urgent expenses with a Personal Loan and repay the cost in EMIs.

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Personal Loan for Home Renovation

Looking forward to renovating, improving, expanding, or repairing your old home? Fund the project with a Personal Loan for home renovation

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Personal Loan for Self-Employed

If you are a self-employed professional looking for additional funds, borrow a Personal Loan in Siliguri at an attractive interest rate from Hero FinCorp.

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Personal Loan for Women

At Hero FinCorp, we financially support women by providing them with the required funds instantly.

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Personal Loan for Government Employees

Are you a government employee in India? Your stable job can make you eligible for an instant loan in Siliguri.

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Personal Loan for Education

Aspiring to head abroad for higher education in your favorite university? Fund the cost with a Personal Loan for education

Features And Benefits of Hero FinCorp Personal Loan Siliguri

Hero FinCorp, the most reliable personal loan provider in Siliguri, offers wonderful features and perks on personal loans, namely.

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Sizeable Loan Amount:

If an applicant manages to satisfy the eligibility criteria, Hero FinCorp, a personal loan finance company in Siliguri, will provide a loan amount in the spectrum of Rs 50,000 to Rs 5,00,000, which is pretty adequate for an unsecured fund.

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Competitive Rate of Interest:

At Hero FinCorp, personal loans are offered at a competitive interest rate, which is well within the budget for most of the applicants who are either working professionals or self-employed individuals.

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Zero Collateral:

Personal loans in Siliguri need no collateral as security for availing the loan. Here at Hero FinCorp, personal loans are approved with zero collateral and the processing system is super quick. You can expect instant approval facility.

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Flexible Tenure:

As a leading personal loan provider in Siliguri, Hero FinCorp provides flexible tenures that range from 6 to 36 months for eligible customers.

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Instant Approval:

Personal loans in Siliguri require quick processing due to their urgent nature, and Hero FinCorp, a personal loan provider in Siliguri, knows this well. Hence, it follows the instant personal loan approval method.

Eligibility Criteria for Instant Personal Loan in Siliguri

To be eligible for personal loan Siliguri, an applicant must meet the following criteria:

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Age

A resident of India who is between 21 years and 58 years can apply for a personal loan in Siliguri.

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Citizenship

To be eligible for an instant Personal Loan in Siliguri, candidates must be Indian citizens.

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Work Experience

A salaried employee who is currently working on the payroll at a company for at least 6 months. A self-employed professional should be running his business for a minimum of 2 years.

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Monthly Salary

A salaried professional must earn a monthly income of Rs 15000 or above to be eligible to avail a personal loan.

Documents Required to Apply for a Personal Loan in Siliguri

At Hero FinCorp, the documentation requirements vary for salaried and self-employed applicants. Check them before applying and stay prepared with them to upload their scanned copies online.

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

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Proof Of Photo Identity

Driver^’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company^’s Registration Certificate

Interest Rates on Personal Loans in Siliguri

In addition to the interest rate, you must know other costs related to the loan process. Let's see other charges for a Personal Loan in Siliguri.

Interest Rate

Starting from 1.75% per month or 21% per annum

Processing Fee

    2.5% to 3.5%

Part-payment charges

NA

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

How To Apply For a Personal Loan in Siliguri?

To apply for a Personal Loan in Siliguri from Hero FinCorp, follow these steps:

  • 01

    To apply for a personal loan in Siliguri through Hero FinCorp, enter all details in an online application form on their official web portal or visit the nearest branch and submit a physical personal loan application form.

  • 02

    Fill the Hero FinCorp personal loan application form correctly, state the purpose of the loan, and carry a passport-size photograph for identification.

  • 03

    Attach the recommended KYC documents such as identity proof, address proof, PAN card, and income proof to the completed personal loan application form.

  • 04

    If the application processing and document verification goes smoothly, personal loan approval will be initiated and a loan agreement containing the terms will be provided to the applicant for signing.

  • 05

    After the above stages are cleared, within a few minutes, the agreed-upon loan amount will be credited to your bank account.

Frequently Asked Questions (FAQs)

The minimum age of an applicant needs to be is 21 years at the time of approval.
At Hero FinCorp, the least loan amount that can be sanctioned for personal loans is Rs 50,000.
At Hero FinCorp, you can opt for a flexible Personal Loan repayment tenure of up to 36 months, depending on your monthly budget and repayment capacity. Remember, a longer repayment tenure reduces the EMI amount, and vice versa.
The Personal Loan procedure at Hero FinCorp is 100% digital. So, you can get instant approval if you apply for a Personal Loan in Siliguri through our loan app.