High Loan Amount
Hero FinCorp offers loans up to Rs 3.5 lakh, customized for your dream bike.
Two Wheeler Loan In Surat
- Loan up to Rs 3.5 Lakh
- Longer Tenure
- No Hidden Charges
- Flexible Repayment
Two Wheeler Loan EMI Calculator
Get A Two Wheeler Loan In Surat Upto 3.5 Lakh
Two-wheelers are one of the most convenient forms of transportation, considering tough and busy Indian roads. Whether for daily commutes or long rides, they bring comfort, convenience, and fuel efficiency. For these reasons, bikes are extremely popular in fast-moving cities like Surat. However, the skyrocketing prices of two-wheelers often bring second thoughts to mind. Spending entire savings is not smart; therefore, people seek additional monetary assistance.
In this regard, a Two-wheeler Loan in Surat is a great way to get the necessary funds to buy a bike. If you plan to bring your desired bike home, you can always rely on Hero FinCorp. We provide instant loans of up to Rs 3.5 lakh at the most affordable Two-wheeler Loan interest rate in Surat.
Features And Benefits of Two Wheeler Loan in Surat
When you choose Hero FinCorp for your two-wheeler loan in Surat, you unlock a range of features and benefits, including:
Attractive Interest Rate
Enjoy affordable financing with competitive interest rates, making your two-wheeler purchase easier.
Collateral Free
Our collateral-free bike loans in Surat offer a hassle-free application and easy financing.
Flexible Repayment Tenure
Choose flexible repayment tenures up to 60 months, tailored to fit your financial goals.
Instant Approval
Enjoy instant loan approval with Hero FinCorp and get on the road faster.
Eligibility Criteria for Two Wheeler Loan in Surat
We believe in making financing accessible. To be eligible for a Two-wheeler Loan with Hero FinCorp, you generally need to meet the following criteria:
Age
Ensure you are at least 18 years of age.
Citizenship
You should be a citizen of India.
Work Experience
A minimum of one year of work experience is required for eligibility.
Monthly Salary
You must earn a minimum monthly income of Rs 10,000.
Documents Required to Apply for a Two Wheeler Loan in Surat
Applying for bike finance in Surat is simple, and the documentation required is minimal:
Documents Required for Salaried Employee
Loan Application
Duly filled loan application form, Passport-size coloured photograph
Identity Proof
Driving Licence, Aadhaar card, Passport, PAN Card, ID Card (issued by Central Government/State Government/PSUs)
Residence Proof
Driving Licence, Aadhaar Card, Passport, Property or Municipal Tax Receipt, Ration Card, Utility Bill
Income Proof
Salary Slips (last six months), Bank Account Statement of the last six months (salary account), Salary certificate (stating name, designation, and authorised signatory), Form 16
Job Continuity Proof
Job offer letter from the current employer, Experience certificate from the previous employer
Age Proof
Birth Certificate, Passport, PAN Card, Driving Licence
Office Address Proof
(Not required for salaried employees)
Property Documents
(Not required for salaried employees)
Documents required for Self Employed
Loan Application
Duly filled loan application form, Passport-size coloured photograph
Identity Proof
Driving Licence, Aadhaar card, Passport, PAN Card
Residence Proof
Driving Licence, Aadhaar Card, Passport, Ration Card, Utility Bill
Income Proof
(Not required for self-employed)
Job Continuity Proof
(Not required for self-employed)
Age Proof
Birth Certificate, Passport, PAN Card, Driving Licence
Office Address Proof
Maintenance Bill, Utility Bill
Property Documents
Rent Agreement, SSI or MSME Registration Certificate
Interest Rates and Charges for Two Wheeler Loan in Surat
At Hero FinCorp, we offer competitive and attractive interest rates on Two-wheeler Loans. Our transparent interest rate structure ensures you're well-informed about your repayment commitments. Our affordable Two-wheeler Loans enable you to purchase your perfect bike without digging into your savings. The bike loan interest rates in Surat start at 14%.
How To Apply For a Two Wheeler Loan in Surat?
Applying for a Two-wheeler Loan with Hero FinCorp is a breeze:
- 1
Visit the Two-Wheeler Loan section on the Hero FinCorp website.
- 2
Click the ‘Apply Now’ button.
- 3
Enter your details and select the ‘Hero MotoCorp Two-Wheeler dealership’ from where you want to buy the vehicle.
- 4
Select the checkbox to agree to our ‘terms and conditions’ and submit.
Frequently Asked Questions
The interest rate for a Two-wheeler Loan in Surat at Hero FinCorp starts at 14% per annum.
No. However, you can always apply for a Personal Loan from Hero FinCorp and finance your pre-owned two-wheeler purchase at best interest rates without collateral.
At Hero FinCorp, you do not need to wait weeks to get approval. Our team evaluates your application immediately and provides your loan in no time.
If your score is lower than the minimum requirement, it is advisable to improve it before applying. Otherwise, it may lead to a higher interest rate or even rejection of your loan application.
The interest rate for a Two-wheeler Loan in Surat at Hero FinCorp starts at 14% per annum. However, it might be affected by certain factors like your credit score, loan amount, and income.