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Get A Two Wheeler Loan In Chittoor Upto 3.5 Lakh

Chittoor, a historic city in Andhra Pradesh, boasts a rich tapestry of culture and industry. Immerse yourself in the captivating Kailashnath Temple, a testament to architectural brilliance. Nature lovers will find solace in the serene Nagari Hills. Chittoor is a hub for automobile manufacturing, cement production, and educational institutions. Chittoor also supports its local economy with accessible financial services, including options for Two-Wheeler loans. Hero FinCorp is a prominent provider in this area, offering Two-Wheeler loans in Chittoor that facilitate mobility for residents, helping with daily commutes and enhancing economic activities in the region. Fuel your bike dreams with an instant Two-Wheeler loan in Chittoor.

Features And Benefits of Two Wheeler Loan in Chittoor

Get the Two-Wheeler of your dreams! Hero FinCorp provides Chittoor locals with an attractive loan option that is easy to use.

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High Loan Amount

Get financing from Rs 10,000 to Rs 3,50,000 for the bike of your choice in Chittoor.

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Attractive Interest Rate

You can now lower your loan costs and use our affordable interest rates starting at 14% per annum.

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Collateral Free

With us, you do not need to pledge any assets to secure your Two-Wheeler loan.

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Flexible Repayment Tenure

Choose from a range of flexible repayment tenures up to 60 months for your budget.

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Instant Approval

Enjoy an instant approval of 15 minutes for a Two-Wheeler loan in Chittoor.

Eligibility Criteria for Two Wheeler Loan in Chittoor

Consider the list of two-wheeler loan eligibility criteria for obtaining a Bike Loan in Chittoor from Hero FinCorp:

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Age

The minimum age requirement is 18 years.

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Citizenship

You must be an Indian resident.

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Work Experience

Salaried and self-employed individuals can apply, with at least one year of experience.

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Minimum Monthly Salary

You must earn a minimum monthly income of Rs. 10,000.

Documents Required to Apply for a Two Wheeler Loan in Chittoor

The following documents for two-wheeler loan are required if you are a salaried or self-employed individual wanting to apply for a Hero FinCorp Two-Wheeler Loan in Chittoor:

Documents Required for Salaried Employee

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Loan Application

Duly filled loan application form, Passport-size coloured photograph

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Identity Proof

Driving Licence, Aadhaar card, Passport, PAN Card, ID Card (issued by Central Government/State Government/PSUs)

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Residence Proof

Driving Licence, Aadhaar Card, Passport, Property or Municipal Tax Receipt, Ration Card, Utility Bill

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Income Proof

Salary Slips (last six months), Bank Account Statement of the last six months (salary account), Salary certificate (stating name, designation, and authorised signatory), Form 16

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Job Continuity Proof

Job offer letter from the current employer, Experience certificate from the previous employer

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Age Proof

Birth Certificate, Passport, PAN Card, Driving Licence

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Office Address Proof

(Not required for salaried employees)

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Property Documents

(Not required for salaried employees)

Documents required for Self Employed

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Loan Application

Duly filled loan application form, Passport-size coloured photograph

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Identity Proof

Driving Licence, Aadhaar card, Passport, PAN Card

Residence Proof

Driving Licence, Aadhaar Card, Passport, Ration Card, Utility Bill

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Income Proof

(Not required for self-employed)

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Job Continuity Proof

(Not required for self-employed)

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Age Proof

Birth Certificate, Passport, PAN Card, Driving Licence

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Office Address Proof

Maintenance Bill, Utility Bill

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Property Documents

Rent Agreement, SSI or MSME Registration Certificate

Interest Rates and Charges for Two Wheeler Loan in Chittoor

At Hero FinCorp, our affordable Two-Wheeler loans in Chittoor allow you to buy the bike you desire without dipping into your savings. We offer affordable Two-Wheeler loan interest rates to our applicants in Chittoor so you can fulfil your dream of buying your most awaited bike without straining your finances.

Maximum Loan Amount

Rs.10000 (Min) – Rs.3,50,000 (Max)

Maximum Loan Tenure

6 Months (Min.) – 60 Months (Max)

Interest Rate

14% - 36% (Upto 36 %)

Processing Fees

Up to 5% of Loan Amount

Other Fees (Promo Charges, PDD Charges, ECS charges, Doc Charges)

As per Schemes

Prepayment Charges

5% on Principal outstanding (additionally interest up to 6 months for foreclosures within 6 months from date of disbursement)

Cheque/NACH dishonor charges

350/-

Cheque Swap Charges

500/- per request

Delayed Payment Charges

3% per/ month on EMI overdue

Default Charges

Additional as applicable

Stamp duty Charges

As applicable

Re-imbursement of Collection charges

Actual

Legal, Repossession & Incidental Charges

Actual

Other Charges

As applicable

Taxes

GST and all other applicable taxes statutory levies, if any will be charged additionally.

How To Apply For a Two Wheeler Loan in Chittoor?

Hero FinCorp offers Two-Wheeler loans in Chittoor. You can apply offline at our branch or online on our official website.

Here’s how to apply online:

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  • 1

    Visit the Two-Wheeler Loan section on the Hero FinCorp website.

  • 2

    Click the ‘Apply Now’ button.

  • 3

    Enter your details and select the ‘Hero MotoCorp Two-Wheeler dealership’ from where you want to buy the vehicle.

  • 4

    Select the checkbox to agree to our ‘terms and conditions’ and submit.

Frequently Asked Questions

Yes, you can have a part-payment option with a Hero FinCorp Two-Wheeler loan.
The tenure for Hero FinCorp's Two-Wheeler loan is 6-60 months.
Yes, you can get a Two-Wheeler loan with a low credit score if your income is high and you have the needed paperwork.
The tenure ranges from 6 to 60 months for Two-Wheeler loan repayment in Chittoor.
Yes, you can get a Two-Wheeler loan with a business income. Ensure you have the accurate paperwork.