High Loan Amount
Get a Bike Loan in Siliguri with Hero FinCorp, which provides funding of up to Rs 3,50,000.
Two Wheeler Loan In Siliguri
- Loan up to Rs 3.5 Lakh
- Longer Tenure
- No Hidden Charges
- Flexible Repayment
Two Wheeler Loan EMI Calculator
Get A Two Wheeler Loan In Siliguri Upto 3.5 Lakh
Siliguri blends natural beauty with an urban vibe, making it a beautiful place to visit. It is situated on the banks of Mahananda River and Teesta River. Adjacent to Siliguri lies some of the popular destinations like Darjeeling and Sikkim. It is a trade hub renowned for its tea gardens and timber industry. It's often called the "Gateway to the Northeast" due to its strategic location connecting various northeastern states. You must visit Jaldapara National Park, which is the prime attraction of this place.
Nature enthusiasts can visit Mahananda Wildlife Sanctuary, which houses diverse flora and fauna. Landmarks like the Kali Mandir and ISKCON Temple complement the city's scenic beauty. Siliguri also has markets like Hong Kong Market and Cosmos Mall, a shopper's paradise.
If you want to purchase a two-wheeler, Hero FinCorp's Two-wheeler Loan in Siliguri can provide up to Rs. 3.5 Lakhs at attractive interest rates, making it easier to turn your dream bike into a reality.
Features And Benefits of Two Wheeler Loan in Siliguri
Knowing the benefits and features of a Two-wheeler Loan brings you a step closer to it. Hero FinCorp’s Two-wheeler Loan in Siliguri has many features worth considering. Take a look:
Attractive Interest Rate
Our interest rates on Bike Loans in Siliguri are amongst the lowest, making your monthly EMIs affordable.
Collateral Free
Get a Two-wheeler Loan in Siliguri without collateral. This makes the whole process hassle-free and convenient.
Flexible Repayment Tenure
Our Two-wheeler Loans in Siliguri come with flexible repayment tenures of up to 60 months.
Instant Approval
At Hero FinCorp, you can get speedy approval for your Bike Loan in Siliguri.
Eligibility Criteria for Two Wheeler Loan in Siliguri
To qualify for a Two-wheeler Loan in Siliguri, you must meet certain criteria, such as age, income, and employment status. Meeting these conditions ensures a smoother and more straightforward loan application and approval process.
Age
To apply for a Two Wheeler Loan in Siliguri, you must be over 18 years.
Citizenship
Get a bike on loan in Siliguri, you should be a citizen of India.
Work Experience
Salaried and self-employed individuals can apply, with at least one year of experience.
Monthly Salary
You must earn a minimum monthly income of Rs 10,000.
Documents Required to Apply for a Two Wheeler Loan in Siliguri
To apply for a Two-Wheeler Loan in Siliguri, you'll need the following documents along with a duly signed loan application form and passport-size coloured photograph:
Documents Required for Salaried Employee
Loan Application
Duly filled loan application form, Passport-size coloured photograph
Identity Proof
Driving Licence, Aadhaar card, Passport, PAN Card, ID Card (issued by Central Government/State Government/PSUs)
Residence Proof
Driving Licence, Aadhaar Card, Passport, Property or Municipal Tax Receipt, Ration Card, Utility Bill
Income Proof
Salary Slips (last six months), Bank Account Statement of the last six months (salary account), Salary certificate (stating name, designation, and authorised signatory), Form 16
Job Continuity Proof
Job offer letter from the current employer, Experience certificate from the previous employer
Age Proof
Birth Certificate, Passport, PAN Card, Driving Licence
Office Address Proof
(Not required for salaried employees)
Property Documents
(Not required for salaried employees)
Documents required for Self Employed
Loan Application
Duly filled loan application form, Passport-size coloured photograph
Identity Proof
Driving Licence, Aadhaar card, Passport, PAN Card
Residence Proof
Driving Licence, Aadhaar Card, Passport, Ration Card, Utility Bill
Income Proof
(Not required for self-employed)
Job Continuity Proof
(Not required for self-employed)
Age Proof
Birth Certificate, Passport, PAN Card, Driving Licence
Office Address Proof
Maintenance Bill, Utility Bill
Property Documents
Rent Agreement, SSI or MSME Registration Certificate
Interest Rates and Charges for Two Wheeler Loan in Siliguri
The Bike Loan interest rate in Siliguri can be affected by various factors, such as the lender’s criteria and your credit score. Our interest rates for Two-wheeler Loans start at 14% per annum. Maintaining a good credit score can often result in a lower rate. On top of that, Hero FinCorp offers fantastic deals to help you secure the best interest rate for your Two-wheeler Loan in Siliguri.
How To Apply For a Two Wheeler Loan in Siliguri?
Availing of a Two-wheeler Loan in Siliguri through Hero FinCorp is easy. Know how:
- 1
Visit the Two-Wheeler Loan section on the Hero FinCorp website.
- 2
Click the ‘Apply Now’ button.
- 3
Enter your details and select the ‘Hero MotoCorp Two-Wheeler dealership’ from where you want to buy the vehicle.
- 4
Select the checkbox to agree to our ‘terms and conditions’ and submit.
Frequently Asked Questions
The maximum LTV ratio for a Two-wheeler Loan in Siliguri at Hero FinCorp can be as high as 95%.
Whether you can avail yourself of a loan for a commercial use two-wheeler or not depends on the lender's terms and conditions. So, check with your lender before applying.
Yes, you can check the Two-wheeler Loan interest rates online for Siliguri. At Hero FinCorp, two-wheeler loan interest rates start at 14%.
Yes, you can transfer your existing Bike Loan to another lender through loan refinancing or balance transfer.
You can apply for refinancing with these simple steps:
- First, you need to find a lender that offers refinancing.
- Then, proceed with the application and required documents.
- After that, the lender will verify the submitted documents and approve the loan.
- At last, the new lender will pay off your existing loan to the former lender.