High Loan Amount
Getting a Bike Loan in Kanpur has become easy. We offer up to Rs. 3,50,000 for your two-wheeler purchase.
Two Wheeler Loan In Kanpur
- Loan up to Rs 3.5 Lakh
- Longer Tenure
- No Hidden Charges
- Flexible Repayment
Two Wheeler Loan EMI Calculator
Get A Two Wheeler Loan In Kanpur Upto 3.5 Lakh
Kanpur is pretty famous for its leather and textile industries, hence known as the "Leather City" and "Manchester of the East." The markets like the Naveen Market and Mall Road are shopper's paradises. Moreover, it is known for its colonial architecture.
For history enthusiasts, attractions like Kanpur Memorial Church and Phool Bagh transport you to the past. Kanpur is known for its mouth-watering street food, including sweet & sour chaat and spicy samosas.
The Ganga Ghats offer a serene escape by the river, and the city's warm and friendly atmosphere adds to its appeal. With a rich industrial heritage and a touch of history, Kanpur is a city of diverse experiences that leave a lasting impression on its visitors.
If you're looking to finance your dream bike, Hero FinCorp's Two-wheeler Loan in Kanpur is the perfect solution, offering up to Rs. 3.5 Lakh loan at attractive interest rates.
Features And Benefits of Two Wheeler Loan in Kanpur
If you have plans to buy a two-wheeler and are unsure how to finance your purchase. Then, our Two-wheeler Loan could be the solution for you. With this loan, you can borrow a substantial amount to make your purchase. Plus, you can enjoy various benefits, including flexible repayment options, competitive interest rates, and quick approval.
Here’s a sneak peek at the features and benefits it offers:
Attractive Interest Rate
Our attractive interest rates on Bike Loans in Kanpur make purchasing your dream bike or scooter more affordable.
Collateral Free
In Kanpur, secure a collateral-free Two-wheeler Loan, making it easy to finance your dream bike.
Flexible Repayment Tenure
Our Two-wheeler Loan in Kanpur offers flexible repayment tenures up to 60 months for easy loan management.
Instant Approval
Get quick approval for your Bike Loan in Kanpur, allowing you to ride your new bike without delay.
Eligibility Criteria for Two Wheeler Loan in Kanpur
To qualify for a Two-wheeler Loan in Kanpur, you must meet specific criteria such as age, income, and employment status. Meeting these conditions ensures a smoother and more straightforward loan application and approval process.
Age
Ensure you are at least 18 years of age.
Citizenship
You should be a citizen of India.
Work Experience
Salaried and self-employed individuals can apply, with at least one year of experience.
Monthly Salary
You must earn a minimum monthly income of Rs 10,000.
Documents Required to Apply for a Two Wheeler Loan in Kanpur
To apply for a Two-Wheeler Loan in Kanpur, you'll need the following documents, along with a duly signed loan application form and passport-size coloured photograph:
Documents Required for Salaried Employee
Loan Application
Duly filled loan application form, Passport-size coloured photograph
Identity Proof
Driving Licence, Aadhaar card, Passport, PAN Card, ID Card (issued by Central Government/State Government/PSUs)
Residence Proof
Driving Licence, Aadhaar Card, Passport, Property or Municipal Tax Receipt, Ration Card, Utility Bill
Income Proof
Salary Slips (last six months), Bank Account Statement of the last six months (salary account), Salary certificate (stating name, designation, and authorised signatory), Form 16
Job Continuity Proof
Job offer letter from the current employer, Experience certificate from the previous employer
Age Proof
Birth Certificate, Passport, PAN Card, Driving Licence
Office Address Proof
(Not required for salaried employees)
Property Documents
(Not required for salaried employees)
Documents required for Self Employed
Loan Application
Duly filled loan application form, Passport-size coloured photograph
Identity Proof
Driving Licence, Aadhaar card, Passport, PAN Card
Residence Proof
Driving Licence, Aadhaar Card, Passport, Ration Card, Utility Bill
Income Proof
(Not required for self-employed)
Job Continuity Proof
(Not required for self-employed)
Age Proof
Birth Certificate, Passport, PAN Card, Driving Licence
Office Address Proof
Maintenance Bill, Utility Bill
Property Documents
Rent Agreement, SSI or MSME Registration Certificate
Interest Rates and Charges for Two Wheeler Loan in Kanpur
The Bike Loan interest rate in Kanpur fluctuates depending on the lender and your credit score. Our Two-wheeler Loan interest rates start from 14% per annum. Maintaining a good credit score is crucial as it often results in a lower interest rate. You will get amazing offers that help you find the best rate for your Two-wheeler Loan in Kanpur.
How To Apply For a Two Wheeler Loan in Kanpur?
Availing a two-wheeler loan in Kanpur through Hero FinCorp is an easy process:
- 1
Visit the Two-Wheeler Loan section on the Hero FinCorp website.
- 2
Click the ‘Apply Now’ button.
- 3
Enter your details and select the ‘Hero MotoCorp Two-Wheeler dealership’ from where you want to buy the vehicle.
- 4
Select the checkbox to agree to our ‘terms and conditions’ and submit.
Frequently Asked Questions
To apply for a Two-wheeler Loan, applicants must be at least 18 years old, have a steady income, and meet their credit standards to be eligible.
Interest rates vary due to various factors, such as the lender, loan amount, credit score, and loan term. Hence, comparing rates from different lenders is essential to getting the best deal that meets your needs.
Yes, you can finance a used two-wheeler, as several lenders in Kanpur offer financing options for new and used two-wheelers. At Hero FinCorp, you can borrow a two wheeler Loan at the best interest rate to buy any used two-wheeler.
Generally, lenders ask the applicants to provide a permanent or local address for documentation and verification purposes. However, some lenders may accept a temporary address if you provide valid proof of residence in Kanpur.
You can choose fixed rates that stay the same throughout the loan or variable rates that can change depending on market conditions and lender requirements. It's crucial to weigh the pros and cons of each option before deciding.