Max Loan Amount
Up to 5 Lakh
Unsecured Personal Loan
Get an Unsecured Personal Loan of up to Rs. 5 Lakhs
Easy Digital Process
Minimum Salary Required ₹15K
Instant Approval
Personal Loan EMI Calculator
Get Unsecured Personal Loans Upto Rs5 Lakh
Hero FinCorp offers problem-free access to unsecured personal loans, ensuring financial flexibility and convenience for individuals in need of quick funds. Our easy approval process streamlines the loan application, allowing you to secure upto 5 lakh funds you require without any collateral. Whether you're planning a vacation, trying to manage medical expenses or consolidating debt, our unsecured personal loans cater to diverse financial needs.
With Hero FinCorp, you can enjoy an efficient application experience, starting from the comfort of your home through our online platform or by visiting our nearest branch. Our user-friendly application form requires minimal documentation, making the process efficient and straightforward. Benefit from competitive interest rates and flexible repayment options tailored to suit your financial capabilities.Unlock the potential of unsecured personal loans to fulfil your financial goals and aspirations with ease.
Why Choose Hero FinCorp for Unsecured Personal Loan?
Explore the advantages of Hero FinCorp's unsecured personal loans. With simplified processes and attractive features, we provide an easy borrowing experience tailored to your needs.
Minimal Paperwork
Simplified application for efficiency
Attractive Interest Rate
Competitive rates tailored to individual needs
Flexible Tenure
Customizable repayment options
Repayment
Easy and convenient repayment process
Quick Approval
Fast processing for urgent needs
Collateral-free
No asset pledge required for loan access
Features and Benefits of Unsecured Personal Loan
Enjoy numerous advantages offered by Hero FinCorp's Unsecured Personal Loan, customized to your requirements:
Loan Up to 5 Lakh
Obtain funds of up to 5 lakh, empowering you to fulfil various financial needs.
Quick Approval
Fast approvals for quick access to funds when you need them.
Flexible Repayment Plans
Customize your repayment schedule to suit your finances and preferences for hassle-free payments.
Competitive Interest Rate
Benefit from competitive interest rates, making your loan affordable and cost-effective over the repayment tenure.
Paperless Application Process
Enjoy a seamless, paperless loan process with minimal documentation.
Documents Required For ₹5 Lakh Personal Loan
Hero FinCorp has minimal documentation requirements with zero paperwork. You can submit your documents online through our website or loan app. However, they vary based on whether you are a salaried or a self-employed individual. These are the standard documents you must provide to apply for a loan:
Mandatory Documents
Duly filled loan application form Passport-size photograph (coloured)
Identity Proof
Driver’s licence, passport, PAN card, or Aadhaar card
Address Proof
Driver’s licence, passport, Aadhaar card, ration card, or utility bill
Ownership Proof
Residence ownership proof, like electricity bills, maintenance bills, or property documents
Income Proof
Last six months' salary slips, the previous six months' salary account statement, and Form 16 Job continuity proof, like an appointment letter from the current employer or experience certificate from the previous employer
Documents required for Self Employed
Mandatory Documents
Duly filled loan application form Passport-size photograph (coloured)
Identity Proof
Driver’s licence, passport, PAN card, or Aadhaar card
Address Proof
Driver’s licence, passport, Aadhaar card, ration card, or utility bill Office address proof, like maintenance bills, utility bills, property documents, or rent agreement
Ownership Proof
Business existence proof, like a copy of tax registration, shop establishment proof, or company registration certificate
Income Proof
Last six months' bank statements and ITR for the previous two consecutive years
How to Apply for an Unsecured Personal Loan?
Applying for a Personal Loan online is now more accessible than ever. With a quick and secure process, you can easily secure instant funds to meet your financial needs.
- 1
Click on the 'Apply Now' button.
- 2
Enter your mobile number and verify the OTP sent to it.
- 3
Choose the desired loan amount.
- 4
Verify your KYC details to confirm income eligibility.
- 5
Click on ‘Submit’ to complete your application process.
Eligibility Criteria for Unsecured Personal Loan
Explore the eligibility criteria required to avail an instant unsecured personal loan with Hero FinCorp. From age requirements to income thresholds, ensure you meet the prerequisites for an easy loan application process.
Age
Applicants should fall within the age bracket of 21 to 58 years.
Citizenship
Indian citizenship is a prerequisite for loan eligibility.
Work Experience
Salaried individuals require a minimum of six months of employment, while self-employed individuals must possess a minimum of two years' experience in their current business.
Monthly Salary
A minimum monthly income of Rs 15,000 is mandated for loan consideration.
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Frequently Asked Questions
No, there are no hidden charges associated with Hero FinCorp's unsecured personal loans. We believe in transparency and provide clear terms to our customers.
Yes, Hero FinCorp offers unsecured personal loans, which means you don't need to provide collateral to secure the loan.
The maximum repayment tenure for an unsecured personal loan with Hero FinCorp is up to 36 months, providing flexibility for borrowers to manage their repayments comfortably.
Unsecured personal loans offer peace of mind to borrowers as they don't require collateral. With responsible financial planning, borrowers can confidently manage repayments without worrying about risking assets.
No, Hero FinCorp offers unsecured personal loans to both salaried and self-employed individuals, ensuring accessibility to a wider range of customers.