Getting bike finance in Kolkata from us is easy, whether you are self-employed or salaried.
INTRODUCTION
Planning to apply for a two wheeler loan in Kolkata? Hero FinCorp’s easy and affordable financing options are here to help you out. The flexible tenures and multiple down payment options we offer add to the convenience. With us, you can customise your loan exactly the way you want and repay it without any hassle.
FEATURES AND BENEFITS
The loan amount you apply for can be anything from INR 10,000 to INR 3,50,000.
To minimise the burden of down payment, we offer a maximum loan to value (LTV) ratio of 95%.
We make repayment easy by offering attractive interest rates and flexible tenures that go up to 60 months.
To make your loan application quick and smooth, we ensure minimal documentation. You do not need to name someone as a guarantor.
Hero FinCorp offers multiple modes of repayment for your convenience, including NACH, ECS, PDC and cash.
It can take as little as 15 minutes for your two wheeler loan in Kolkata to get approved, if you are eligible and possess the essential documents.
THE HERO FINCORP ADVANTAGE:
- Get in touch with Hero FinCorp if you are looking for the highest possible amount for your bike loan in Kolkata.
- Our interest rates are extremely reasonable and make it easy for you to pay back the loan in a timely manner.
- Hero FinCorp is known for a smooth loan application process and minimal documentation.
- We offer flexible tenures so that you can repay your two wheeler loan without any trouble.
- You can pick from multiple repayment modes too, like Cash, PDC, ECS, NACH, etc.
- If you want your bike loan to get processed fast, we are your best bet.
What Our Clients Say About Us
HOW TO APPLY FOR TWO-WHEELER LOANS IN KOLKATA
- 01
Looking for an easy way to apply for a bike loan in Kolkata? First, ensure that you are eligible for the loan and have all the required documents. Then, either visit a Hero MotoCorp dealership that is nearest to you or take the online route by clicking here.
- 02
The next step is to submit your completed loan application form along with KYC documents, income proof, and a passport size photo. There is no need to offer any collateral or name a guarantor when you avail a bike loan from Hero FinCorp.As far as a co-applicant is concerned, a blood relative living with you or your spouse can step in.
- 03
Based on the documents you submitted, your credit history and the bike’s model and price, you need to choose from the multiple options we offer for a two wheeler loan in Kolkata. You can pick from different down payment options and tenures as well.
- 04
Lastly, take a look at the terms and conditions carefully and accept them to conclude the application process.
Eligibility Criteria
When you approach Hero FinCorp for bike finance in Kolkata, you get to pick from various options, which in turn, ensures an easy repayment process.So, if you are eligible, do not wait to start with the application process.
The eligibility criteria you need to fulfil to avail a two wheeler loan from Hero FinCorp are listed below:
- You must be above 18 years and an Indian national.
- In case you are a salaried professional, you should have been employed for 1 year at least and must have spent a minimum of 6 months with your current employer, OR
- If you are self-employed,you should have spent at least a year in your current business.
Documents Required
- In order to get a two wheeler loan in Kolkata, you should submit identity as well as address proofs along with KYC documents
- Both salaried and self-employed individuals must supply bank statements as income proof. You need to submit if you are salaried
- We also need you to provide a passport size photo
Frequently Asked Questions (FAQs)
The term EMI refers to Equated Monthly Instalmentsor the money you shell out every month for a certain time period to repay a loan. Fixed in nature, EMIs have a principal component and an interest component. You can use the two wheeler EMI calculator on our website to calculate EMI
When you approach us for a two wheeler loan, you can expect highly competitive interest rates. However, the tenure you choose, your income, your credit score and the loan amount are some factors that will determine the actual rate. You can also go for a long tenure if you wish to get a low interest rate. In case you have a good credit score, it can help you to get a low rate too.
You can use the bike loan calculator in Kolkata at the top of our website to figure out the EMI that you have to pay. Just enter the loan amount, interest rate, and tenure for this purpose.You can also try multiple combinations to see which loan terms will be most suitable for you.
Hero FinCorp offers special schemes time and again to make your bike loan more affordable. You can contact one of our representatives to know more about these before you submit your application.
If the foreclosure terms in your loan agreement allow it, you can prepay your two wheeler loan without paying any fine. If fast repayment is your priority, you can also pick a short tenure.Though it will mean that you have to bear a higher interest rate, you will become free of debt soon. Just use the two wheeler loan interest calculator in Kolkata that our website features to calculate the EMI amount you can pay conveniently